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If you have a mortgage in PLN and want to suspend its payment, check if you can benefit from the statutory credit holidays.
You can suspend the repayment of the mortgage:
We will provide information about the suspension of your credit repayment to Biuro Informacji Kredytowej S.A.
You can only benefit from the credit holidays for one mortgage agreement if you meet these conditions together:
If you meet the conditions specified in the act, we will suspend the repayment of your mortgage for the period or periods specified by you in the application.
Log in to Millenet. In the My products section, click the mortgage tile and select Credit holidays application → Statutory credit holidays.
You can also go to My finances -> Loans -> Mortgage -> Details -> Credit holidays application → Statutory credit holidays.
Fill in the application: indicate the time for which you want to suspend the repayment of your loan.
We will suspend the repayment of your credit on the day on which we receive the application, and we will provide you with a confirmation of the suspension of repayment within 21 days.
If you would like to suspend your repayment on the day you apply, make sure to submit it by 7:00 p.m.
An application for suspension of mortgage repayment by Millenet can be submitted by all Clients of Bank Millennium, even if your credit was granted by Eurobank.
You can submit an application for a statutory credit holidays for all statutory periods in Millenet or at a Bank Millennium branch.
The application is also available in our branches. The application is not available in our mobile app.
Detailed conditions for the suspension of mortgage repayment can be found in Art. 73-75 of the Act of 7 July 2022 on crowdfunding for business ventures and assistance to borrowers.
Oświadczenie o odstąpieniu / rezygnacji z ustawowych wakacji kredytowychlink otwiera się w nowym oknie
Helper - How to apply for statutory credit holidays (in Polish)link otwiera się w nowym oknie