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Transfer your borrowings and cash loans to us and, thanks to consolidation, pay one convenient instalment with a fixed interest rate (APR 19.71%).
You will not pay any commission for consolidating borrowings or cash loans from other banks.
Also we offer 0 PLN commission on the amount of additional funds selected for any purpose. The APR for the representative example is 19,71% for the cash loan offer with insurance.
Merge your commitments and pay one convenient instalment. Examples of commitments you can merge:
We offer consolidation of multiple liabilities:
In addition to the consolidation of loans, you have an opportunity to add additional funds for any purpose up to a total of 250 000 PLN as long as you receive a positive credit decision. This offer does not include the consolidation of mortgage products.
Pozyczka pod ochrona Insurance will provide comprehensive support for you and your loved ones in many difficult life situations. You can conclude insurance conteact easy and comfortably – during concluding cash loan agreement in branchor in Millenet. Insurance premium is only 0,424% of loan amount monthly. Thans to the insurance, accordingly to definitions of below concepts and limitations of cover included in Insurance Terms and Conditions you can receive support in case of:
Insurer will also allow you to receive second medical opinion in foreign medical facility
If you are not yet our client, please contact us.
If you are our client, submit your application in Millenet or the mobile app.
Would you like to benefit from Consolidation Loan? Select a document according to your source of income.
One of the options below:
Credit cost and legal note
A representative example for consolidation loan: Annual Percentage Rate (APR) is 19.71%, total loan amount (without credited costs): PLN 38 178.15; total amount to be paid: PLN 64 676.56; fixed interest rate 10.29%; total cost of the loan: PLN 26 498.41 (including: 0% commission (PLN 0); interest PLN 13 741.35; additional services: insurance, the sum of premiums for the entire loan repayment period is PLN 12 141.00, the amount of the premium due for each month of insurance coverage payable on the installment payment dates is PLN 161.88). The loan agreement is concluded for a period of 75 months, the loan is repaid in 75 monthly equal installments in the amount of PLN 692.26; the first installment is payable 30 days from the date of loan disbursement. We performed the calculation on October 19th, 2024, using a representative example, assuming that the insurance coverage will last until the end of the loan repayment period and the insurance contract will not be terminated earlier. Fees, commissions and interest are charged in accordance with the Cash Loan Price List. Details on the rules and conditions for granting loans are included in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. Detailed rules for providing insurance covered by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A., under the Protected Loan Insurance, are included in the Terms and Conditions of the Protected Loan Insurance and the Product Card - Protected Loan Insurance. You can familiarize yourself with documents in our branches and on our website www.bankmillennium.pl. Before we grant you a loan, we assess your credit capacity and creditworthiness each time. In justified cases, we may not grant you a loan.
