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You can benefit from Borrowers' Support Funds if:
This type of support consists in the transfer by Bank Gospodarstwa Krajowego of an amount equivalent to a monthly capital and interest rate instalment of a mortgage loan. However, the subsidy may not exceed 2000 PLN per month for a period not longer than 36 months.
The period of transferring support may be shorter if, within 36 months, there are reasons excluding the receipt of support (e.g. the borrower found employment and the unemployed status was a condition of receiving support).
Obtained support should be returned 2 years after the last instalment has been paid. The reimbursement is carried out in equal interest-free instalments for 12 years based on the repayment schedule.
If you repay 100 instalments of your support without delay, the remaining amount can be canceled.
If the accredited property was sold and the amount received from the sale did not cover the entire mortgage loan, you can get a loan to pay off the debt.
The loan amount cannot be higher than 72 000 PLN and is transferred once by Bank Gospodarstwa Krajowego to an account at Bank Millennium. The condition for concluding a loan repayment agreement is to provide an agreement for the sale of the credited property within 14 days of the date of sale.
Login in to Millenet and go to My finances → Loans → Mortgage → Details → Application for support – Borrowers' Support Fund.
Fill in the form and wait for the decision: you'll find it in your inbox in Millenet.
If the application is successful, it will be necessary to conclude an agreement for granting support or an agreement for debt repayment loan.
Granted support will be transferred by the Borrowers' Support Fund to Bank Millennium.
Detailed conditions for granting support are provided in the Act of 9 October 2015 on support for borrowers in financial difficulties.