Cash Loan - Special offers

About the loan

Cash Loan special offer for financial and insurance sector employees

  • For employees of banks, credit unions and insurance companies
  • Commission starting at 1% if the applicant takes out also the loan insurance offered by Bank Millennium (APR from 17%)
  • Simple process of employment verification and quick credit decision
  • Loan tenor up to 7 years

All it takes to get the loan:

  • confirmation of employment issued by a financial/insurance institution stating the income, or
  • inflow of salary or net income to an account with Bank Millennium during at least last 3 months (if you are our Customer), or
  • statement of account held with a different bank, confirming salary transfer from a financial/insurance institution for at least 3 last months, printed in a Bank Millennium branch.

Annual Percentage Rate (APR) is 17,84%; total loan amount (net of credit-financed costs): 15 588,10 PLN; total amount due: 22 198,19 PLN; fixed interest rate 8,51%; total cost of the loan: 6 610,09 PLN (including: commission 1,52% (236,94 PLN); interest 3 809,49 PLN; insurance 2 563,66 PLN; additional services 0 PLN); 54 equal monthly instalments of 411,08 PLN. The calculation was made as of 01.09.2016 on a representative example.

Prior to granting the loan the Bank shall evaluate the Applicant’s credit capacity and creditworthiness on a case-by-case basis; in justified situations the Bank may refuse to grant the loan. Detailed information about the loan is provided in the Cash Loan Regulations available in Millennium branches and on Detailed principles of granting insurance cover by the Insurers - Towarzystwo Ubezpieczeń Europa SA and Towarzystwo Ubezpieczeń na Życie Europa S.A., including information about exclusions of the Insurers liability, are stipulated in the Insurance Terms & Conditions “Bezpieczna Pożyczka” as applicable to insurance agreements signed starting from 28 March 2015. A summary of essential product features are contained in the Product Card – Bezpieczna Pożyczka.

How to get

Online Aplication

Millennium Financial Centres