Representative example for Millennium Visa/MasterCard Impresja credit cards:

Annual Percentage Rate (APR) is 12,01%, total loan amount (net of debt-financed costs): PLN 4,000.00, total amount due: PLN 4,271.23, variable interest rate 7.2%; total cost of the loan: PLN 271.23 (including: sum of monthly credit card fees PLN 87.89, interest PLN 183.34), with the assumption that the approved credit limit is used up outright in the full amount as a cashless transaction and is repaid in 12 equal monthly instalments of PLN 355.93. The calculation was made as of 4th Jan 2021 on a representative example.

Participants in the “Lato z kartą kredytową Visa” (Summer with Visa credit card) promotion (hereinafter “Promotion”) who from 1 July to 31 August 2021 (“Promotion Period”) submit in Millenet or the Mobile App a contact request or a credit application for a Millennium Visa Impresja credit card (“the Card”), agree to receive commercial information and sign the Card agreement with a minimum credit limit of PLN 3000 may get a digital code for a gift eCard in the Goodie app, worth PLN 150 (hereinafter “the Reward”). The Reward shall be due for each of the three months specified in the Promotion Regulations „Lato z karta kredytową Visa” (hereinafter „Promotion Regulations”), in which the Participant makes non-cash transactions with the card (also optionally with use of BLIK Mobile payments linked to the credit card account) in the total amount of at least PLN 350. During the promotion one Participant may receive a maximum two Rewards. Participants who during the period from 1 January 2019 had a have any main credit card of the Bank or were pending processing in the Bank of instructions regarding resignation from any main credit card, shall not be eligible for the Reward. 8,000 Participants, who are the first during the Promotion to apply for the Card, shall be eligible for the Reward. Card applications, which may qualify for the Reward, may be submitted until the pool of 8,000 applications is exhausted, however not longer than until 31 August 2021. The Bank will inform promptly that the pool has been exhausted on www.bankmillennium.pl/klienci-indywidualni/karty-platnicze/karty-kredytowe/millennium-impresja. Promotion Regulations are available on www.bankmillennium.pl (Support/Price lists and regulations/Payment cards bookmark).

Every holder of a Card issued during the Promotion Period, will have the monthly card fee waived in each of 12 consecutive calendar months, in which he made at least one cashless transaction with the Card counting from the date the Card was issued.

„Moneyback for Impresja cards” Program is organized by Bank Millennium S.A. for the period: January 1, 2021 – December 31, 2021. The program is addressed to cardholders of "Millennium Visa Impresja" and “Millennium Mastercard Impresja” cards issued on the basis of agreements: concluded until April 30, 2013 or from November 11, 2019, or to which, after November 28, 2020, an annex changing the provisions on the interest rate rules was concluded. The rules of the Program are provided in the “Regulations of the “Moneyback for Impresja cards" Program. Details regarding major functionalities of shopping platform „goodie” are provided in goodie.pl as well as Regulation on goodie Platform for users. Millennium Goodie plc stands as administrator of the platform.

Before granting a credit card the Bank evaluates the Applicant’s credit capacity and worthiness on a case-by-case basis; in justified cases it may refuse to grant the card. Fees and charges, interest rate and other details are contained in the Price List – credit cards, Regulations on Credit Cards Issued by Bank Millennium SA, Regulation on “Moneyback for Impresja Cards” Program terms and conditions of “Pakiet Assistance Impresja” insurance, Product Card – Pakiet Assistance Impresja – available in the Bank branches and at www.bankmillennium.pl. Offer details are also available in TeleMillennium at 801 331 331 (calls charged at rates set by your service provider).