Millennium Visa Platinum Credit Card

About the card

The most demanding Customers are proposed the exclusive Millennium Visa Platinum credit card. This card is a world recognizable symbol of prestige. Card provides its holders a unique way of treatment and a reliable and professional service.

Millennium Visa Platinum card provides many practical advantages in everyday life and travel, gives a sense of security and independence.

What are the benefits you get with Millennium Visa Platinium:

  • Exclusive Platinum Programme, in which several times a year information is sent to cardholders about cultural events: concerts, theatre performances and shows as well as tourist events. The Bank books exclusive tickets for these events, which are available in the Programme.
  • Free Concierge Platinum package - making life easier in many everyday situations, i.a. when booking a table in a restaurant, delivering flowers to a specific address or arranging car services.
  • Free Assistance Platinum package - provides support in emergency situations, i.a. medical assistance (home visit of a doctor, delivery of medicines, medical transport) as well as protection against effects of accidents or breakdown of consumer electronic or household appliances.
  • Grace period applies to cash and non-cash transactions up to 51 days (APR 22.79%).
  • Financial freedom - individually calculated credit limit, min. PLN 20 000.
  • Security of the card is provided by services: Pakiet Bezpieczeństwa including SMS alerts Package on transactions made by card and insurance package: Card protection. Additionally the 3D-Secure service provides the highest available safety level for online card transactions.
  • Fast and convenient contactless payments payWave*.
  • Attractive rebates in the Inspirations benefits programme, available from close to 1000 merchants in Poland. They include: fashion shops, restaurants, hotels and health and beauty care centres.
  • Supplementary cards for family - now give your family the convenience and ease of making daily payments.

* Concerns cards issued from 07.01.2016.

For more information about cards please see the User guide.

Cost of credit

Inspirations programme

Paying with a Millennium cards in stores as well as various service outlets you can enjoy attractive rebates. Currently there are close to 1 000 merchants who will give you the rebate!

Prestige Line

Our Consultants will provide 7/24 detailed information and will carry out your instructions.

801 12 7000
fixed line calls and mobile


Monthly fees for service
Fee for the main card PLN 0* / PLN 24,99
Fee for the supplementary card PLN 0* / PLN 6,99
Insurance, service fee**
Monthly fee for Safety Package PLN 0
Monthly fee for Travel Insurance package PLN 0

* The first monthly fee shall be charged for the second full month from issuing the card. Subsequent monthly fees shall be charged in arrears – for the previous month. The fee will not be charged if in the previous month 5 non-cash transactions were done and booked on given card.

** Insurances, services are not mandatory.

Credit cost and legal note

Annual Percentage Rate (APR) for cashless transactions is 22.79%; total loan amount (net of loan-financed costs): PLN 5000; total amount due: PLN 5595.49; variable interest rate: 10%; total cost of the loan: PLN 595.49 (including: sum of fees for maintenance of the main card PLN 274.89; interest PLN 320.60); 12 equal monthly instalments of PLN 466.29. Annual Percentage Rate (APR) for cash transaction is 33.04%; total loan amount (net of loan-financed costs): PLN 5000; total amount due: PLN 5794.99; variable interest rate: 10%; total cost of the loan: PLN 794.99 (including: sum of fees for maintenance of the main card PLN 274.89; fee for cash transactions PLN 199.50; interest PLN 320.60); 12 equal monthly instalments of PLN 482.91. The calculation was made as of 2.01.2018 on a representative example.

The Bank assesses the applicant’s credit capacity on a case by case basis prior to granting the credit card; in case of failure to fulfil the requirements of credit capacity, the Bank shall not conclude a credit card agreement. For the fees, interest rates and other details see the Rules and regulations of credit cards issued by Bank Millennium SA /Regulamin kart kredytowych wydawanych przez Bank Millennium SA, Credit cards – Price List – available in the Bank’s branches and website. For the details of the offer you may also call TeleMillennium at 801 331 331.

How to get

Online Application

If you are not our customer

Contact with Advisor

If you are our customer

In our branches

Find the nearest branch

How to restrict

Just call one of the special phone numbers below:

(+48) 22 598 41 14 - blocking all the cards of Bank Millennium (available 7/24)
801 12 7000 - Prestige Line for fixed line calls and mobile
(+48) 22 598 41 33  - Prestige Line for mobile and international calls