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Off to a good start with exceptional interest rate!
Celebrate new funds on Konto Oszczędnościowe Profit savings account with up to 0.5% p.a. interest rate
Looking for a way to boost your savings? Take care of your finances and benefit from the promotional interest rate for 62 days:
0.5% for new funds up to 50 000 PLN
standard interest rate for new funds above 50 000 PLN
Promotion valid from 5 July till 4 September 2021. Transfer new funds and get promotional interest rate. New funds are funds transferred to the Profit Savings Account after the day of checking the account balance, i.e. after 30 June 2021 (detailed definition of new funds and terms of promotion - in accordance with the regulations of the promotionlink opens in a new window).
About Konto Oszczędnościowe Profit savings account
0 PLN for opening and no monthly savings account fees
attractive interest rate
24/7 access through e-banking and mobile app
deposit and withdraw without losing interest
add funds as you want: at a one-off or regular basis
If you don’t have a current account in Bank Millennium, open it together with Konto Oszczędnościowe Profit savings account
Standard interest rate is variable and applies to Client funds not classified as new funds. Interest is compounded monthly. Minimum amount for interest to be accrued is 1000 PLN. The minimum amount does not apply to new funds with promotional interest rate and in situation when the sum of values of new funds and funds not classified as new is equal or higher than 1000 PLN.
Amount
Standard interest rate
Up to PLN 50,000 included
0.01%
Surplus over PLN 50,000 up to PLN 100,000 included
0.01%
Surplus over PLN 100,000 up to PLN 250,000 included
0.01%
Surplus over PLN 250,000 up to PLN 500,000 included
0.01%
Surplus over PLN 500,000
0.01%
Standard interest rate is variable and applies to Client funds not classified as new funds. Interest is compounded monthly. Minimum amount for interest to be accrued is 1000 PLN. The minimum amount does not apply to new funds with promotional interest rate and in situation when the sum of values of new funds and funds not classified as new is equal or higher than 1000 PLN.
Second and every subsequent internal transfer order in a calendar month:
- to Konto 360° Junior
PLN 0
- to other accounts
PLN 7.5
Konto Oszczędnościowe Profit savings account is opened for an indefinite term. You can manage it through your current account, which also provides access to other banking services. You can hold one Konto Oszczędnościowe Profit savings account with each current account, to which there are various holders/co-holders present.
Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of 100,000 EUR, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.
If you have a personal account in Bank Millennium, then you can open a Konto Oszczędnościowe Profit account in any branch, in Millenet, in the mobile app or by calling TeleMillennium. If you do not have a personal account you can open it here.
Promotional interest on new money applies during 62 days from the moment of joining the promotion i.e. from the day, on which Konto Oszczędnościowe Profit account was credited for the first time with the new money during the period of joining the promotion. After the end of the promotion period money on the savings account shall bear interest at the standard rate.
Calculation of new money takes into account technical accounts kept in PLN, current accounts, savings accounts, term deposit accounts and structured deposits in PLN (except bridge deposits set up relative to purchasing structured bonds), the owner/co-owners of which are the same as Konto Oszczędnościowe Profit account.
No, you will not lose interest. Interest accrued from the start of the particular month until the day preceding the day of withdrawal of the money will be transferred to your Konto Oszczędnościowe Profit account at the time of monthly capitalisation of interest. The first internal transfer order in a month from Konto Oszczędnościowe Profit is free of charge and the second and every subsequent one costs PLN 7.50.
Konto Oszczędnościowe Profit account is kept in PLN. If you want to enjoy the benefits of a savings account in other currencies, please read the information about FX Konto Oszczędnościowe account kept in EUR or USD.
New money on Konto Oszczędnościowe Profit shall bear promotional interest during 62 days of 0,5% per annum up to PLN 50,000 – from the day, on which Konto Oszczędnościowe Profit is credited for the first time with new money during the period of participation in the Promotion, which lasts from 05.07.2021 to 04.09.2021. The promotional interest rate for further new money credited on the account shall apply until the 62nd day included, counting from the first crediting with new money. Standard variable interest rate as stipulated in the Price List – Interest Rates shall apply to the surplus new money over PLN 50,000, to money not classified as new money and also after the Promotion period. Only one promotion at a time is available for the particular Konto Oszczędnościowe Profit. Promotion details in the “New Money on Konto Oszczędnościowe Profit. Edition31”. Konto Oszczędnościowe Profit savings account is managed via the current account, which also provides access to other banking services. Fees as well as rules for keeping a current account and savings accounts (including Konto Oszczędnościowe Profit) are stipulated in Rules and regulations of providing banking services for Individuals at Bank Millennium S.A. as well as in the Price list – fees and commissions. The first internal transfer order from Konto Oszczędnościowe Profit shall be free of charge, and the second as well as all subsequent ones shall be charged PLN 7.50 (except for transfers to Konto 360° Junior, which are free of charge). Above mentioned regulations are available in Bank Millennium branches as well as on www.bankmillennium.pl
