Pay for motorway more convenient

Thanks to the Motorways option you can drive through the gates without queuing up and collecting the ticket

Why Bank Millennium app?

Mobile app

  • When you don't have any cash with you

    Using the app you can pay in stores, make ATM withdrawals and shop online. More

  • When you want to check your account balance

    Make an instant account or credit card balance enquiry and see available funds even before logging in.

  • When you want to make a quick transfer

    You don't have to know the recipient's account number as transfer can be sent also to mobile number. More

  • When you want to gain access to special offers

    Term deposits with exceptional interest rates are available only to mobile app users. More



See how easy it is to activate the app and to log in. Discover the basic functions yourself.

link opens in new window Check demo version

Discover how others see
our mobile app

In Everything revolves around you competition, participants show how they see and use Bank Millennium mobile app. The challenge was to record a 30-second video on the following theme: Wherever you are, whatever you do, Bank Millennium mobile app offers you freedom and opportunity to live life YOUR way..

Close to 100 videos were submitted to the competition. Among those, jury selected 10 best projects and from this group finalists were picked. The competition included also an Audience Award that was offered to the video that received the biggest number of votes from an online vote.

How to activate app?

  1. 1
    How to activate app? -

    Sign in to the app

    Launch the downloaded app. Enter your MilleKod and single-use SMS P@ssword. Next, type in selected characters of your identifier, e.g. of PESEL.

  2. 2
    How to activate app? -

    Set PIN and Mobile Password

    Define a 4-digit PIN you'll use to log in to the app, as well as a 8-digit Mobile Password to authorize transactions (e.g. transfers).

  3. 3
    How to activate app? -

    Go mobile!

    Now you can adjust the app to your needs - set your own background or functions available before logging in.


  • Standing orders

    No need to remember about recurring payments. Set their execution date and payments will be made automatically.

  • Motorways

    For A1 motorway ride within the Autopay service, you can pay without standing in lines

  • Meet Milla, our automatic assistant

    Thanks to Milla you will transfer money or top up any phone quicker, and many more

  • Mobile Authorization

    Confirm operations more conveniently and securely in the mobile app, without retyping SMS P@sswords.

  • Apple Pay

    Leave your wallet at home. Start using Apple Pay. Just open the Wallet app, hold your phone near a contactless card reader and it's done!

  • Personal details update

    You can quickly update your mailing address and provide your new ID details.

  • Travel insurance

    Insure yourself and your loved ones in seconds and gain 24/7 access to travel assistance.

  • Transaction history

    Conveniently add attachments (i.e. photo of the receipt), tags or notes to selected transactions.

  • Phone top-up

    Top up any prepaid mobile number with almost any amount in just a few clicks.

  • Mobile contactless payments

    Activate a virtual card for free and conveniently pay contactless with your phone.

  • Car insurance

    Ubezpieczenie OC/AC

    Buy customized policy and divide the premium into monthly instalments with no extra cost.

  • Augmented reality

    Set up a Mobile Deposit using augmented reality and gain exceptional interest rate.

  • Tickets and parking fares

    No need for TVM or parking meters. Buy transport tickets and pay for parking in the app.

  • Fingerprint login

    Your phone has a fingerprint sensor? Log in with a touch of a finger - no PIN required.

  • Mobile safe box

    No need to keep all your loyalty cards in a wallet. Store their photos in the app instead.

  • Smartwatch

    Sync the app with your smartwatch to enjoy basic functionalities of the app on your wrist.

  • Temporary card block

    Apply the temporary block and do not worry about the safety of your card, eg. when you leave it somewhere for a while or go to a concert.

Frequently asked questions

  • What is the mobile application?

    The mobile application is special software installed in a mobile device, permitting access to bank accounts and use of bank services.

    How much does the mobile application cost?

    Downloading and using the Bank Millennium mobile application is free of charge. However you need to remember that the application connects with the internet. Check what fees are charged by your mobile network operator for data transfer.

    On what devices can I install the Bank Millennium mobile application?

    The application is available for mobile devices with Android systems (version 5.0 or higher) and iOS (version 10.0 or higher).

    Where can the Bank Millennium mobile application be downloaded?

    Click here to find out how to download and install the app in your device.

    On how many devices simultaneously can I activate the application?

    The application can be active on five devices at the same time. If you have the app active on five devices and you want to activate it on another device, first deactivate one of the devices by Millenet.

    Where can I get information on what devices the application has been activated?

    Log on to the Millenet system and select the menu bar option: Mobile Banking > My Devices.

  • What is MilleKod and what is it for?

    MilleKod is an 8-digit number needed to log on to the Millenet system. You were given Millekod in your agreement when setting up your account.

    What is the Mobile Password and what is it for?

    Mobile Password is an 8-digit password for activating the application on the mobile device and also for confirming transactions ordered through the mobile application. By authorising with the Mobile Password, your transactions are safer.

    How to get the Mobile Password?

    The mobile password is defined at the first activation of the mobile application. It may also be defined when activating mobile banking services through the Millenet system (option in the menu: Mobile Banking > Activation/Settings).

    How to change/recover a forgotten or blocked Mobile Password?

    If you forget or block your Mobile Password, change it in Millenet. The Mobile Password can be changed in the menu option: Mobile Banking > Activation/Settings.

    What is the PIN number?

    The PIN number is an individual 4-digit number, which permits access to the mobile application. The PIN number is defined during activation of the application on a mobile device and is used as the password whenever logging on to the application.

    Can I change the PIN number?

    Yes, the PIN number can be changed in the option: Settings > PIN number change.

    The PIN number can also be changed in Millenet in the menu option: Mobile Banking > My Devices > PIN change.

    I do not remember the PIN number. What to do?

    Use the "Recover PIN Number" option in the application. You will be redirected to Millenet to Mobile Banking > My Devices > PIN change.

    What are the SMS P@sswords?

    SMS P@sswords are single-use codes sent by SMS to a mobile phone defined for this service. SMS P@sswords are used for approving operations in Millenet online banking system and are necessary in the mobile application activation process.

    Mobile Authorisation in the mobile app is an alternative way to confirm operations performed in Millenet. To confirm any operation carried out in Millenet all you have to do is to log in to the mobile app (with your PIN or fingerprint) and confirm the operation on the displayed screen with details of the operation.

    How to activate SMS P@sswords?

    To activate an SMS P@ssword you should define at the Bank the mobile number to which single-use passwords will be sent in order to confirm operations in Millenet. Activation takes place in the process of setting up a bank account. If no activation was performed at a branch, remote activation is possible through:


    • Call 801 244 357 or +48 22 598 40 50 (from abroad or mobile phones)
    • Select option 4 (for English)
    • Select option 3 (SMS P@ssword services)
    • Enter an 8-digit MilleKod
    • Enter an 8-digit P@ssword 1
    • Soon you will be connected with our consultant
    • The consultant will activate SMS P@sswords during the call

    In Millenet after printing out a single-use P@sword 2 from a Bank Millennium ATM

    • Print out P@ssword 2 from a Bank Millennium ATM (you must have a debit or credit card)
    • After logging in to Millenet the system will ask you to enter the mobile phone number to which SMS P@sswords will be sent
    • After your number is approved, you will receive an SMS with the first SMS P@ssword, which will need to be entered in Millenet
    • At the end of the activation process the system will ask you to enter selected digits from P@ssword 2 printed out from the ATM

    Changing/unlocking a telephone number for SMS P@sswords is performed in the same way as activation. It is possible through TeleMillennium and Millenet only.

    You can block in Millenet the defined telephone number for SMS P@sswords.

    What is Mobile Authorisation?

    Mobile Authorisation is an alternative way to confirm operations performed in Millenet. To use Mobile Authorisation you will need Bank Millennium mobile app in which operations will be confirmed.

    How does Mobile Authorisation work?

    • In order to confirm an operation performed in Millenet, log in to the mobile app.
    • Once you log in, a screen will be automatically displayed showing operation details.
    • Select "Confirm" and you are all set! The operation is confirmed and you will see the confirmation screen both in the mobile app and Millenet.

    How to activate Mobile Authorisation?

    You can activate Mobile Authorisation conveniently in the mobile app. Go to Settings, select Mobile Authorisation and follow the instructions.

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