Representative example for Millennium Visa/MasterCard Impresja credit card: Annual Percentage Rate (APR) is 25.52%, total loan amount (net of debt-financed costs): PLN 6 700.00; total amount due: PLN 7 692.87; variable interest rate 20.5%; total cost of the loan: PLN 992.87 (including: sum of monthly credit card fees PLN 87.89; interest PLN 992.87), with the assumption that the approved credit limit is used-up outright in the full amount as a non-cash transaction and is repaid in 12 equal monthly instalments of PLN 641.07. The calculation was made as of 01/04/2023 on a representative example.

Participants in the “300 zł do Allegro z kartą kredytową Mastercard” (300 PLN for Allegro with Mastercard credit card) promotion (hereinafter “Promotion”) who from 1 April to 30 June 2023 (“Promotion Period”) meet the following Promotion conditions submit in Millenet or the Mobile App a credit application (hereinafter “Application”) for a credit card Millennium Mastercard Impresja or Millennium Mastercard Gold or Millennium Mastercard WWF credit card (“the Card”), agree to receive commercial information and marketing and will not cancel consents/will not object until receive the e-code and sign the Card agreement with credit limit of minimum PLN 3 000 and meet the transaction condition, may get (e-code) for PLN 300 (hereinafter “Reward”) for use in Allegro.pl. Get a Reward need meet the transaction condition specified in the Promotion Regulations “300 zł do Allegro z kartą kredytową Mastercard” (hereinafter “Promotion Regulations”), according to which the Participant makes non-cash transactions with the card in the total amount of at least PLN 500 in each month. During the promotion one Participant may receive a maximum one Rewards. Participants who have our main credit card of any type or who have withdrawn or terminated our main credit card of any type in the period from March 1, 2020 are not eligible for the Prize. 20 000 Participants who are the first during the Promotion Period to submit their Application shall be eligible for the Reward. The Applications, which may qualify for the Reward, may be submitted until the pool of 20 000 Applications is exhausted, however not longer than until 30 June 2023. The Bank will inform promptly that the pool has been exhausted on www.bankmillennium.pl/klienci-indywidualni/karty-platnicze/karty-kredytowe/millennium-impresja. Promotion Regulations are available on www.bankmillennium.pl (Support/Price lists and regulations/Payment cards bookmark).

Details regarding the functioning and use of the digital code for Allegro are available on the Allegro.pl website: https://allegro.pl/regulaminy/regulamin-kart-podarunkowych-allegro-4GDAboO2OFR

Every holder of a Card issued during the Promotion Period, will have the card fee waived (monthly fee) in each of 12 consecutive calendar months, in which he made at least one non-cash transaction with the Card counting from the date the Card was issued.

The organiser of the “Moneyback dla kart Impresja” Programme, which is from 01.01.2023 till 31.06.2023 is Bank Millennium S.A. The Programme is targeted at holders of “Millennium Visa Impresja” and/or “Millennium Mastercard Impresja” cards issued under agreements: concluded till 30.04.2013 or from 11.11.2019, or to which after 28.11.2020 an annex was concluded amending provisions regarding rules on interest rate on the Card Account. Programme rules are contained in the “Moneyback dla kart Impresja” Programme Regulations.

Before granting a credit card the Bank evaluates the Applicant’s credit capacity and worthiness on a case-by-case basis; in justified cases it may refuse to grant the card. Fees, interest rate as well as other details are provided in the Price List - Credit Cards, Price List - BLIK Mobile Payments, Regulations on Credit Cards Issued by Bank Millennium SA, Regulations on “Moneyback dla kart Impresja” Programme, available in Millennium branches and on www.bankmillennium.pl. Offer details are also available in TeleMillennium by calling 801 331 331 (calls charged at operators’ tariffs).