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Wygodny Portfel Investment Programme is a unique offer created for persons who aim to grow their assets for the future. The Programme combines the opportunity to accumulate funds to carry out long-term plans with insurance cover.
The policy provides basic cover, comprising death of the insured as well as death in result of an accident. This cover can be extended by as follows:
- In the event of death
- In the event of death in result of an accident,
Which increases the sum insured.
The offer is targeted at persons aged 18 – 70 and does not require a medical examination.
The minimum amount of the first payment is PLN 10,000.
Insurance cover is provided by Generali Życie T.U. SA.
In the investment part we offer four model portfolios with diversified yield and risk potential:
- They permit capital to be grown effectively,
- They comprise selected funds, picked by experts on the basis of thorough investment analyses, historical data and preferences of investors,
- A team of experts managing the portfolios invests in Polish market and global market funds, selecting from among over 350 funds managed by more than 10 leading investment companies,
- Composition of the portfolios is monitored daily, while the managers decide about share and changes of the mutual funds in the portfolios, reacting promptly i.a. to significant changes on financial markets,
- The possibility to adjust strategy to the planned investment duration, accepted risk and expected gains,
- At least 45% and not more than 60% assets of the model portfolios are invested in selected Millennium TFI SA funds.
Wygodny Portfel Investment Programme is a solution for people who:
- Want to grow their money and secure the future of themselves and their family,
- Seek a solution, which provides access to the broad range of mutual funds of various managers under a single agreement,
- Seek solutions, which will increase the quality of their life in the future.
Benefits of investing in Wygodny Portfel Investment Programme:
- The opportunity to choose the optimum investment strategy and to change it at any time,
- Access to the accumulated money at any time, after the 4th year at no extra cost,
- The possibility to make further deposits at any time and in any amount (starting from PLN 500) during the first 4 years of the insurance,
- No up-front fees, 100% premium allocation,
- Capital gains tax deferred until the money is paid out,
- Payment of the benefit is free from inheritance and donation tax,
- The life insurance benefit is partly exempt from court execution,
- Anyone can be indicated as the beneficiary,
- The part due to the beneficiary is excluded from inheritance.