Loan for purchase of shares of Zakłady Chemiczne Police- MilleKredyt Akcje from Bank Millennium

With MilleKredyt Akcje, Bank Millennium will finance the purchase of up to 15-times the value of own funds of a person planning to acquire the shares of Z. Ch. Police S.A. in the public offering. The interest rate as of disbursement of the loan until 12 July 2005 is 0% and as of 13 July it is currently 6.75% (WIBOR 1M plus 1 percentage point margin).
 
The loan for purchase of shares of Zakłady Chemiczne. Police S.A. is available from branches of Millennium and Bank Millennium Prestige. The maximum loan period is 12 months. The minimum loan amount is PLN 20,000 and the application fee is 0.20% of the granted loan amount. Interest is payable monthly and a one-off payment is possible with early payment of all or part of the loan. The Bank also provides customer service regarding subscribing for shares of Z. Ch. Police.
 
Details are available by calling 0 801 331 331. To handle all formalities connected with getting the loan and subscribing for the shares in Millennium Dom Maklerski the customer should visit the nearest branch of Millennium or Bank Millennium Prestige.
 
MilleKredyt Akcje from Bank Millennium
 
The loan is assigned for financing the purchase of securities via Millennium Dom Maklerski S.A. Loan approval is done during one visit of the customer in a Millennium or Bank Millennium Prestige branch. Loan terms i.a.: minimum loan amount, Loan-To-Value and loan period are set individually for individual offers of sale of the securities on the primary market or in the IPO. The loan is disbursed by way of a transfer to the borrower's investment account with Millennium Dom Maklerski S.A.
 
After allocation of the securities the funds on the borrower's investment account shall be automatically transferred for payment of the loan without the need for the customer to place a special order for that purpose.