|Credit card service
|Monthly fee for main card
||PLN 0* / PLN 12,99
|Monthly fee for supplementary card
||PLN 0* / PLN 6,99
|Insurance, service fee**
|Monthly fee for Safety Package
|Monthly fee for Travel Insurance package
* The first monthly fee shall be charged for the second full month from issuing the card. Subsequent monthly fees shall be charged in arrears – for the previous month. The fee will not be charged if in the previous month 5 non-cash transactions were done on given card.
** Insurances, services are not mandatory.
Credit cost and legal note
Representative example for Millennium Visa Gold/Millennium MasterCard Gold:
Annual Percentage Rate (APR) is 13.42%; total amount of credit (net of debt-financed costs): PLN 10 000; total amount due: PLN 10 784.09; variable interest rate 10%; total cost of credit: PLN 784.09 (including: sum of monthly fees for the credit card PLN 142.89; interest PLN 641.20), assuming that the granted credit limit is disbursed outright in the full amount as a non-cash transaction and is repaid in 12 equal monthly instalments of PLN 898.67. The calculation was made as of 7.06.2019 on a representative example.
The Bank evaluates the applicant’s credit capacity on a case-by-case basis each time prior to granting a credit card; if requirements regarding credit capacity are not met the Bank will not sign a credit card agreement. Fees, interest rate and other details are contained in the Regulations on Credit Cards Issued by Bank Millennium SA, Price List – Credit Cards – available in the Bank’s branches and on www.bankmillennium.pl. Offer details are also available in TeleMillennium by calling 801 331 331.
In the “Świąteczne zakupy z kartą kredytową Millennium” promotion a holder of the Millennium Visa Impresja, Millennium MasterCard Impresja, Millennium Visa Alfa, Millennium Visa Gold and Millennium MasterCard Gold (“the Card”), who applied for the Card on 9 November 2019 to 10 January 2020 (“promotion period”), will have the monthly card fee waived in each of 12 subsequent calendar months, in which the holder made at least one non-cash transaction with it, counting from the date of issuing the Card.
Additionally Promotion Participants who apply for the Card during the Promotion Period in Millenet or the Mobile App, sign the Card agreement with the credit limit specified in Promotion Regulations and use it to make non-cash transactions (including BLIK) in the total amount of at least PLN 250 in each of three consecutive periods specified in the Promotion Regulations, may get a bonus of PLN 200. 4,000 Users, who are the first during the Promotion to apply for the Card, shall be eligible for the bonus. Card applications, which may qualify for the Bonus, may be submitted until the pool of 4,000 applications is exhausted, however not longer than until 10 January 2020. The Bank will inform promptly that the pool has been exhausted on www.bankmillennium.pl. and on product pages of the cards taking part in the Promotion (www.bankmillennium.pl/klienci-indywidualni/karty-platnicze/karty-kredytowe/millennium-impresja, https://www.bankmillennium.pl/klienci-indywidualni/karty-platnicze/karty-kredytowe/millennium-alfa, www.bankmillennium.pl/klienci-indywidualni/karty-platnicze/karty-kredytowe/millennium-visa-mastercard-gold, https://www.bankmillennium.pl/prestige/produkty/karty-platnicze/zlote-karty-kredytowe/millennium-mastercard-gold, https://www.bankmillennium.pl/prestige/produkty/karty-platnicze/zlote-karty-kredytowe/millennium-visa-gold). Promotion Regulations are available on www.bankmillennium.pl (Support/Price lists and regulations/Payment cards bookmark).