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Discover Konto 360° debit card
Check what you can get with Millennium Visa Konto 360° payment card
About the card
Savings and free cash withdrawals from ATMs
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for debit card maintenance
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for cash withdrawals from Millennium, Santander and Planet Cash ATMs
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In case of Konto 360° waiver of monthly fees for the debit card as well as for ATM cash withdrawals if in the previous month at least 1 card or BLIK payment was done and the total external inflows to the account were at least PLN 1000. In case of Konto 360° Junior for chldren above 13 years old and Konto 360° Student, it is enough at least 1 card / BLIK payment was done on given card in the previous month. For withdrawals abroad ATM operators may collect fees out of the Bank’s control. Withdrawal in foreign currency is converted into PLN, which implies an additional margin defined in the Price List. Fees, interest rate and other details are stipulated in the Price List – debit cards, General Regulations on Provision of Banking Services to Individuals in Bank Millennium SA, available in Millennium branches and on the Price lists and regulationslink opens in a new window website.
Additional benefits and opportunities
Contactless paymentsFast and convenient contactless payments payWave.
Multi-currency ServiceUse the currency exchange on the mobile app, then pay abroad with a debit card linked to your foreign currency account.
Cash backWhen doing your daily shopping, you are free to withdraw cash in the shop's cash desk.
3D SecureGuarantee of the highest level of safety of Internet transactions provided by free 3D Secure service.
24/7 availabilityOpportunity to execute payments in shops worldwide, withdrawals from ATMs and card payments via Internet.
Convenience and comfortControl over expenses in shops based on daily limits. You can manage limits on both your card and your child's card.
How to use
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MillenetMillenet is an online banking system providing security and full 7/24 online control over your finances and additional services.
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Mobile appThe mobile app allows you to use the account on your phone, wherever you are. You can make transfers, pay in stores, withdraw cash from ATMs and much more.
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Branches and ATMsBank Millennium provides over 600 branches throughout Poland and multifunctional Bank Millennium ATMs.
Costs
Type
Konto 360° account
Konto 360° Student and Junior account
(from 13 years of age)
(from 13 years of age)
Konto 360° Junior account
(aged 7-12 years)
(aged 7-12 years)
Fee for issuing payment card
0 PLN
0 PLN
15 PLN
Debit card service – monthly fee
0 PLN* / 7 PLN
0 PLN** / 4 PLN
0 PLN
* The fee is not charged during the first 2 months from issuing the card. The fee will not be charged in subsequent months if in the previous month at least 1 card or BLIK payment was done and the total external inflows to the account were at least 1000 PLN.
** The fee is not charged during the first 2 months from issuing the card. The fee will not be charged in subsequent months if in the previous month at least 1 card or BLIK payment was done.
Payments in foreign currency are converted into PLN, which is associated with an additional margin. For withdrawals from ATMs abroad, their operators may charge fees (so-called surcharge) independent of the Bank. Information about such payment should be displayed on the device before initiating the transaction.
Details of fees are in the Price Listlink opens in a new window.
Insurances witdrawn from offer
How to restrict
In case of card loss or theft you must immediately restrict it. To do this, just call:
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+48 22 598 41 14
blocking all the cards of Bank Millennium (available 7/24)
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801 331 331
TeleMillennium fixed line calls and mobile
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+48 22 598 40 40
TeleMillennium mobile and international calls
You can also restrict your card online in Millenet or the mobile app.
How to restrict card Find out moreHow to get
Important documents
- link opens in a new window Fee information document - Konto 360° Junior (in Polish)
- link opens in a new window Daily limits for payment cards – information from 13rd January 2025 - in Polish
- link opens in a new window Daily limits for payment cards – information from 21st October 2024 - in Polish
- link opens in a new window Daily limits for payments cards – information from 1 July 2024 - in Polish
- link opens in a new window Daily limits for payments cards – information from 21 April 2023 - in Polish
- link opens in a new window Daily limits for payments cards – information from 15 March 2023 - in Polish
- link opens in a new window Daily limits for payments cards – information from 1 September 2022 - in Polish
- link opens in a new window Daily limits for payments cards – information from 25 April 2022 - in Polish
- link opens in a new window Daily limits for payments cards – information from 15 August 2021 - in Polish
- link opens in a new window Daily limits for payments cards – information from 4 December 2021 – in Polish
- link opens in a new window Price list – debit cards - for agreements concluded from 01.06.2023 (in Polish)
- link opens in a new window Price list – debit cards - for agreements concluded from 25.04.2022 till 31.05.2023 (in Polish)
- link opens in a new window Price list – debit cards - for agreements concluded till 24.04.2022 (in Polish)
- link opens in a new window Debit Card Regulations (in Bank Account Regulations) - for agreements concluded from 25.04.2022 - in Polish (update 1.04.2025 r.)
- link opens in a new window Debit Card Regulations (in Bank Account Regulations) - for agreements concluded from 20.10.2021 till 24.04.2022 - in Polish (update 1.04.2025 r.)
- link opens in a new window Debit Card Regulations (in Bank Account Regulations) - for agreements concluded till 19.10.2021 - in Polish (update 1.04.2025 r.)
- link opens in a new window Regulations for the Provision of Banking Services to Juveniles from 7 years old to 13 years old in Bank Millennium S.A.
Nota prawna
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Nota prawna
Waiver of monthly fees for the debit card as well as for ATM cash withdrawals if in the previous month at least 1 card or BLIK payment was done and the total external inflows to the account were at least PLN 1000. In case of Konto 360° Junior and Konto 360° Student, it is enough at least 1 card / BLIK payment was done on given card in the previous month. For withdrawals abroad ATM operators may collect fees out of the Bank’s control. Withdrawal in foreign currency is converted into PLN, which implies an additional margin defined in the Price List. Fees, interest rate and other details are stipulated in the Price List – debit cards, General Regulations on Provision of Banking Services to Individuals in Bank Millennium SA, Terms and Conditions of “Ochrona karty” Insurance, Product Card – Card Protection, available in Millennium branches and on the Price lists and regulationslink opens in a new window website.
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Nota prawna
The free Multi-currency Service consists in connecting via the mobile app a foreign currency account to a debit card issued to your personal account. Transactions made with a card with the multi-currency service enabled are posted directly to the FX account without currency conversion, if the account currency corresponds to the currency of the transaction. If the transaction is carried out in a different currency or there are insufficient funds on the foreign currency account, such a transaction will be settled with currency conversion on the personal account kept in PLN at the exchange rate of the payment organisation.
The Currency Exchange service is available in the Bank Millennium application. The application allows for immediate currency exchange within the customer's accounts. The currency conversion takes place at the proposed exchange rate, which is updated every 30 seconds until the exchange is confirmed by the Client. To use the service, read and accept the terms and conditions of Currency Exchange.
Detailed information and terms and conditions of using the multi-currency service and currency conversion are available in the Regulations for the provision of banking services to individuals in Bank Millennium S.A. and the Price List - debit cards. The documents are available in our branches and on our website www.bankmillennium.pl.
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Nota prawna