You can gain up to 17.99% on the investment scale (6.99% per year)

You only need 1000 PLN to open a structured deposit Potencjał Srebra III

Save and invest with us

The worlds of investing and saving are complementary. Each of them allows you to accomplish your objectives in a different way.

A combination of investments with saving will give you a sense of financial comfort, and will make your accumulated money grow more efficiently.

  • What are my expectations?

    Investing

    Potentially higher gain.

    Saving

    Relatively lower pre-defined gain.

  • From what amount can I start?

    Investing

    You can set up an investment product with as little as PLN 100.

    Saving

    You can deposit even the smallest amount in a savings account.

  • When can I use the money?

    Investing

    Usually has a long-term purpose so that the invested money can bring appropriate results.

    Saving

    You can withdraw the money at any time retaining the deposited principal.

  • Can I feel safe?

    Investing

    Investment products involve risk; however you can tailor it by choosing the right products.

    Saving

    You have certainty that you will get the entire deposited amount.

  • Risk vs. gain

    Investing

    Risk entails a potentially higher gain.

    Saving

    No risk means safety, but also puts a limit on the rate of return.

  • How to build your capital?

    Investing

    If you already have a safe financial cushion you can think of investment products to give the rest of your savings the opportunity to grow even more.

    Saving

    Allows building a safe financial cushion to give you a sense of financial comfort in the future. Try to set aside at least three times your monthly spending.

Safe basic Assured yield No risk

Profit Savings Account

Gain up to 1% p.a. for 60 daysfor new funds up to 25 000 PLN

Attractive interest rate on a deposit, with regular access to funds. Deposit and withdraw money as you need, without losing interest.

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Term deposits

Yield p.a. up to 0.50% for 3 mo.

Will give you a fixed interest rate and guaranteed yield after a specific period.

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Konto Oszczędnościowe Walutowe

Kept in EUR and USD

Safe way of saving and multiplying your money in the foreign currency.

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Chance for a bigger yield Potentially higher yield Diversified level of risk

Structured deposits

Principal protection 100%

An investment with protection of principal and chances for higher yield than on a term deposit.

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DuetPlus

Yield on the term deposit up to 1.00% p.a.

Combination of an attractive term deposit with investing in an investment fund.

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Wygodny Duet

Yield on the term deposit up to 1.00% p.a.

Combination of an attractive term deposit and life insurance with insurance capital funds under Wygodny Portfel Investment Programme.

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Depozyt w Duecie inwestycyjnym

Yield on the term deposit up to 1.00% p.a.

Combination of an attractive term deposit with an investment fund

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Individual investing Potentially highest yield Diversified level of risk

Investment funds

0 PLN for purchase of category A funds till 30.09.2020 only in Millenet

An investment that you can adjust to yourself thanks to the 12 Millennium TFI funds

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Millennium Investment Programme

0 PLN for payments and programme maintenance

3 ready to purchase plans to choose from

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Wygodny Portfel Investment Programme

Minimum amount PLN 10 000

An investment programme linked with life insurance in Generali TU S.A.

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Long-term and regularly Diversified level of yield Diversified level of risk

Przyszłość+ Investment Programme

Set-up and maintenance fee PLN 0

Flexible investment programme with initial amount as low as PLN 100.

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IKE - Individual Savings Retirement Account

Yield p.a. up to 1.00%

Discover a proved way to get an additional pension. A small amount is enough to start!

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IKE - Individual Investment Retirement Account

May be free from 19% capital gains tax

A long-term investment without the need to make regular deposits.

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