Comes in handy in so many ways

Your house shopping will be successful thanks to the Alfa credit card (APR 11.94%)

link opens in new window Order card Millennium Alfa Credit cost and legal note

About the card

What you get with Millennium Alfa credit card? (APR 11.94%)

More information about the product can be found in the user guide and in the credit costs.

Refund of 5%

Save up to PLN 760 per year guaranteed thanks to payments with the Alfa credit card in Partner shops

Apart, Sephora, Leroy Merlin, Inter Cars, Empik, Cinema City, travelplanet.pl

Additionally:

  • The programme may be combined with other promotions and special offers,
  • No need to remind of the 5% refund on spend in a shop – the Bank will automatically accrue it on the card account.

 

The refund – Moneyback 5% of the value of transactions made with the card at our Partners is booked on the card account at the start of the next month. The refund – Moneyback 5%: Inter Cars - applies to purchases online at www.sklep.intercars.com.pl; Empik - applies to purchases in stationary stores, Cinema City – does not apply to online shopping.

Benefits

INSPIRATIONS
PROGRAMME

INSPIRATIONS
PROGRAMME

Paying with a Millennium cards in stores as well as various service outlets you can enjoy attractive rebates. Currently there are close to 1000 merchants who will give you the rebate!

Find out more Inspirations programme

How to use

Millenet

Millenet is an online banking system providing security and full 7/24 online control over your finances and additional services.

Millenet Find out more
Mobile app

The mobile app allows you to use the account on your phone, wherever you are. You can make transfers, pay in stores, withdraw cash from ATMs and much more.

Mobile app Find out more
Branches and ATMs

Bank Millennium provides over 750 branches throughout Poland and multifunctional Bank Millennium ATMs.

Branches and ATMs Find out more
TeleMillennium

Our Consultants will provide 7/24 detailed information and will carry out your instructions.

801 331 331

Fixed line calls and mobile

Costs

Credit card service
Insurance, service fee**
Monthly fee for main card PLN 0* / PLN 7,99
Safety package PLN 3,99
Monthly fee for supplementary card PLN 0* / PLN 2,99
Monthly fee for Package Assistance Alfa PLN 4,99
Credit card service
Monthly fee for main card PLN 0* / PLN 7,99
Monthly fee for supplementary card PLN 0* / PLN 2,99
Insurance, service fee**
Safety package PLN 3,99
Monthly fee for Package Assistance Alfa PLN 4,99
  • * The first monthly fee shall be charged for the second full month from issuing the card. Subsequent monthly fees shall be charged in arrears – for the previous month. The fee will not be charged if in the previous month 5 non-cash transactions were done on given card.
  • ** Insurances, services are not mandatory.

Required documents

If you have been transferring your salary to an account in Bank Millennium for at least 3 months, all formalities will be limited to a minimum. The key document, which is required each time is an ID card. There is a list of documents below confirming income depending on its source.

  • Employment contract / contract of mandate / specific-task contract
  • Sole proprietorship
  • Retirement pension
  • Disability pension
  • Pre-retirement benefit

One of the options below:

  • confirmation of salary transfers over the last 3 months
  • PIT for the whole previous tax year
  • proof of income
  • annual tax return and a certificate from the Tax Office or a certificate from the ZUS/KRUS
  • revenue and expense ledger
  • confirmation of pension transfer for the last month
  • last pension payslip
  • last decision on indexation
  • last decision on pensionable remuneration
  • confirmation of disability pension transfer for the last month
  • last disability pension payslip
  • last decision on remuneration
  • decision on granting the disability retirement pension
  • confirmation of benefit transfer for the last month
  • last benefit payslip
  • last decision on remuneration
  • decision on granting the benefit

How to get

Online application

If you are not our Client, contact us.

If you are our Client, apply in Millenet.

Fill in the application
Order card

Call us

801 331 331 801 331 331

Choose the nearest branch

Find the branch

How to restrict

Lost or stolen card should be restricted immediately. Call one of the special numbers:

801 331 331

TeleMillennium phone number for fixed line callers and mobile callers

+48 22 598 40 40

TeleMillennium phone number for mobile or international callers

A card can be also restricted in Millenet and mobile app.

Find out more how to restrict card Find out more
Credit cost and legal note

Representative example for Millennium Visa Alfa: Annual Percentage Rate (APR) is 11.94%, total loan amount (net of debt-financed costs): PLN 4,000,00, total amount due: PLN 4 271.23; variable interest rate 7,2%; total cost of the loan: PLN 271.23 (including: sum of monthly credit card fees PLN 87.89; interest PLN 183.34), with the assumption that the approved credit limit is used-up outright in the full amount as a non-cash transaction and is repaid in 12 equal monthly instalments of PLN 355.93. The calculation was made as of 29.05.2020 on a representative example.

Before granting a credit card the Bank evaluates the Applicant’s credit capacity and worthiness on a case-by-case basis; in justified cases it may refuse to grant the card. Optional paid “Pakiet Assistance Alfa” insurance is offered with the card. Fees, interest rate as well as other details are provided in the Price List - Credit Cards, “Regulations on Credit Cards Issued by Bank Millennium SA, Regulations on Bonus Sales of Goods or Services Acquired by Means of “Millennium Visa Alfa” Credit Card Issued by Bank Millennium S.A. “MONEYBACK””, terms and conditions of “Pakiet Assistance Alfa” insurance, Product Card – Pakiet Assistance Alfa – available in Millennium branches and on www.bankmillennium.pl. Offer details are also available in TeleMillennium by calling 801 331 331.