Choose Millennium 360° account

With innovative mobile app, cashback and convenient card payments abroad

Open now Konto Millennium 360 account Legal notefor: Konto Millennium 360 account

Account inspired by you

  • Cashback

    Even 25% cashback on shopping in nearly 800 online stores with our mobile app or Millenet, e.g. on Allegro, Empik.com, MediaMarkt.pl. Benefit from Great Deals which are special offers with higher cashback

  • BLIK payments

    You can make contactless payments with phone or BLIK code, send money to a phone number, withdraw cash with BLIK from ATMs in Poland free of charge. You enjoy convenient and safe payments.

  • Mobile app

    In the mobile app, you manage your money, but you also: take a loan, pay for transport, parking and cinema tickets, pay for the highway ride, top up your phone and buy top-up codes, e.g. for games or streaming services.

What's in it for free?

Bank account with free cash withdrawals with BLIK from ATMs in Poland

We open and run your account free of charge.

Other free services include standard domestic online transfers in PLN, BLIK transfers to a phone number, cash withdrawals from our ATMs and cash withdrawals with BLIK from all ATMs in Poland, regardless of the amount.

If you make 5 card or BLIK payments a month (one if you're 18-26), you get the following for free:

  • debit card
  • BLIK contactless payments
  • cash withdrawals from all ATMs in Poland and abroad, regardless of the amount

If you don't meet the above card or BLIK payment requirements, the maintenance fee for card or BLIK contactless payments is 5 PLN (if you are 18-26 years old) or 11 PLN (if you are 26 years old or older). We charge the fee once a month.

Perfect for any ocasion

You can use your Millennium 360° card to pay for everyday purchases. You can conveniently use our ATMs - withdrawals are free. And if you are going abroad, you can use our currency services.

  • Currency Limit- you have access to world currencies at favourable Visa or Mastercard rates. Up to PLN 5,000/month you can pay with your card at POS and online, and withdraw cash without an additional exchange margin. When you use up the limit, the bank's additional margin will be 2%.
  • Multi-currency Service - you can link your debit card to your foreign currency account and pay without currency exchange. You do not need to order an additional card!
  • Currency Exchange - you exchange currencies in the mobile app and then pay abroad with your debit card linked to your foreign currency account.

What you gain with Millennium 360°?

Profit Savings Account

If you are looking for an attractive interest rate for your savings, check the Profit Savings Account:


  • 0 PLN for opening and maintaining

  • deposit and withdraw whenever you want

  • add funds as you want: at a one-off or regular basis

Very Helpful Package

Check the convenient insurance available with the account, which offers medical and household assistance:


  • you may use up to 7 assistance services per year

  • for 3 months from opening an account, you benefit from free protection (afterwards the insurance premium is 4,98 PLN per month)

  • in case of emergency, one call to the Europ Assistance Emergency Center is enough: (+48) 22 203 75 00

Open the account without having to leave home

Fill in the application - we'll open the account for you in 5 minutes from submitting the application

  1. 1
    Open the account without having to leave home -

    Choose a bank

    Choose the bank in which you have an account and make transactions the most often.

    Open an account Millennium 360° account

  2. 2
    Open the account without having to leave home -

    Fill in the application

    Fill in basis details. We'll ask you for logging in to your account in the selected bank in order to confirm your identity. Return to the application - complete and send it.

  3. 3
    Open the account without having to leave home -

    Use your account

    Your account will be active even in 15 minutes. Download the mobile app and enjoy it!

  1. 1
    Open the account without having to leave home -

    Download bank app

    Click "Open an account" button below, then select "In our mobile app with a selfie" and go to the next step. On the phone, scan the QR code from the website, then download the mobile app and select "Open an account and activate the app".

    Open an account Millennium 360° account

  2. 2
    Open the account without having to leave home -

    Fill in the application

    Fill in the data in the application and follow the instructions. When opening an account, we will ask you to take a photo of your ID card and a short recording of your face and voice.

  3. 3
    Open the account without having to leave home -

    Use your account

    Your account will be active in 5 minutes.

You can also sign the agreement at any of our branches. Find a branch.

Join Like it? Share it!

In the 14th edition of the program, by recommending your account to your friends, you can gain 10 prizes!

  • goodie eCard for 100 PLN, which you can pay in every store in Poland
  • Gift card for 80 PLN to Zalando
  • 4 tickets to Multikino (2D) or Helios (2D/3D)
  • 5,5% annually on 3-month term deposit from 500 to 30 000 PLN

Terms and conditions of getting and collecting reards are available in regulationsfor: Like it share it programme.

Do you have a child? Open the account

Konto 360° Junior

Open the account for your child. Account for children aged between 0-18

FAQ

  • There are 3 ways to open the account:

    • traditionally - sign the agreement in any branch (find a branch)
    • submit the application online and sign the agreement in the branch
    • via the internet – you confirm your data with photos of your face (selfie path) or log in to your account in another bank (online path)
  • If you want to open the account without having to leave home, choose:

    • mobile app - open the account in the mobile app and confirm your data with photo of your ID and recording of your face and voice
    • online path - fill in the application and confirm your data by logging in to another bank, in which you have an account and make transactions the most often

    No matter which path you'll choose, your account can be active even in 15 minutes.

  • It depends on how you create your account.

    Your Millennium 360° account will be active:

    • immediately - if you open it in the branch
    • even in 15 minutes - if you open it online
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Important documents

Contact us

  1. Need more info? Write to us

    Fill in the form
  2. or call - helpline available 24/7