Feel the speed, freedom and security with Millennium 360°

Choose an account for PLN 0 with user-friendly app for holidays and for every day

Account inspired by you

  • Cashback

    Even 25% cashback on shopping in nearly 800 online stores with our mobile app or Millenet, e.g. on Allegro, Empik.com, MediaMarkt.pl. Benefit from Great Deals which are special offers with higher cashback

  • BLIK payments

    Pay without the wallet: contectless with phone or BLIK code, make transfers to mobile, withdraw money from an ATM. Use conveniently and safely.

  • Mobile app

    In the mobile app, you manage your money, but you also: take a loan, pay for transport, parking and cinema tickets, pay for the highway ride, top up your phone and buy top-up codes, e.g. for games or streaming services.

Check what is for 0

Maintenance of the account is always for free

0 PLN for opening and maintaining the account.

0 PLN for regular domestic PLN transfers via internet, BLIK transfer to mobile and cash withdrawals from our ATMs.

Pay at least 5 times by card or BLIK in a month (or once if you're 18-26 years old) in order to have for free:

  • debit card
  • BLIK contactless payments
  • withdrawals from all ATMS in Poland and abroad

If you don't meet the above card or BLIK payment requirements, the maintenance fee for card or BLIK contactless payments is 5 PLN (if you are 18-26 years old) or 11 PLN (if you are 26 years old or older). We charge the fee once a month.

One card for paying in any currency

You can pay for everyday shopping by your debit card. It is also perfect abroad - you don't have to look for an exchange office, exchange currencies or order a currency card.

Thanks to your debit card you gain access to all world currencies at Visa or Mastercard exchange rate:

  • currency payments up to 1000 PLN per month without additional bank exchange margin
  • if you exceed the limit of 1000 PLN per month, the additional bank margin will be 2%
  • you can activate Currency Package for 9.90 PLN per week and get unlimited transactions in any currency without additional bank exchange margin

What you gain with Millennium 360°?

Profit Savings Account

If you are looking for an attractive interest rate for your savings, check the Profit Savings Account:


  • 0 PLN for opening and maintaining

  • deposit and withdraw whenever you want

  • add funds as you want: at a one-off or regular basis

Very Helpful Package

Check the convenient insurance available with the account, which offers medical and household assistance:


  • you may use up to 7 assistance services per year

  • for 3 months from opening an account, you benefit from free protection (afterwards the insurance premium is 4,98 PLN per month)

  • in case of emergency, one call to the Europ Assistance Emergency Center is enough: (+48) 22 203 75 00

Open the account without having to leave home

Fill in the application - we'll open the account for you in 15 minutes from submitting the application

  1. 1
    Open the account without having to leave home -

    Choose a bank

    Choose the bank in which you have an account and make transactions the most often.

    link opens in a new browser tab Open an account Millennium 360° account

  2. 2
    Open the account without having to leave home -

    Fill in the application

    Fill in basis details. We'll ask you for logging in to your account in the selected bank in order to confirm your identity. Return to the application - complete and send it.

  3. 3
    Open the account without having to leave home -

    Use your account

    Your account will be active even in 15 minutes. Download the mobile app and enjoy it!

  1. 1
    Open the account without having to leave home -

    Download bank app

    Click "Open an account" button below, then select "In our mobile app with a selfie" and go to the next step. On the phone, scan the QR code from the website, then download the mobile app and select "Open an account and activate the app".

    link opens in a new browser tab Open an account Millennium 360° account

  2. 2
    Open the account without having to leave home -

    Fill in the application

    Fill in the data in the application and follow the instructions. When opening an account, we will ask you to take a photo of your ID card and a short recording of your face and voice.

  3. 3
    Open the account without having to leave home -

    Use your account

    Your account will be active in 5 minutes.

You can also submit the application via internet and sign the agreement in any branch.Open nowMillennium 360 account

Join Like it? Share it!

Gain rewards with your friends

  • goodie eCard for 100 PLN, which you can pay in every store in Poland
  • Empik ecard for 80 PLN to spend in online store www.empik.com
  • Gift card for 80 PLN to Zalando
  • 4 tickets to Multikino (2D) or Helios (2D/3D)
  • 4,5% annually on 3-month term deposit from 500 to 25 000 PLN

Terms and conditions of getting and collecting reards are available in regulationsfor: Like it share it programme.

Do you have a child? Open the account

Konto 360° Junior

Open the account for your child. Account for children aged between 0-18

FAQ

  • There are 3 ways to open the account:

    • traditionally - sign the agreement in any branch (find a branch)
    • submit the application online and sign the agreement in the branch
    • via the internet – you confirm your data with photos of your face (selfie path) or log in to your account in another bank (online path)
  • If you want to open the account without having to leave home, choose:

    • mobile app - open the account in the mobile app and confirm your data with photo of your ID and recording of your face and voice
    • online path - fill in the application and confirm your data by logging in to another bank, in which you have an account and make transactions the most often

    No matter which path you'll choose, your account can be active even in 15 minutes.

  • It depends on how you create your account.

    Your Millennium 360° account will be active:

    • immediately - if you open it in the branch
    • even in 15 minutes - if you open it online
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Important documents

Contact us

  1. Need more info? Write to us

    Fill in the form
  2. or call - helpline available 24/7