Buy now, pay later by credit card

Order online Mastercard Millennium credit card (APR 22.76%) and pay for your purchases with it.

About the card

What can you get with Millennium Visa/Mastercard credit card? (APR 22.76%)

More information about the product can be found in the user guide and in the credit costs.

One card for paying in any currency

You can pay for everyday shopping by your credit card. It is also perfect abroad - you don't have to look for an exchange office, exchange currencies or order a currency card.



Thanks to your credit card you gain access to all world currencies at Visa or Mastercard exchange rate:

  • currency payments up to 1000 PLN per month without additional bank exchange margin
  • if you exceed the limit of 1000 PLN per month, the additional bank margin will be 2%
  • you can activate Currency Package for 9.90 PLN per week and get unlimited transactions in any currency without additional bank exchange margin

Benefits



  • Complete safety
    Complete safety

    Attractive Safety Package consisting of SMS notifications service on transactions made by card and “Ochrona Karty” (Card Protection) insurance pack.

  • Contactless payments
    Contactless payments

    It's a comfortable way of paying without a wallet. Activate your virtual card free of charge and pay conveniently by phone.

  • Convenience of payment
    Convenience of payment

    Comfortable shopping in stores or online stores and payments under the card limit.

  • Easy Instalments (APR 23.00%)
    Easy Instalments (APR 23.00%)

    The Easy Instalments Programme allows a repayment of spending done with the credit card in equal instalments with an attractive interest rate.

  • 3D-Secure
    3D-Secure

    Guarantee of the highest level of safety of Internet transactions provided by free 3D-Secure service.

  • Convenience and comfort
    Full service comfort

    Control over expenses based on self-established daily limits. At any time, you may also check your account balance.

INSPIRATIONS
PROGRAMME

INSPIRATIONS
PROGRAMME

Paying with a Millennium cards in stores as well as various service outlets you can enjoy attractive rebates. Currently there are close to 1000 merchants who will give you the rebate!

How to use

  • Millenet

    Millenet is an online banking system providing security and full 7/24 online control over your finances and additional services.

  • Mobile app

    The mobile app allows you to use the account on your phone, wherever you are. You can make transfers, pay in stores, withdraw cash from ATMs and much more.

  • Branches and ATMs

    Bank Millennium provides over 750 branches throughout Poland and multifunctional Bank Millennium ATMs.

TeleMillennium Our Consultants will provide 7/24 detailed information and will carry out your instructions.
801 331 331

Fixed line calls and mobile

Costs

Credit card service
Insurance, service fee**
Monthly fee for main card 0* PLN / 4,99 PLN
Safety package 3,99 PLN
Monthly fee for supplementary card 0* PLN / 2,99 PLN
Credit card service
Monthly fee for main card 0* PLN / 4,99 PLN
Monthly fee for supplementary card 0* PLN / 2,99 PLN
Insurance, service fee**
Safety package 3,99 PLN
  • * The first monthly fee shall be charged for the second full month from issuing the card. Subsequent monthly fees shall be charged in arrears – for the previous month. The fee will not be charged if in the previous month 5 non-cash transactions were done on given card.
  • ** Insurances, services are not mandatory.

Required documents

If you have been transferring your salary to an account in Bank Millennium for at least 3 months, all formalities will be limited to a minimum. The key document, which is required each time is an ID card. There is a list of documents below confirming income depending on its source.

  • Employment contract / contract of mandate / specific-task contract
  • Sole proprietorship
  • Retirement pension
  • Disability pension
  • Pre-retirement benefit

One of the options below:

  • confirmation of salary transfers over the last 3 months
  • PIT for the whole previous tax year
  • proof of income
  • annual tax return and a certificate from the Tax Office or a certificate from the ZUS/KRUS
  • revenue and expense ledger
  • confirmation of pension transfer for the last month
  • last pension payslip
  • last decision on indexation
  • last decision on pensionable remuneration
  • confirmation of disability pension transfer for the last month
  • last disability pension payslip
  • last decision on remuneration
  • decision on granting the disability retirement pension
  • confirmation of benefit transfer for the last month
  • last benefit payslip
  • last decision on remuneration
  • decision on granting the benefit

How to get

Online application

If you are not our Client, contact us.

If you are our Client, apply in Millenet.

Choose the nearest branch

debug: true Find the branch Banku Millennium

How to restrict

Lost or stolen card should be restricted immediately. Call one of the special numbers:

  • 801 331 331

    TeleMillennium phone number for fixed line callers and mobile callers

  • +48 22 598 40 40

    TeleMillennium phone number for mobile or international callers

A card can be also restricted in Millenet and mobile app.

how to restrict card Find out more

Important information