Profit Savings Account

Special offer

Up to 2.7% for new Profit Savings Account holders

Gain as much as 2.7% anually for new funds up to PLN 200,000 for 3 months. For surplus over PLN 200,000 the interest rate is 1.5%.

Promotional interest rate is effective for the period of 92 days calculated from the date in which the first transfer of new funds to the Konto Oszczędnościowe Profit savings account during the Promotion period was made. Promotion lasts from 11 March 2018 until 12 May 2018 inclusive of this day. Other Special Offer details are available in the Promotion Bylaws and the Price Table – Interest rates in Bank branches and on After the end of the Promotion Campaign variable interest rate will apply in accordance with the Price Table – Interest rates and the table below (“Standard interest rate”).

The Promotion may be joined on the condition of not using at the same time another promotion for Konto Oszczędnościowe Profit or other type of savings account held in the Bank

About Konto Oszczędnościowe Profit savings account

What you get:

  • 0 PLN for opening and no monthly account fees
  • attractive interest rate
  • 24/7 access through e-banking and mobile app
  • deposit and withdraw without losing interest
  • add funds as you want: at a one-off or regular basis

Standard interest rate

Standard interest rate on the Konto Oszczędnościowe Profit savings account amounts to:

Amount Standard interest rate
Up to PLN 50,000 included 0,60%
Surplus over PLN 50,000 up to PLN 100,000 included 0,70%
Surplus over PLN 100,000 up to PLN 250,000 included 0,90%
Surplus over PLN 250,000 up to PLN 500,000 included 1,00%
Surplus over PLN 500,000 1,10%

Standard interest rate is variable and applies to Client funds not classified as new funds.

Interest is compounded monthly. Minimum amount for interest to be accrued is 1000 PLN. The minimum amount does not apply to new funds with promotional interest rate and in situation when the sum of values of new funds and funds not classified as new is equal or higher than 1000 PLN.

How to open Konto Oszczędnościowe Profit savings account

The quickest way to open the account is online

Simply fill in the form online. Next, we will arrange a courier’s visit at the time and place selected by you. The courier will deliver free of charge a set of documents and your debit card.

Open Konto 360° account

Useful information


Account opening PLN 0
Monthly account fee PLN 0
First withdrawal/transfer in a calendar month PLN 0
Second and every subsequent withdrawal/transfer in a calendar month PLN 7,5

Konto Oszczędnościowe Profit savings account is opened for an indefinite term. You can manage it through your current account, which also provides access to other banking services. You can hold only one Konto Oszczędnościowe Profit savings account.

Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of EUR 100,000, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.

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