Pay the BLIK way

Pay for online shopping quickly, conveniently and safely

Reaches your account in a flash and completely for free

Send BLIK transfers to mobile

  • you do not need to know the account number you want to send money to, you only need recipient's phone number – enter it yourself or choose from the contact list of your phone
  • BLIK icon next to the phone number on the contact list in the app will show whether your friend can receive BLIK transfer to mobile
  • money will reach recipient immediately, also on weekends and holidays
  • you do not spend a thing because transfer is free of charge

Receive BLIK transfers to mobile

  • Register your phone number in the mobile app. In order to do so:
  • log in to the Bank mobile app
  • on the main screen choose BLIK code > BLIK settings > Transfer to mobile settings or from the menu choose Settings > Payment settings > Transfer to mobile settings
  • select default account for BLIK transfers to mobile
  • Now you can conveniently send and immediately receive BLIK transfers to mobile, even at weekends and holidays.

Transfer can be made to a beneficiary who has an account in banks offering BLIK transfer to mobile service, therefore:
Bank Millennium, Alior Bank, Santander Bank Polska, ING Bank Śląski, mBank, PKO Bank Polski, Getin Bank, Credit Agricole, Bank Pekao.

You can have easy access to BLIK from the main screen of the mobile app before logging in. Go to App settings, then My widgets before login, and select BLIK code from the widgets.

About BLIK code

Forgot your wallet? That’s ok. You’ve got BLIK – secure and free mobile payments. All you need is a smartphone with Bank Millennium app.

It’s simple: instead of a payment card, use a 6-digit, one-time BLIK code displayed in the app. All BLIK transactions are authorized by mobile app PIN or “Accept” buton:

  • no need to have a payment card
  • make ATM withdrawals and deposits
  • pay in fixed POS and online

How BLIK works

  1. 1
    How BLIK works -

    At an ATM or in online store select BLIK payment option or tell the merchant in POS you wish to pay by BLIK.

  2. 2
    How BLIK works -

    On the ATM keypad, payment terminal or store’s website enter the 6-digit BLIK code from the app.

  3. 3
    How BLIK works -

    Don’t forget to confirm the transaction on the app screen. That’s all!

  1. 1
    How BLIK works -

    In a Cash Deposit Machine select BLIK deposit and enter the 6-digit BLIK code from the mobile app on the Cash Deposit Machine keypad

  2. 2
    How BLIK works -

    Confirm the transaction by entering the PIN in the mobile app

  3. 3
    How BLIK works -

    Insert banknotes into the Cash Deposit Machine and confirm the amount

BLIK checks

BLIK checks

Send money to any person at any time. He doesn’t even need to have a bank account, card, mobile app or Internet access. The recipient can then either make an ATM withdrawal or use the check to pay in POS or in online stores, while the unused amount will be automatically returned to your account.


In the mobile app specify the amount and validity of the check (from 15 minutes to 72 hours). Each check has a unique, 9-digit number. Define the password, which you will provide to the recipient together with the check number.

  1. 1

    Prepare the check number and password you received from the check issuer. Select the BLIK withdrawal option in the ATM.

  2. 2

    Enter the 9-digit check number.

  3. 3

    Enter the check password.


    Tell the merchant in a POS you wish to pay by BLIK or select the BLIK payment option in an online store.


    Enter the 9-digit check number.


    Enter the check password.

Shopping without code

Online shopping with BLIK has just become more convenient. Pay safely and even faster – instead of typing in the 6-digit BLIK code, make a single click in the mobile app.

  • Make at least one transaction with a BLIK code in an online store.
  • Once your transaction has been accepted, the app will ask you if from now on you wish to pay in this store or using the current browser without having to enter the code.
  • That's all! Next time you shop you'll pay even faster.

  • You can shop without code using an Internet browser on your mobile or desktop device, e.g., smartphone, laptop or tablet. Whichever device you use, have your smartphone with you to confirm the payment in the Bank Millennium mobile app.

    You can easily manage Shopping without code in the mobile app. Add stores and browsers, in which you want to shop without code. You can remove them or add again anytime.

  • Shopping without code is as safe as traditional BLIK payments with a code or card payments. Apart from daily payment limit and a maximum number of daily transactions, every transaction is additionally confirmed with a mobile app PIN.
    Learn more about security


Using BLIK mobile payments is safe - both the BLIK payment service as well as the app itself have a number of essential security features.

  • In order to log in to the app you have to enter PIN defined during activation.
  • Transactions made with a BLIK code always require confirmation - with the “Accept” button or PIN.
  • BLIK checks can be cashed only if the recipient knows both the check number and the check password.
  • Additionally, a P@ssword 1 or Mobile Password is required to issue a BLIK check.

Remember that the BLIK check password is confidential and should not be disclosed to third parties

If you are issuing a BLIK check, inform the recipient of the check number and of password separately, e.g., send the check number by text message and disclose the password orally.

Questions and answers

  • The BLIK service is free of charge for all clients who use the Bank Millennium mobile app.

    To download and use the app you must have an Internet connection, for which your provider charges you independently.

    Fees and commissions charged on BLIK transactions are stipulated in the Price List:
    Price List – BLIK Mobile Payment - in Polishlink opens in a new window

  • In fixed point of sales carrying the BLIK logo and in online stores which support BLIK payments.

    logo BLIK

  • Default settings of BLIK payments permit 20 transactions a day in the total amount of 1000 PLN. Limit settings can be changed in Millenet. Log in to Millenet and from the drop-down menu under your name select BLIK settings > BLIK transaction limits.

    Limits not eligible for change:

    • single BLIK transaction – up to 10 000 PLN,
    • single check amount – up to 4000 PLN,
    • daily amount of all checks combined – up to 5000 PLN.

  • ATMs of Bank Millennium, PKO BP, ING, Santander and Euronet.

  • BLIK payments are available for:

    • Android (5.0 or later),
    • iOS (11.0 or later).

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