Millennium Impresja

About the card

What you get with Millennium MasterCard Impresja?

Refund of 5% of the value of spending with our Partners - up to as much as PLN 760 per year. More

Possibility of paying for the shopping in 0% instalments (RRSO 1,88%). More

Extensive assistance package will surprise you with how many of your daily chores we will take care of. More

For more information about cards please see the User guide.

Cost of credit

MasterCard® Buy&Smile rebate programme

We invite holders of selected MasterCard cards from Bank Millennium* to take advantage of the Buy&Smile rebate programme.

To get up to 5% off the price of goods and services it is sufficient to buy them from programme partners (more than 2000 shops and service providers) paying with an eligible MasterCard card*.

Additionally by using the Buy&Smile mobile app you can easily check the availability of rebates in your area by using geolocation. The app for Android and Windows is available now, for IOS will be available soon.

Detailed information including the Programme Regulations, a list of programme partners and available rebates: www.buyandsmile.pl.

We wish you shopping with a smile!

 

* Following cards are eligible for the rebate programme: Millennium World Debit MasterCard, Millennium MasterCard Impresja, Millennium MasterCard Gold, Millennium MasterCard World Signia/Elite, Millennium MasterCard World Signia/Elite VIP.

Refund of 5%

Shopping at our Partners will now be even more of a pleasure:

  • the programme is combined with other promotions and special offers,
  • you do not have to ask for the 5% spending refund in the shop - the Bank will automatically make it to your card account,
  • the refund also applies to transactions done with the supplementary card,
  • in Carrefour supermarkets you will get bonus vouchers for every PLN 30 spent,
  • the Carrefour bonus applies to products bought on Fridays and Sundays (excluding alcohol, cigarettes, fuel, prepaid phones top-up and "My Bills" service).

The 5% refund shall be posted to your card account at the beginning of each month and in case of the Carrefour shops you will get it immediately in the form of vouchers.

Discover benefits the credit card has to offer

 

Complete safety

Attractive Pakiet Bezpieczeństwa consisting of: SMS alerts Package on transactions made by card and “Ochrona Karty” (Card Protection) insurance pack.

Find out more

 

Contactless payments

Fast and convenient method of payment.

Find out more

 

Convenience of payment

Comfortable shopping in stores and on the Internet, freedom of the use of ATMs and payments under the card limit.

Find out more

 

Easy Payments Programme

The Easy Payments Credit Programme permits repayment of spending done with the credit card in equal instalments with an attractive interest rate.

Find out more

 

3D-Secure

Guarantee of the highest level of safety of Internet transactions provided by free 3D- Secure service.

Find out more

 

Convenience and comfort

Control over expenses in shops based on self-established daily limits. At any time, you may also check your account balance.

Find out more

Inspirations programme

Paying with a Millennium cards in stores as well as various service outlets you can enjoy attractive rebates. Currently there are close to 1 000 merchants who will give you the rebate!

Special offer for "Twój Styl"

As a holder of the Impresja card you can also get a special subscription offer for the "Twój Styl" monthly at the promotional price of PLN 90.

To enjoy the promotion place an order at http://prenumerata.bauer.pl, and then pay online with your Impresja card.

If you have any questions please contact the Subscriptions Department of Bauer publishing house: by phone (22 5170532) or e-mail (prenumerata@bauer.pl).

TeleMillennium

Our Consultants will provide 7/24 detailed information and will carry out your instructions.

801 331 331
fixed line calls and mobile

Costs

Monthly fees for service
Monthly fee for the main card PLN 0* / PLN 7,99
Monthly fee for the supplementary card PLN 0* / PLN 2,99
Insurance, service fee**
Safety package PLN 3,99
Monthly fee for Package Assistance Impresja PLN 4,99

* The first monthly fee shall be charged for the second full month from issuing the card. Subsequent monthly fees shall be charged in arrears – for the previous month. The fee will not be charged if in the previous month 5 non-cash transactions were done and booked on given card.

** Insurances, services are not mandatory.

Information about the loan cost

Required documents

The requirements for documenting income are very simple

  • If you have been transferring your salary to an account in Bank Millennium since at least 3 months, all formalities will be limited to a minimum
  • The key document, which is required at all times is a Personal Identity Card

Above is a list of documents, confirming income depending on its source.

  • Employment or management contract / Contract to perform a specific task / Contract of mandate

    One option from:

    • Confirmation from Employer of income and employment in last 3 months
    • PIT for last year
    • proof of income

  • Business activity

    Documents required depending on the form of settlement:

    • annual tax return and a certificate from the Tax Office or a certificate from the ZUS/KRUS
    • book revenues and expenditures

  • Retirement pension

    One option from:

    • last decision on awarding the benefit
    • last pension slip
    • last decision on indexation
    • statement from bank account, confirming inflow of pension for the last month

  • Disability pension

    One option from:

    • last decision on awarding the benefit
    • last decision on indexation
    • last pension slip
    • statement from bank account, confirming inflow of pension for the last month

  • Pre-retirement benefit

    One option from:

    • decision of Labour Office/ZUS to grant the benefit
    • last decision of Labour Office/ZUS on indexation of the benefit
    • last pension slip
    • statement from bank account, confirming inflow of retirement/disability pension for the last month

How to get

Online Application

If you are not our customer
Contact with Advisor
If you are our customer
Apply in Millenet

TeleMillennium

Call us

801 331 331
In our branches
Choose the nearest branch

How to restrict

Just call one of the special phone numbers below:


+48 22 598 41 14 - blocking all the cards of Bank Millennium (available 7/24)
801 331 331 - TeleMillennium fixed line calls and mobile
+48 22 598 40 40 - TeleMillennium  mobile and international calls

Additional information

The Bank assesses the applicant’s credit capacity on a case by case basis prior to granting the credit card; in case of failure to fulfil the requirements of credit capacity, the Bank shall not conclude a credit card agreement. The card is accompanied with „Pakiet Assistance Impresja” insurance, free of charge until the end of the first full calendar month. For each next month the fee totals 4,99 PLN. The above insurance may be terminated at any time within the term of the card agreement.

Annual Percentage Rate (APR) for cashless transactions is 16.99 %; total loan amount (net of loan-financed costs): PLN 5000; total amount due: PLN 5471.37; variable interest rate: 10%; total cost of the loan: PLN 471.37 (including: sum of fees for maintenance of the main card PLN 95.88; interest PLN 320.60; sum of Assistance Impresja insurance fees PLN 54.89); 12 equal monthly instalments of PLN 455.95. Annual Percentage Rate (APR) for cash transaction is 26.50%; total loan amount (net of loan-financed costs): PLN 5000; total amount due: PLN 5670.87; variable interest rate: 10%; total cost of the loan: PLN 670.87 (including: fee for maintenance of the main card PLN 95.88; fee for cash transactions PLN 199.50; interest PLN 320.60; sum of Assistance Impresja insurance fees PLN 54.89); 12 equal monthly instalments of PLN 472.57. The calculation was made as of 2.10.2016 on a representative example.

We wish to inform you that from 2 November 2016 to 31 January 2017 a competition is being organised for employees of the Bank, the purpose being promotion of sales of Bank Millennium’s MasterCard credit cards.