Open up for the new possibilities

Choose Konto 360° Student account with our innovative app that allows you to pay by phone or easily buy public transport tickets

About the account

Account for 0, available 24/7
  • for payment account maintenance
  • for debit card maintenance
  • for cash withdrawal
  • for direct debits and standing orders
  • for online and mobile domestic transfers in PLN
  • for transfers to phone number

Konto 360° Student is an offer for the Clients from 18 to 26 years old. Legal note



Pay and withdraw money with your phone

BLIK is a new mobile payments system available in Bank Millennium Mobile Application. Instead of searching for your wallet in a hurry, pay and withdraw money from the ATM - conveniently and safely - with BLIK.

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Gain rewards with your friends

  • goodie eCard for 100 PLN, which you can pay in every store in Poland
  • Empik ecard for 80 PLN to spend in online store
  • Gift card for 80 PLN to Zalando
  • 4 tickets to Multikino (2D) or Helios (2D/3D)
  • 2% annually on 3-month term deposit from 500 to 25 000 PLN

Collecting reards are available in regulations.

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How to use

  • Millenet

    Millenet is an online banking system providing security and full 7/24 online control over your finances and additional services.

  • Mobile app

    The mobile app allows you to use the account on your phone, wherever you are. You can make transfers, pay in stores, withdraw cash from ATMs and much more.

  • Branches and ATMs

    Bank Millennium provides over 750 branches throughout Poland and multifunctional Bank Millennium ATMs.


Our Consultants will provide 7/24 detailed information and will carry out your instructions.

801 331 331

Fixed line calls and mobile

Additional products

  • Debit card

    The card to your account that enables contactless (PayWave) and online (3D Secure) payments, with which you will buy cheaper due to discounts in the "Inspiracje" benefits programme – available from over 1000 merchants.

  • Current account limit

    With account limit you are able to finance you current and unexpected spending without paying interest if you use the limit for not more than 7 days in a month.

  • Transfers to e-mail or phone numer for PLN 0

    With Konto 360°you can perform free of charge transfers to e-mail or phone number, without providing the account number.

  • Happy Hours

    Term deposits with promotional interest rate each week, during indicated hours.

  • Finance Manager

    Access to your personal Finance Manager which facilitates household budgeting and control over incoming and outgoing transfers.

  • Konto Walutowe

    So you will get access to service loans and deposits in foreign currencies.

Apply for Konto 360° Student account

Open account without leaving you home, choose how you want to confirm your identity

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    Apply for Konto 360° Student account -

    Get your phone and identity card ready

    Get your phone with internet access and ID card. Enter in the browser on your phone and select Open account from the side menu, then choose Selfie option.

    Open now Konto 360° Student account

  2. 2
    Apply for Konto 360° Student account -

    Fill in the application and take photos

    Fill in the data, take photos of your ID card and a few photos of the face (straight ahead, with the head bowed and eyes closed) – according to the instructions.

  3. 3
    Apply for Konto 360° Student account -

    Use your account

    After sending the application, we will verify your identity and activate your account.

  1. 1
    Apply for Konto 360° Student account -

    Choose a bank

    After selecting the Online option, choose the bank where you already have a current account.

    Open now Konto 360° Student account

  2. 2
    Apply for Konto 360° Student account -

    Fill out the application and log in to the account at the selected bank

    Fill in basic details, then log in to your account at the selected bank to confirm your identity. After returning to the application, complete and send it.

  3. 3
    Apply for Konto 360° Student account -

    Use your account

    After verifying your application, we activate your account.

You can also submit an application online and sign the agreement in a branch of your choice or during a courier visit who delivers your documents and a card for your account. Open now


  • Konto 360° Student account can be opened by any person aged 18 – 26, regardless of their student status.
  • In Bank Millenium you can open Konto 360° Student account, i.e. personal bank account, in several ways:
    • traditionally – at a Bank branch (the branch search engine is available on our website in the "About the Bank" tab),
    • with the option of submitting an application for opening an account via the Internet and signing an agreement at the branch or signing anagreement during the courier's visit,
    • completely online – with a selfie using a smartphone with Internet access or by logging in to an account at another bank to confirm your identity.
  • You can use the Konto 360​​° Student account card free of charge, just make at least one card payment or BLIK payment per month. If this condition is not met, the bank will charge a fee in accordance with the price list for debit cards.
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Important documents