Looking for a way to boost your savings? Take care of your finances and benefit from the promotional interest rate for 62 days:
Promotion valid from 18 January till 13 February 2021.
Transfer new funds and get promotional interest rate. New funds are funds transferred to the Profit Savings Account after the day of checking the account balance, i.e. after 9 January 2021 (detailed definition of new funds and terms of promotion - in accordance with the regulations of the promotionlink opens in a new window).
Standard interest rate on the Konto Oszczędnościowe Profit savings account amounts to:
| Amount | Standard interest rate |
|---|---|
| Up to PLN 50,000 included | 0,01% |
| Surplus over PLN 50,000 up to PLN 100,000 included | 0,01% |
| Surplus over PLN 100,000 up to PLN 250,000 included | 0,01% |
| Surplus over PLN 250,000 up to PLN 500,000 included | 0,01% |
| Surplus over PLN 500,000 | 0,01% |
Standard interest rate is variable and applies to Client funds not classified as new funds.
Interest is compounded monthly. Minimum amount for interest to be accrued is 1000 PLN. The minimum amount does not apply to new funds with promotional interest rate and in situation when the sum of values of new funds and funds not classified as new is equal or higher than 1000 PLN.
Fill in the application on the website and open it together with Konto Oszczędnościowe Profit savings account
Open Konto Oszczędnościowe Profit savings account through Millenet or Bank Millennium mobile app
| Savings account opening | PLN 0 |
| Monthly savings account fee | PLN 0 |
| First internal transfer order in a calendar month | PLN 0 |
| Second and every subsequent internal transfer order in a calendar month | PLN 7,5 |
Konto Oszczędnościowe Profit savings account is opened for an indefinite term. You can manage it through your current account, which also provides access to other banking services. You can hold one Konto Oszczędnościowe Profit savings account with each current account, to which there are various holders/co-holders present.
Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of 100,000 EUR, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.
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New money on Konto Oszczędnościowe Profit shall bear promotional interest during 62 days of 0,5% per annum up to PLN 50,000 – from the day, on which Konto Oszczędnościowe Profit is credited for the first time with new money during the period of participation in the Promotion, which lasts from 18.01.2021 to 13.02.2021. The promotional interest rate for further new money credited on the account shall apply until the 62nd day included, counting from the first crediting with new money. Standard variable interest rate as stipulated in the Price List – Interest Rates shall apply to the surplus new money over PLN 50,000, to money not classified as new money and also after the Promotion period. Only one promotion at a time is available for the particular Konto Oszczędnościowe Profit. Promotion details in the “New Money on Konto Oszczędnościowe Profit. Edition 27”. Konto Oszczędnościowe Profit savings account is managed via the current account, which also provides access to other banking services. Fees as well as rules for keeping a current account and savings accounts (including Konto Oszczędnościowe Profit) are stipulated in Rules and regulations of providing banking services for Individuals at Bank Millennium S.A. as well as in the Price list – fees and commissions. The first internal transfer order from Konto Oszczędnościowe Profit shall be free of charge, and the second as well as all subsequent ones shall be charged PLN 7.50. Above mentioned regulations are available in Bank Millennium branches as well as on www.bankmillennium.pl.
