Konto Oszczędnościowe

About the account

Konto Oszczędnościowe is a savings account, which provides a convenient and modern way to save on very good terms. Choose the easy way to save and gain extra benefits!

  • Attractive interest rate – earn as much as 2.50% per annum and the interest will be capitalised every month.
  • Freedom – open the saving account for an indefinite period and save as long as you want but you can alsways change your plans.
  • Convenient transactions – you can deposit money on your account and withdraw it whenever you want, without losing any interest earned to-date.
  • Modern management – open Konto Oszczędnościowe in any Millennium branch, and if already have access to Electronic Banking Channels you can also do it via Millenet or by phone, calling Prestige Line.


How to open

Interest Rate

The promotional interest rate on Konto Oszczędnościowe is:

Promotional interest rate for new money annually For Prestige World Account owners For owners of other type of current account
Up to PLN 100,000 2,50% 2,30%
Surplus over PLN 100,000 1,90% 1,90%

Promotional interest rate applies for new money. The duration of promotional interest rate is 92 days and is calculated from the day of first new money inflow on Konto Oszczędnościowe during promotional period. Promotional period applies from 8 till 28 January 2017. Remaining promotion details are in Promotion Bylaw.

The standard interest rate on Konto Oszczędnościowe is as follows:

Amount Standard interest rate
Up to PLN 50,000 included 0,80%
Surplus over PLN 50,000 up to PLN 100,000 included 0,90%
Surplus over PLN 100,000 up to PLN 250,000 included 1,20%
Surplus over PLN 250,000 1,40%

Standard interest rate applies to money not qualified as new and means not qualified under any other promotion.

Variable interest rate. Monthly capitalisation of interests. Minimum balance to calculate interests is 1000 PLN. Minimum balance does not apply for new money and when the sum of new money and money not qualified as new equals or is higher than 1000 PLN. In this case for money not qualified as new standard interest rate applies.

Prestige Line

Our Consultants will provide 7/24 detailed information and will carry out your instructions.

801 12 7000
fixed line calls and mobile


Account opening PLN 0
Monthly account fee PLN 0
First withdrawal/transfer in a calendar month PLN 0
Second and every subsequent withdrawal/transfer in a calendar month PLN 7,5

Konto Oszczędnościowe is opened for an indefinite term. You can manage it through your current account, which also provides access to other banking services.

Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of EUR 100,000, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.

How to open

Online Application

If you are not our customer
Contact with Advisor
If you are our customer

Prestige Line

Call us

801 12 7000
In our branches

Choose the nearest branch