Since 25.08 It will not be possible to log in to Millenet from the version of the browser you are now using. Update the browser on your device and use online banking in a comfortable and secure way.
Update the browserOpen the best account for sole traders available in our offer and pay for 2 years:
Promotion "Rozwiń swój biznes z Kontem Mój Biznes" runs from 1.04.2025 until further notice. We'll inform on our website about its completion at least 7 days in advance.
Details in the regulations.
Legal note
Open Konto Mój Biznes account, give the marketing and commercial consents and activate the mobile app. ensure that the inflow to the account opened in the promotion is a minimum of 1,000 PLN make payments with a debit card issued to the Account or BLIK of a minimum of. 500 PLN.
How much you can gain?
The promotion “Zyskaj więcej z Kontem Mój Biznes” lasts until 30.11.2025. Details in the regulationsthe link opens in a new tab.
Konto Mój Biznes account is an ideal solution for sole traders, partners in civil-law companies and farmers.
In „Rozwiń swój biznes z Kontem Mój Biznes” promotion the fee for keeping the account is 0 PLN for 24 months. After this period, it can still be free of charge if you make at least one transfer to ZUS/Tax Office per month from your new account or deposit min. 1000 PLN of external funds a month.
What you can gain with Konto Mój Biznes account:
Start a business with us! Fill in a simple application and we'll send it to CEIDG (Central Registration and Information on Economic Activity):
Now the Accounting Service is only 99 PLN for the first 2 months. It also includes access to training and tools to help you run your business. The promotion lasts until November 30, 2025.
Start selling online. Open online shop on Sellingo platform and test it for 0 PLN for 6 months.
Accept fast payments from customers in your online shop with Millennium Pay gateway. Commission is only 0.7% on transactions for a year
Choose payment terminal: stationary, portable or accept payment on your mobile device
Decide to grow and lease a car, equipment or machinery. You can benefit from day one of running your business.
Log in to Millenet with the same credentials as you log in to your individual account.
Fill in the application form and confirm the entered data. Ready!
Prepare an ID card and NIP (tax identification number) for your business.
Complete the application. You will confirm your identity by logging in to your individual account at another bank.
After sending the application, we will verify its correctness and activate your account.
You can also fill in the application online and sign the agreement in a branch of your choice. During your visit in the branch, we activate your account and show you how to use our mobile app for business. Open now
If you are a sole proprietorship, then you need a bank account.
Setting up a business account can bring many benefits, e.g.:
Yes. This will give you convenient access to your finances. Both in Millenet and in the mobile app you can easily and efficiently switch between your private and business account. You will log in to both accounts with the same details.
Yes. If you have a personal account with us, you can set up a business with our help and open a business account “Konto Mój Biznes". All you have to do is fill out a simple application.
We run the Konto Mój Biznes account for 0 PLN for 2 years in the "Rozwiń swój biznes z Kontem Mój Biznes" promotion. You don't have to meet any conditions during this time to avoid incurring fees for maintaining a business account.
After 2 years, we can continue to run your business account for free if you meet a simple condition: each month you will receive at least 1000 PLN of income to this account or if you order at least 1 transfer to ZUS or the Tax Office. If you do not meet the condition, we will charge you according to the price list in the following month.
You don't pay for the Konto Mój Biznes debit card if you meet a simple condition. All you have to do is spend min. 500 PLN each month. If you do not meet the condition, we will charge you according to the price list in the following month.
You can create a My Business account in three ways:
It is very simple. If:
Information about ongoing promotions can be found:
Yes. If your company has been registered in CEIDG and has been assigned NIP and REGON, but you are still waiting to start running your business, you can set up a business account for it.
Yes. You can have several business accounts, if you need.
It all depends on the form of your business. You can get help in choosing an account on our hotline, chat or branches.
You can open a Konto Mój Biznes account if you run a sole proprietorship registered in CEIDG or if you are a partner in a civil law partnership.
If you run a business in a different legal form, choose the Konto Biznes account.
A business account - as opposed to a personal one - is opened immediately with a VAT account. In addition, with the Konto Mój Biznes account you can take advantage of many additional products available only for business activities, e.g. order a payment terminal, take out a business loan, leasing or accounting services as part of the Millennium Księgowość platform.
Yes, if your business is registered in CEIDG.
If you are interested in our offer please fill in the form below - we’ll call you back!
Legal note
Detailed terms and conditions of the “Zyskaj więcej z Kontem Mój Biznes” promotion are provided in the Promotion Regulations, which are available in the Bank’s branches and on www.bankmillennium.pl.
The promotion is targeted at entrepreneurs understood to mean sole traders registered in Centralna Ewidencja i Informacja o Działalności Gospodarczej [Central Business Activity Records and Information].
The promotion runs from 1.08.2025 to 30.11.2025.
15,000 Participants, who are the first during the Promotion to open a Konto Mój Biznes account (“the Account”) in Millenet or the Mobile App, or on the Bank Millennium SA portal, submitting the application online, shall be eligible for the reward. If it is not possible to open an Account in the above-mentioned way, the Promotion Participant may fill in the contact form on the Bank’s portal kontakt by selecting the Branch path, and open the Account in any branch of the Bank. We will inform you about the use of the limit on our website www.bankmillennium.pl.
As a Promotion Participant you will receive a Bonus of maximum PLN 3600 if you meet the conditions of promotion participation, i.e. log in to the Mobile App, review and accept the Regulations, give the marketing and commercial consents and do not withdraw them during the Promotion until payment of the Bonus, ensure total inflows from outside the bank to the business account in each of the 6 calendar months following the month in which you opened the account, at the level of a minimum of PLN 1000 and make transactions with the debit card issued to the account or by BLIK at the level of min. PLN 500 a month, which will be credited to the account opened in the Promotion and meet the rules of the Promotion as described below:
As a Promotion Participant you may receive:
1. Up to PLN 1200 (PLN 200 for 6 months) if in each of the 6 months counted from the next calendar month after opening the account, you make transfers to ZUS using the ZUS form in Millenet or the Mobile App.
2. Up to PLN 1200 for fuel (10% refund up to PLN 200 every month for 6 months) if in each of the 6 months counted from the next calendar month after opening the account, you pay with your card or BLIK for fuel, at all petrol stations, and the transactions are credited to your account opened in the promotion.
3. Up to PLN 1200 for a POS terminal (PLN 200 every month for 6 months) if you sign a contract for a terminal for a period of 12 months with PayTel or Millennium POS at maximum until the end of the next calendar month after opening Konto Mój Biznes, and then you ensure monthly inflow from the terminal at the level of at least PLN 1000 starting from a full calendar month after signing the agreement.
The Bonus described above in pt. 1, 2 and 3 shall be paid only to the Konto Mój Biznes account opened by the Participant in the Promotion. The Bonus will be paid not later than until the end of the month following the period specified in the Regulations. The Bonus will be paid if by the day of payment of the particular Bonus the Promotion Participant does not: dissolve, terminate or withdraw from the Agreement on the Account, concluded during the Promotion period, does not withdraw the marketing and commercial consents and also has an activated mobile application, as well as ensures inflows to the Account and debit card or BLIK payments in keeping with the Promotion Regulations, in each of the 6 calendar months, following the month, in which the account was opened.
Additionally in the “Rozwiń swój biznes z Kontem Mój Biznes” promotion during 24 months the fee for keeping Konto Mój Biznes account shall be PLN 0, for the first and subsequent FX accounts PLN 0, the annual fee for a Millennium VISA Business credit card shall be PLN 0. Domestic transfers ordered in electronic banking and mobile application to accounts in other banks: in PLN and EUR to EEA and SEPA countries in the standard mode free of charge. The a/m Promotion is available to entities which were not party to an agreement on a settlement account in PLN for Business Clients during 1.04.2024-31.03.2025 and gave all the marketing and commercial consents. Concluding a Konto Mój Biznes account agreement in PLN shall be deemed as joining the a/m Promotion. The “Rozwiń swój biznes z Kontem Mój Biznes” Promotion is valid from 01.04.2025 until its end, about which the Bank shall inform on the website http://www.bankmillennium.pl. Details are stipulated in “Rozwiń swój biznes z Kontem Mój Biznes” Promotion Regulations available in the Bank’s branches and on https://www.bankmillennium.pl.