About the insurance

Ensure your kin financial security and ensure loan repayment – choose life insurance!

The insurance is offered in cooperation with PZU Życie SA and proposed as a convenient form of securing repayment of mortgage loan, consolidation loan and home equity loan for borrowers, who are not 69 years of age or older as of the day of insurance agreement conclusion.

With life insurance you will ensure yourself and your kin financial security not only in case of your death but also total, permanent incapacity to work and loss of independent existence due to an accident.

The insurance premium is only 0,03% of insurance sum, paid monthly, and is not linked to your age.

Neither you have to remember about the term of payment for the insurance premiums – standing order will be made.

Do you know how simple it is to conclude insurance agreement?

You just have to declare your intent to take out the insurance as a collateral of the mortgage loan when filing your application at Bank Millennium's branch – you do not have to submit additional documents or fulfil additional requirements – medical examinations are not required.

Detailed principles of granting insurance cover by the Insurer - Powszechny Zakład Ubezpieczeń na Życie Spółka Akcyjna (PZU Życie SA) including information about exclusions of PZU Życie SA liability, are stipulated in the Insurance Terms & Conditions “Life insurance of mortgage/home equity borrowers in Bank Millennium S.A.” A summary of essential product features are contained in the Product Card – Buildings and residential premises insurance.

The Insurance Agreement shall be concluded by the Customer with the Insurers via Bank Millennium SA (hereinafter: “the Bank”), acting in the capacity of insurance agent on behalf of multiple insurance companies. The Bank is listed under No. 11162860/A in the Register of Insurance Agents kept by Polish Financial Supervision Authority (https://rpu.knf.gov.pl/link opens in a new window). Detailed information about the Bank’s activity as insurance agent required by the Act on insurance distribution, including fee information, principles for filing claims and complaints, and out-of-court settlement of disputes can be found in the Product Cards concerning this insurance, including Insurance Agent information. Bank as an insurance agent has a proxy issued by Insurers to act on behalf of Insurers

Additional products

Mortgage Loan

For the funds you get you can buy a flat of your dreams or fulfill your plan to build your own house.

Home Equity Loan

A loan you may use for any purpose you want! Holidays, car, education?

Insurance of buildings and residential premises

Ensure comfort and security at home.

How to get

Online Application

If you are interested in the insurance


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