Mortgage loans

Loan as convenient as your own flat

Choose Mortgage Loan with 0% commission for loan granting (APR 2.78%)

Legal note

What you gain

Choose Bank Millennium attractive offer and support of our credit specialists:

  • 0% commission for loan granting and earlier repayment (APR 2.78%)
  • financing up to 90% of the property value
  • for our active Clients we offer margins lower by as much as 0.5% Check it out
  • credit holidays once a year
What you gain

Cost of loan and legal note

Check your application status online

Now after applying for a mortgage loan you can track your application progress in Millenet and Bank Millennium mobile app:

  • you can see on what stage your application is and what happens with it
  • we send you the update when the status of your application changes
  • you always know what your next steps are

Don't have an account with us yet?

No problem. Check your mortgage application decision, find out what documents to provide and be up to date with the stages of applying for a mortgage loan thanks to Bank Millennium mobile app, even if you do not have an account with us.

  1. 1
    Don't have an account with us yet? -

    Download our app to your phone and select Mortgage application status at the bottom of the screen

  2. 2
    Don't have an account with us yet? -

    Provide mortgage application number and data from your identifier (e.g. PESEL number)

  3. 3
    Don't have an account with us yet? -

    You are all set! Check your mortgage application status on the go anytime you like

Mortgage Loan calculator

The calculations concern Mortgage Loans and are for information purposes only. They contain illustrative data and are not binding.

The monthly payment is estimated with the assumption that the loan will be repaid in equal instalments and its final amount also depends on full assessment of credit capacity and satisfaction by the customer of remaining terms and conditions, which are essential for the mortgage loan to be granted.

Cost of credit and legal note

What can you allocate your mortgage loan to

  • purchase of flat/house on the primary/secondary market

  • construction/extension of a house

  • refurbishment/upgrade

  • refinancing your housing loan


The target Mortgage Loan collateral at Bank Millennium are:

  • mortgage on residential property entered in the first place in favour of Bank Millennium
  • assignment of rights from the insurance policy against fire and other accidents
  • assignment of rights from the borrower’s life insurance policy with the Bank as the only beneficiary

Until mortgage is established a so-called interim loan collateral is established. At Bank Millennium a standard interim collateral is a commission for increased risk collected until the mortgage is established.

Loan with LTV (total amount of the mortgage loan to the value of securing property) above 80%, but not higher than 90%, can be granted exclusively with an additional collateral in the form of high LTV insurance.

Contact us

  1. If you are interested in our offer
    please fill in the form below - we'll call you back.

    Request a call
  2. Do you want to talk now?

    +48 22 598 40 60
    Monday till Friday 8 a.m.- 8 p.m.

Contact form

If you are interested in our offer and want to get detailed information please fill in the form below - we’ll call you back!