Millennium Visa Impresja - Credit cards - Bank Millennium

Representative example for Millennium Visa/MasterCard Impresja credit cards: Annual Percentage Rate (APR) is 11.94%, total loan amount (net of debt-financed costs): PLN 4,000.00, total amount due: PLN 4,271.23, variable interest rate 7.2%; total cost of the loan: PLN 271.23 (including: sum of monthly credit card fees PLN 87.89, interest PLN 183.34), with the assumption that the approved credit limit is used up outright in the full amount as a cashless transaction and is repaid in 12 equal monthly instalments of PLN 355.93. The calculation was made as of 29.05.2020 on a representative example.

Participants in “Zimowe zakupy z kartą kredytową Millennium” (Winter shopping with Millennium credit card) promotion (hereinafter: “Promotion”) who from 1 December 2020 to 31 January 2021 (“Promotion Period”) submit in Millenet or the Mobile App a contact request or a credit application for a Millennium Mastercard Impresja or Millennium Mastercard or Millennium Mastercard Gold credit card, agrees to receive commercial informations, sign the Card agreement with a minimum credit limit of PLN 3000 (Millennium Mastercard Impresja, Millennium Mastercard) or PLN 5000 (Millennium Mastercard Gold) and use it to make cashless transactions (including optionally by BLIK) in the total amount of at least PLN 350 in each of four consecutive months specified in “Zimowe zakupy z kartą kredytową Millennium” Promotion Regulations, may get a Gift card to Allegro in an electronic form worth PLN 300 (hereinafter: “the Reward”). Participants who in the period from 1 January 2018 had or have any main credit card of the Bank, or had their instruction concerning resignation from any main credit card of the Bank in processing at the Bank shall be not eligible for the Reward. 18,000 Participants, who are the first during the Promotion Period to apply for contact or the Card, shall be eligible for the Reward. Card applications, which may qualify for the Reward, may be submitted until the pool of 18,000 applications is exhausted, however not longer than until 31 January 2021. The Bank will inform promptly that the pool has been exhausted at www.bankmillennium.pl/klienci-indywidualni/karty-platnicze/karty-kredytowe/millennium-impresja. Promotion Regulations are available at www.bankmillennium.pl (Support/Price Lists and Regulations/Payment Cards bookmark). The principles for using the gift card are defined in Regulamin Kart Podarunkowych Allegro (Allegro Gift Card Regulations) available at allegro.pl.

Every holder of a Card issued during the Promotion Period, will have the monthly card fee waived in each of 12 consecutive calendar months, in which he made at least one cashless transaction with the Card counting from the date the Card was issued.

„Moneyback for Impresja cards” Program is organized by Bank Millennium S.A. for the period: January 1, 2021 – December 31, 2021. The program is addressed to cardholders of "Millennium Visa Impresja" and “Millennium Mastercard Impresja” cards issued on the basis of agreements: concluded until April 30, 2013 or from November 11, 2019, or to which, after November 28, 2020, an annex changing the provisions on the interest rate rules was concluded. The rules of the Program are provided in the “Regulations of the “Moneyback for Impresja cards" Program; fees, interest rate as well as other details are provided in the Price List - Credit Cards, “Regulations on Credit Cards Issued by Bank Millennium SA – available in Millennium branches and on www.bankmillennium.pl. Offer details are also available in TeleMillennium by calling 801 331 331 (call cost according to the operator's rate).

Before granting a credit card the Bank evaluates the Applicant’s credit capacity and worthiness on a case-by-case basis; in justified cases it may refuse to grant the card. Optional paid “Pakiet Assistance Impresja” insurance is offered with Impresja card. Fees and charges, interest rate and other details are contained in the Price List – credit cards, Regulations on Credit Cards Issued by Bank Millennium SA, „Regulations on Bonus Sales of Goods or Services Acquired by Means of Millennium Mastercard Impresja Credit Card issued by Bank Millennium S.A.” “MONEYBACK”, “Regulations on Bonus Sales of Goods or Services Acquired by Means of “Millennium Visa Impresja” Credit Card Issued by Bank Millennium S.A. “MONEYBACK”, Regulations of the Programme “Moneyback for Impresja cards", “Regulations of the Programme “Bonus up to 5% in the form of e-Voucher for purchases on Fridays and Saturdays with Millennium Impresja credit card in 2020”, terms and conditions of “Pakiet Assistance Impresja” insurance, Product Card – Pakiet Assistance Impresja – available in the Bank branches and at www.bankmillennium.pl. Offer details are also available in TeleMillennium at 801 331 331 (calls charged at rates set by your service provider).