Three month Millokata Zimowa at Bank Millennium

Millokata Zimowa is designed for all these persons –  both present and future Clients of Bank Millennium – who intend to invest their funds for a relatively short-time and with very attractive return. The interest rate on the 3-month deposits at Bank Millennium is one of the highest on the market and presently amounts to 6% - with deposits from 5000 PLN, and 5.5% - for the deposit bracket from 500 to 4999,99 PLN.
 
Millokata with attractive interest rate is one of the highlights of the winter offer of Bank Millennium. In the offer the present and future individual Clients may also find the following:

• Millenet Deposit – term deposit with attractive interest rate (6% 1), opened via the Internet, allowing the Client to select deposit maturity.
• SuperDuet Deposit – combination of the term deposit with fund, allowing active saving in selected Millennium TFI investment funds: Millennium FIO Akcji, Millennium FIO Zrównoważony or Millennium FIO Stabilnego Wzrostu, bearing interest rate of 8% 2.
  The Client decides on the ratio between the deposit and fund: 50% deposit + 50% fund or 25% deposit + 75% fund. Additionally, when purchasing investment fund participation units within Millennium Super Duet plan no handling fee is collected.
• Individual Retirement Account (IKE) – saving for future pension in the form of savings account or in the form of IKE based on Millennium TFI investment funds. The interest rate of IKE in the form of savings account is 6.5% p.a. In this case Bank Millennium does not collect fees for account opening and keeping. Clients, who shall presently use IKE in the form based on investment funds, are exempt from handling fees when purchasing participation units.
• Millennium VISA economic credit card – without card fee , with attractive 9.9% interest rate in force for the first full 6 months from the day of concluding the agreement; after this period the interest rate is only 19.9%. The card offers interest free overdraft up to 50 days.
• Mortgage products – MilleKredyt DOM, MillePożyczka Hipoteczna and MilleKredyt Konsolidacyjny – offer renowned not only among Clients but also experts. In its Portfel Roku ranking (portfolio of the year), "Business Week" magazine recognised MilleKredyt DOM as the best mortgage loan of 2004. High scores were given for long lending period (up to 35 years), loan to value up to 100% and flexibility in the approach to the customers' sources of income.
  The present promotional PLN mortgage offer  includes 0% commission, 0 PLN in fee for real estate valuation and a very attractive, reduced margin, already from 0.75% up to maximum 1.25% throughout the credit period (interest rate from 7.39% to 7.89%).

___________________________________________

1. Fixed interest rate (per annum) – with minimum amount of 500 PLN for the period of 62-92 days
2. Interest rate of the 3-month deposit, with purchase of participation units in investment fund and the following composition 25% - deposit and 75% - investment fund.