Order the Mastercard Impresja credit card (APR 21.26%) and take part in the promotion
How to get 400 PLN for shopping at IKEA stationary shops and IKEA.pl?
The promotion covers first 20 000 applications for Mastercard credit cards: Impresja. Promotion runs from 1.06.2025 to 31.07.2025.
Details of the „400 ZŁ DO IKEA Z KARTĄ KREDYTOWĄ MASTERCARD IMPRESJA” promotionopens in a new card can be found in the terms and conditions
Credit cost and legal note for: Impresja credit card
More information about the product can be found in the user guide and in the credit costsfor: Impresja credit card.
Use your credit card to pay for everyday purchases. It is also perfect for abroad - thanks to the currency limit.
Pay by Impresja credit card and get cashback
5% cashback on shopping - up to 50 PLN a month
cashback is automatically transferred to your card account
24 Partners in programme: Apart, Baldinini, Bershka, Cinema City, Coccinelle, Deichmann, Empik, Francesco Biasia, Inter Cars, Massimo Dutti, Max Mara, Marella, Oysho, Pennyblack, Pollini, Pull&Bear, Sony Centre, Sephora, Smyk, Stradivarius, travelplanet.pl, Venezia, Zara, Zara Home
5% cashback applies to purchases in Empik stores, Sony Centre stores, Smyk stores and Cinema City (box offices), in case of Inter Cars only to online shopping at www.intercars.pl. It is not valid for Weekend Max Mara.
Details in "Moneyback for Impresja cards" programme regulationsopens in a new card (in Polish).
If you use Impresja card (card agreement concluded in the period from 1.05.2013 to 10.11.2019) in order to participate in "Moneyback" programme after 1.01.2021, it could be necessary to sign the annex to your card agreement changing the interest rate (APR 21.26%). Annex can be accepted in Millenet or in the mobile application, at any Bank Millennium branch, as well as via TeleMillennium at 801 331 331 (call cost according to the operator's rate).
It's a comfortable way of paying without a wallet. Activate your virtual card free of charge and pay conveniently by phone.
You have access to world currencies at favourable Visa or Mastercard rates - up to PLN 5,000/month without an additional exchange margin. When you use up the limit, the bank's additional margin will be 2%.
Comfortable shopping in stores or online stores and payments under the card limit.
The Easy Instalments Programme allows a repayment of spending done with the credit card in equal instalments with an attractive interest rate.
Guarantee of the highest level of safety of Internet transactions provided by free 3D-Secure service.
Control over expenses based on self-established daily limits. At any time, you may also check your account balance.
Millenet is an online banking system providing security and full 7/24 online control over your finances and additional services.
The mobile app allows you to use the account on your phone, wherever you are. You can make transfers, pay in stores, withdraw cash from ATMs and much more.
Bank Millennium provides over 600 branches throughout Poland and multifunctional Bank Millennium ATMs.
Fixed line calls and mobile
If you have been transferring your salary to an account in Bank Millennium for at least 3 months, all formalities will be limited to a minimum. The key document, which is required each time is an ID card. There is a list of documents below confirming income depending on its source.
One of the options below:
If you are not our Client, contact us.
If you are our Client, apply in Millenet or in the Mobile App.
Lost or stolen card should be restricted immediately. Call one of the special numbers:
TeleMillennium phone number for fixed line callers and mobile callers
TeleMillennium phone number for mobile or international callers
A card can be also restricted in Millenet and mobile app.
how to restrict card Find out moreCredit cost and legal note
Representative example for Millennium Visa/Mastercard Impresja credit card: Annual Percentage Rate of Charge (APRC) is 21.26%; total loan amount (net of debt-financed costs): 6 700.00 PLN, total amount due: 7 531.55 PLN; variable interest rate 17.o0%; total cost of the loan: 831.55 PLN (including: sum of monthly credit card fees 87.89 PLN; interest 741.66 PLN), with the assumption that the approved credit limit is used-up outright in the full amount as a non-cash transaction and is repaid in 12 equal monthly instalments of 627.63 PLN. The calculation was made as of 03/07/2025 on a representative example.
Participants in the “400 ZŁ DO IKEA Z KARTĄ KREDYTOWĄ MASTERCARD IMPRESJA” promotion (hereinafter “Promotion”), who from 1 June to 31 July 2025 (“Promotion Period”) satisfy following Promotion conditions: submit a credit application (hereinafter “Application”) for a Millennium Mastercard Impresja credit card (hereinafter “Card”), agree to receive commercial and marketing information and do not recall these consents/do not object until receipt of the Bonus, sign the Card agreement through Millenet or the Mobile app of Bank Millennium S.A. (hereinafter “Bank”) and satisfy the transaction requirement described in the “400 ZŁ DO IKEA Z KARTĄ KREDYTOWĄ MASTERCARD IMPRESJA” Promotion Regulations (hereinafter “Promotion Regulations”), and in each of the three subsequent months after signing the Credit Card Agreement make at least 5 transactions with the card added to the mobile wallet, may get a Gift Card for Ikea in the equivalent of PLN 400 (hereinafter: “Reward”) to be used in Ikea brick-and-mortar shops and the Ikea.pl online shop. Participants who from 1 May 2024 have the main credit card of any type in the Bank or were party to an agreement on a main credit card of any type in the Bank, from which agreement they withdrew or which they terminated, are not eligible for the Reward. 20,000 Participants, who are the first during the Promotion Period to submit the Application, shall be eligible for the Reward. Applications, which may qualify for the Reward, may be submitted until the pool of 20,000 Applications is exhausted, however not longer than until 31 July 2025. The Bank will inform promptly that the pool has been exhausted on www.bankmillennium.pl/klienci-indywidualni/karty-platnicze/karty-kredytowe/millennium-impresja. Promotion Regulations are available on www.bankmillennium.pl (Support/Price lists and regulations/Payment cards bookmark).
The organiser of the “Moneyback dla kart Impresja” Programme, which is active from 01.07.2025 till 31.01.2026 is Bank Millennium S.A. The Programme is targeted at holders of “Millennium Visa Impresja” and/or “Millennium Mastercard Impresja” cards issued under agreements: concluded till 11.11.2019 or from 30.04.2013, or to which after 28.11.2020 an annex was concluded amending provisions regarding rules on interest rate on the Card Account. Programme rules are contained in the “Moneyback dla kart Impresja” Programme Regulations, available on the website www.bankmillennium.pl.
Before granting a credit card the Bank evaluates the Applicant’s credit capacity and worthiness on a case-by-case basis; in justified cases it may refuse to grant the card. Fees, interest rate as well as other details are provided in the Price List - Credit Cards, Price List - BLIK Mobile Payments, Regulations on Credit Cards Issued by Bank Millennium SA, Regulations on “Moneyback dla kart Impresja” Programme, available in Millennium branches and on www.bankmillennium.pl. Offer details are also available in TeleMillennium by calling 801 331 331 (calls charged at operators’ tariffs).