Profit Savings Account

Special offer

Up to 2.7% for new Profit Savings Account holders

Gain as much as 2.7% anually for new funds up to PLN 200,000 for 3 months. For surplus over PLN 200,000 the interest rate is 1.4%.

Konto Oszczędnościowe Profit savings account is managed via the current account, which also provides access to other banking services. Fees as well as rules for keeping a current account and savings accounts (including Konto Oszczędnościowe Profit) are stipulated in Rules and regulations of providing banking services for Individuals at Bank Millennium S.A. as well as in the Price list – fees and commissions. As regards new money on Konto Oszczędnościowe Profit a promotional interest rate of 2.7% per annum applies during 92 days on amounts up to PLN 200,000 and 1.4% per annum over the amount of PLN 200,000 – from the day, on which Konto Oszczędnościowe Profit is credited for the first time with new money during period of participation in the Promotion, which is active from 14.10.2018 to 12.01.2019. If the account is further credited with new money the promotional interest rate shall apply up to the 92nd day included, counting from the first crediting with new money. Only one promotion at a time is available for the particular Konto Oszczędnościowe Profit. Promotion details in the “New Money on Konto Oszczędnościowe Profit. Edition 11”. After the period of validity of promotional interest rate and with respect to funds not classified as new the standard variable interest rate shall apply as per the Price List – Interest Rates, in accordance with this Price list the first internal transfer order from Konto Oszczędnościowe Profit shall be free of charge, and the second as well as all subsequent ones shall be charged PLN 7.50. Above mentioned regulations are available in Bank Millennium branches as well as on

You can take part in one Promotion for a given Profit Savings Account at a time.

About Konto Oszczędnościowe Profit savings account

What you get:

  • 0 PLN for opening and no monthly account fees
  • attractive interest rate
  • 24/7 access through e-banking and mobile app
  • deposit and withdraw without losing interest
  • add funds as you want: at a one-off or regular basis

Standard interest rate

Standard interest rate on the Konto Oszczędnościowe Profit savings account amounts to:

Amount Standard interest rate
Up to PLN 50,000 included 0,60%
Surplus over PLN 50,000 up to PLN 100,000 included 0,70%
Surplus over PLN 100,000 up to PLN 250,000 included 0,90%
Surplus over PLN 250,000 up to PLN 500,000 included 1,00%
Surplus over PLN 500,000 1,10%

Standard interest rate is variable and applies to Client funds not classified as new funds.

Interest is compounded monthly. Minimum amount for interest to be accrued is 1000 PLN. The minimum amount does not apply to new funds with promotional interest rate and in situation when the sum of values of new funds and funds not classified as new is equal or higher than 1000 PLN.

How to open Konto Oszczędnościowe Profit savings account

The quickest way to open the account is online

Simply fill in the form online. Next, we will arrange a courier’s visit at the time and place selected by you. The courier will deliver free of charge a set of documents and your debit card.

Open Konto 360° account

Useful information


Account opening PLN 0
Monthly account fee PLN 0
First internal transfer order in a calendar month PLN 0
Second and every subsequent internal transfer order in a calendar month PLN 7,5

Konto Oszczędnościowe Profit savings account is opened for an indefinite term. You can manage it through your current account, which also provides access to other banking services. You can hold one Konto Oszczędnościowe Profit savings account with each current account, to which there are various holders/co-holders present.

Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of 100,000 EUR, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.

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