Millennium Debt Consolidation Loan is an attractive loan for repayment of other, expensive liabilities you already have with other banks. Got a housing loan, car loan, installmant loan, c/a overdraft? Instead of them all, you can pay out one low installment with Bank Millennium!
Why choose Millennium Debt Consolidation Loan?
- attractive margins and interest rates and an option to lower the spread by 0.5 p.p. within the lending period*
- loan up to 80% real estate
- favorable lending period - up to 30 years
- convenience - instead of a number of high installments with other banks, all you pay out is just one Millennium installment with favourable interest rates
- short time to Yes & Cash
- acceptance of numerous sources of income - in Millennium you may be granted a loan, if you have contract of unspecified or specified duration, earn based on Civil Law contracts (e.g. contract of mandate or contract to perform a specific task), as well as when your run your own business (and are in a position to provide the Bank with suitable accounting and tax documents)
- opportunity to combine housing and non-housing purposes within one loan agreement
- a number of loan service facilities, e.g. loan holidays or grace period
- friendly Customer service - numerous user-friendly internet options facilitiating loan service (e.g. option to submit order of earlier loan repayment, loan holidays, change of installment date etc.)
* Spread reduced by 0.5% for Customers who meet the conditions below, during the entire loan period:
- have a personal account in Bank Millennium, to which the salary or net income is transferred every month and
- are users of a debit card from Bank Millennium (make at least PLN 500 worth of non-cash transactions with the card during a month).
What loans can you repay with Millennium Debt Consolidation Loan?
- housing loans
- car loans
- installment loans
- cash loans
- credit card limits
- c/a overdrafts
- loans granted by the employer
- other consumer loans.