Representative example for Millennium Visa Gold/Millennium MasterCard Gold: Annual Percentage Rate (APR) is 12.31%; total amount of credit (net of debt-financed costs): PLN 10 000; total amount due: PLN 10 718,49; variable interest rate 9%; total cost of credit: PLN 718,49 (including: sum of monthly fees for the credit card PLN 142.89; interest PLN 575,60), assuming that the granted credit limit is disbursed outright in the full amount as a non-cash transaction and is repaid in 12 equal monthly instalments of PLN 893,20. The calculation was made as of 18.03.2020 on a representative example.

The Bank evaluates the applicant’s credit capacity on a case-by-case basis each time prior to granting a credit card; if requirements regarding credit capacity are not met the Bank will not sign a credit card agreement. Fees, interest rate and other details are contained in the Regulations on Credit Cards Issued by Bank Millennium SA, Price List – Credit Cards – available in the Bank’s branches and on www.bankmillennium.pl. Offer details are also available in TeleMillennium by calling 801 331 331.