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Cash Loan

Who said that dreams don't come true?

Choose Cash Loan with 4,99% interest rate and make your plans happen (APR 23,16%)

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The “Marzysz czy spełniasz” (Dream or make it happen) Promotion applies to cash loans granted for a period from 6 to 36 months when the amount to be disbursed under the agreement does not exceed PLN 20,000. One of the conditions of eligibility for the Promotion is to conclude a Bezpieczna Pożyczka insurance agreement and to identify the Bank as beneficiary of the death benefit as well as making an assignment to the Bank of rights under this agreement. The Promotion is available to Clients who during the last 12 months up to the day of filing an application were not a party to an agreement on cash loan in the Bank. The Promotion does not apply to loans assigned for repayment of other credit products. The Promotion shall not be combined with other promotions concerning cash loans and with the offering for persons transferring their salary or net income. The Promotion can be had only once during its period. Detailed terms and conditions of the Promotion are stipulated in “Marzysz czy spełniasz” Promotion Regulations, available in the Bank’s branches and on www.bankmillennium.pl. The Promotion is valid from 3 June to 30 September 2017. The Promotion will become available via Millenet and the current Mobile App not later than on 1 August 2017.

Details concerning the principles of granting loans are contained in the Regulations on Loans Granted to Individuals by Bank Millennium S.A. Fees, commissions and interest are charged as per the Cash Loan Price List. Detailed principles of granting insurance cover under Bezpieczna Pożyczka insurance by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A. are stipulated in Bezpieczna Pożyczka Insurance Terms and Conditions as well as in Product Sheet - Bezpieczna Pożyczka Insurance. The above-mentioned documents are available in the Bank’s branches and on www.bankmillennium.pl. Prior to granting the loan the Bank evaluates the Applicant’s credit capacity and creditworthiness on a case-by-case basis; in justified cases the Bank may refuse to grant the loan.

Representative example for Cash Loan with Marzysz czy spełniasz Promotion: Annual Percentage Rate (APR) is 23.16%; total loan amount (net of debt-financed costs): PLN 4,668; total amount due: PLN 5,850.89; fixed interest rate 4.99%; total cost of the loan: PLN 1,182.89 (including: commission 9.99% (PLN 466.33); interest PLN 316.08; insurance PLN 400.48; additional services PLN 0); 26 monthly equal instalments of PLN 225.03. The calculation was made as of 01.05.2017 on a representative example.

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Benefit from our services


  • Golden Banker 2017

    Golden Banker 2017

    Bank Millennium wins in the category: Personal account.

  • Golden Bank 2017

    Golden Bank 2017

    Bank Millennium third in Poland in Golden Bank ranking: Best customer service

  • Golden Banker 2017

    Golden Banker 2017

    Bank Millennium wins in the category: Security – best practices.

  • 2017 Institution of the year

    2017 Institution of the year

    Bank Millennium named the best bank for online account opening process.

  • 2016 Institution of the year

    2016 Institution of the year

    Bank Millennium ranked second-best bank for in-branch customer service.

  • Nagroda Global Finance 2016

    Nagroda Global Finance 2016

    For the best online deposit, credit and investment product.

  • Service Quality Star

    Service Quality Star

    Bank Millennium was honoured with the prestigious Service Quality Star award.

  • Newsweek’s Friendly Bank

    Newsweek’s Friendly Bank

    We were among winners in Online banking category for yet another consecutive year.

  • Consumer’s choice

    Consumer’s choice

    The highest level of satisfaction and acceptance in the “Banking services” category.

Mobile and online banking