About the deposit

Lokata standardowa is the perfect way to safely invest money and to get a good interest rate. The interest rate on Lokata standardowa is fixed and is accrued on the entire balance. It depends on the deposit term and amount.


Lokata standardowa is a term deposit, tailored to your individual needs - it may be set up for periods from 1 day to even 24 months.


  • Gain an attractive, fixed interest rate during the entire period of the deposit,
  • You can choose any deposit term - even 1 day!
  • We also give you the possibility of withdrawing the money at any time,
  • No fees for setting up the deposit.

Lokata standardowa is available in following currencies: PLN, USD and EUR.

The minimum amount of a deposit in PLN is PLN 500, while in case of FX deposits it is USD/EUR 200 respectively.

You can open  Lokata standardowa in PLN for the periods of: 1 day, 15 days, 1, 2, 3, 6, 9, 12 and 24 months and in EUR/USD for 3, 6 or 12 months.


Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of 100,000 EUR, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.

Prestige Line

Our Consultants will provide 7/24 detailed information and will carry out your instructions.

801 12 7000
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How to constitute

In our branches

Choose the nearest branch

Prestige Line

Call us

801 12 7000