Millennium Visa Platinum Credit Card

About the card

The most demanding Customers are proposed the exclusive Millennium Visa Platinum credit card. This card is a world recognizable symbol of prestige. Card provides its holders a unique way of treatment and a reliable and professional service.

Millennium Visa Platinum card provides many practical advantages in everyday life and travel, gives a sense of security and independence.

What are the benefits you get with Millennium Visa Platinium:

  • Exclusive Platinum Programme, in which several times a year information is sent to cardholders about cultural events: concerts, theatre performances and shows as well as tourist events. The Bank books exclusive tickets for these events, which are available in the Programme.
  • Free Concierge Platinum package - making life easier in many everyday situations, i.a. when booking a table in a restaurant, delivering flowers to a specific address or arranging car services.
  • Free Assistance Platinum package - provides support in emergency situations, i.a. medical assistance (home visit of a doctor, delivery of medicines, medical transport) as well as protection against effects of accidents or breakdown of consumer electronic or household appliances.
  • Grace period applies to cash and non-cash transactions up to 51 days.
  • Financial freedom - individually calculated credit limit, min. PLN 20 000.
  • Security of the card is provided by services: Pakiet Bezpieczeństwa including SMS alerts Package on transactions made by card and insurance package: Card protection. Additionally the 3D-Secure service provides the highest available safety level for online card transactions.
  • Fast and convenient contactless payments payWave*.
  • Attractive rebates in the Inspirations benefits programme, available from close to 1000 merchants in Poland. They include: fashion shops, restaurants, hotels and health and beauty care centres.
  • Supplementary cards for family - now give your family the convenience and ease of making daily payments.

* Concerns cards issued from 07.01.2016.

For more information about cards please see the User guide.

Cost of credit

Inspirations programme

Paying with a Millennium cards in stores as well as various service outlets you can enjoy attractive rebates. Currently there are close to 1 000 merchants who will give you the rebate!

Prestige Line

Our Consultants will provide 7/24 detailed information and will carry out your instructions.

801 12 7000
fixed line calls and mobile


Credit card service
Monthly fee for main card PLN 0* / PLN 24,99
Monthly fee for supplementary card PLN 0* / PLN 6,99
Insurance, service fee**
Monthly fee for Safety Package PLN 0
Monthly fee for Travel Insurance package PLN 0

* The first monthly fee shall be charged for the second full month from issuing the card. Subsequent monthly fees shall be charged in arrears – for the previous month. The fee will not be charged if in the previous month 5 non-cash transactions were done on given card.

** Insurances, services are not mandatory.

Credit cost and legal note

Representative example for Millennium Visa Platinum: Annual Percentage Rate (APR) is 12.82%; total amount of credit (net of debt-financed costs): PLN 24 000; total amount due: PLN 25 813,78; variable interest rate 10%; total cost of credit: PLN 1813,78 (including: sum of monthly fees for the credit card PLN 274.89; interest PLN 1 538,89), assuming that the granted credit limit is disbursed outright in the full amount as a non-cash transaction and is repaid in 12 equal monthly instalments of PLN 2 151,14. The calculation was made as of 11.12.2019 on a representative example.

The Bank evaluates the applicant’s credit capacity on a case-by-case basis each time prior to granting a credit card; if requirements regarding credit capacity are not met the Bank will not sign a credit card agreement. Fees, interest rate and other details are contained in the Regulations on Credit Cards Issued by Bank Millennium SA, Price List – Credit Cards – available in the Bank’s branches and on Offer details are also available in TeleMillennium by calling 801 331 331.

How to get

Online Application

If you are not our customer

Contact with Advisor

If you are our customer

In our branches

Find the nearest branch

How to restrict

Just call one of the special phone numbers below:

(+48) 22 598 41 14 - blocking all the cards of Bank Millennium (available 7/24)
801 12 7000 - Prestige Line for fixed line calls and mobile
(+48) 22 598 41 33  - Prestige Line for mobile and international calls