Representative example for Millennium Visa Gold/Millennium Mastercard Gold credit card: Annual Percentage Rate (APR) is 10.39%, total loan amount (net of debt-financed costs): PLN 10 000,00, total amount due: PLN 10,601.25, variable interest rate 7.2%; total cost of the loan: PLN 601.25 (including: sum of monthly credit card fees PLN 142.89, interest PLN 458.36), with the assumption that the approved credit limit is used up outright in the full amount as a cashless transaction and is repaid in 12 equal monthly instalments of PLN 883.43. The calculation was made as of 04.01.2021 on a representative example.

Before granting a credit card the Bank evaluates the Applicant’s credit capacity and worthiness on a case-by-case basis; in justified cases it may refuse to grant the card. Fees and charges, interest rate and other details are contained in the Regulations on Credit Cards Issued by Bank Millennium S.A., Price List – credit cards – available in the Bank branches and at www.bankmillennium.pl. Offer details are also available in TeleMillennium at 801 331 331 (calls charged at rates set by your service provider).