Bezpieczna Pożyczka

About the insurance

Attractive insurance “Bezpieczna Pożyczka” will ensure comprehensive support for you and your kin in numerous unexpected circumstances, such as:

  • serious illness,
  • death,
  • loss of work or hospitalisation as a result of accident,
  • temporary incapacity to work or death as a result of accident,
  • total incapacity to work or disability as a result of accident.

Insurance “Bezpieczna Pożyczka” offers insurance protection adjusted to your needs - an insurance package ensures coverage in all the above events and changes automatically depending on your professional situation and current pension/disability pension entitlement.

Why can you breathe easy with insurance “Bezpieczna Pożyczka”?

Should any of the above unexpected circumstances occur, the Insurer will pay for you:

  • up to 12 instalments if you lose work or up to 6 instalments if you are taken to hospital as a result of accident,
  • even 36 instalments if you are temporarily unfit for work or 25% of the outstanding loan amount in case of death due to accident,
  • the entire outstanding amount of the loan if you are fully unfit for work or 25% of the outstanding loan amount in case of disability as a result of accident,
  • the entire outstanding amount of the loan in case of falling ill with one of serious diseases or in case of death.


Check out how simple and convenient it is to conclude insurance agreement!

You may use the insurance:

  • when concluding loan agreement at the Bank's outlet or through Millenet,
  • during the term of loan agreement - If you have unsecured cash loan at Bank Millennium, you may conclude insurance agreement through submission of signed Insurance application at the Bank's outlet.

The insurance premium is only 0,3% of the granted amount of the loan per month and for your convenience is added to the loan.

The insurance is offered in cooperation with Towarzystwo Ubezpieczeń Europa SA and Towarzystwo Ubezpieczeń na Życie Europa S.A.

Do you know that with this insurance you may lower the interest rate of your cash loan?

According to valid Cash Loan Pricelist, conclusion of “Bezpieczna Pożyczka” insurance agreement and indication of Bank as beneficiary and person entitled to all insurance benefits will lower the interest rate on your loan. Furthermore, if you conclude insurance agreement at the moment of concluding the loan agreement, Bank’s commission for granting cash loan will be reduced.

Cash Loan - See more details of current offer

Detailed principles of granting insurance cover by the Insurers - Towarzystwo Ubezpieczeń Europa SA and Towarzystwo Ubezpieczeń na Życie Europa S.A., including information about exclusions of the Insurers liability, are stipulated in the Insurance Terms & Conditions “Bezpieczna Pożyczka” as applicable to insurance agreements signed starting from 28 March 2015. A summary of essential product features are contained in the Product Card – Bezpieczna Pożyczka.

The Bank offers insurance as an insurance agent in keeping with the Act of 22 May 2003 on Insurance Agency (Journal of Laws of 2014 item 1450 as amended). The Bank as Agent holds a Power of Attorney issued by the Insurers to perform agency activities on behalf and in favour of the Insurers.

Additional products

Cash Loan

Fast, easy and inexpensive. A simple way to carry out your plans.

Consolidation Loan

Save money by replacing several instalments paid to many banks with a single lower instalment.

How to get

Online Application

Use the contact form – our Prestige Advisor will call you back

Prestige Line

Call us

801 12 7000
In our branches
Choose the nearest branch