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Open an account for you child and get up to 200 PLN
Meet the special offer conditions and submit 800+ application to get a gift card
Open an account for you child and get up to 200 PLN
How to get a bonus?
In order to participate in the promotion, you must consent to marketing and commercial communications and profiling. Please provide your consent before applying for a Konto 360° Junior account.
Children aged 0-6: 100 PLN on a goodie eCard
- open an account for your child
- accept the promotion terms and conditions
- transfer at least 200 PLN to the new account within the first 14 days
- submit an 800+ application in the bank's app or Millenet by the end of April
Children aged 7-17: 200 PLN on a goodie eCard
- open an account for your child
- accept the terms and conditions of the promotion
- transfer at least 200 PLN to the new account within the first 14 days
- your child have to pay by debit card linked at least 3 times
- submit an 800+ application in the bank's app or Millenet by the end of April
The promotion lasts until 30.04.2026. Limit of 30,000 accounts. Details can be found in the promotion terms and conditionsThe link opens in a new tab. (in Polish).
Free account with 24/7 access
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for payment account maintenance
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for debit card maintenance*
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for domestic PLN transfers and for money transfers to mobile numbers
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for cash withdrawals from Millennium, Santander and Planet Cash ATMs*
* in the case of cards issued for children over 13 years of age, card service and cash withdrawals from Santander and Planet Cash ATMs are free of charge with min. 1 non-cash transaction per month
Legal note
Konto 360° Junior
grows with your child
0-6 years of age
Your child can have a bank account from an early age, and you can slowly introduce them to the world of finance and take care of their future. See what we've got on offer for children of this age:
- a current account to which you can transfer even small amounts
- Profit Savings Account with attractive interest rate
- access to Konto 360° Junior account from Millenet and the parent's mobile app
7-12 years of age
A child from the age of 7 may gain access to Konto 360° Junior account and, at the request of the parent, receive:
- age-appropriate mobile app
- debit card for the account with specially designed graphics
13-17 years of age
After the age of 13, a child gains more opportunities and additional features in electronic banking. The child can now use:
- Millenet online banking system
- an "adult" version of the mobile app, in which they gain access to new features, such as phone top-ups or tickets for public transport and cinema
- debit card with a new graphic design
Mobile app
follows the needs of the child
Profit Savings AccountWith Profit Savings Account, you and your child can save money to make dreams and plans happen. Children from 7 years of age can have access to savings.
Twój Cel Savings AccountWith a Your Goal account, you can divide savings into categories. This will help your child learn how to save money.
Request for pocket moneyIf your child needs funds, they can easily ask you for some pocket money in the mobile app. All they have to do is send a request, then you will receive a message and the money will go to the child instantly.
Mobile contactless paymentsYour child can pay quickly and conveniently by phone. In a store, all they have to do is unlock the phone, bring it closer to the terminal and it's ready. Mobile payments are available from the age of 7, and Apple Pay from the age of 16.
BLIKWith BLIK, your child can pay in an online and stationary store. They can also make an instant transfer to mobile, without providing the recipient's account number.
Transport tickets and cinema ticketsIn the app, your child can buy a public transport ticket (for a bus or tram) and pay for a ticket to the cinema. All this without queues and logging in to other apps.
Phone top-upIn the app, your child can top up the prepaid phone at any time. Just select the operator, enter the amount and confirm the transaction.
How does "Request for Pocket Money" work?
How to open
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I am a Client
Log in to Millenet or the mobile app.
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I am new to Bank
Apply for Millennium 360° account online.
Open Konto 360° Junior account online
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1
Log in to Millenet.
Open Konto 360° Junior account Open Konto 360° Junior account
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2
Go to Offer > Products for kids > New Konto 360° Junior account. Complete the details and after reading the attached documents, confirm the agreement with SMS Password or Mobile Authorization.
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3
Konto 360° Junior is already active. You have 24/7 access to it after logging in to your account.
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1
Log in to the mobile app.
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2
Go to the side menu, select Offers for you > Accounts > Account for kids. Complete the details and after reading the attached documents, confirm the agreement with SMS Password 1.
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3
Konto 360° Junior is already active. You have 24/7 access to it after logging in to your account.
Important documents
- ???link.opens.in.new.window??? Information sheet for depositors (PDF in Polish)
- ???link.opens.in.new.window??? Fee information document - Konto 360° Junior (in Polish)
- ???link.opens.in.new.window??? Price list - fees and commissions - for agreements concluded from 25.04.2022 (in Polish)
- ???link.opens.in.new.window??? Price list - fees and commissions - for agreements concluded till 24.04.2022 (in Polish)
- ???link.opens.in.new.window??? Price Table - Interest Rates (PDF)
- ???link.opens.in.new.window??? Price list – debit cards - for agreements concluded from 01.06.2023 (in Polish)
- ???link.opens.in.new.window??? Price list – debit cards - for agreements concluded till 24.04.2022 (in Polish)
- ???link.opens.in.new.window??? Price list – debit cards - for agreements concluded from 25.04.2022 till 31.05.2023 (in Polish)
- ???link.opens.in.new.window??? Price List – BLIK Payments – in Polish
- ???link.opens.in.new.window??? Price List – BLIK Payments for agreements – concluded from 01.04.2025 (in Polish)
- ???link.opens.in.new.window??? General Regulations for the Provision of Banking Services to Natural Persons at Bank Millennium S.A. - for agreements concluded from 25.04.2022 - in Polish (update 1.04.2025 r.)
- ???link.opens.in.new.window??? General Regulations for the Provision of Banking Services to Natural Persons at Bank Millennium S.A. - for agreements concluded till 19.10.2020 - in Polish (update 1.04.2025 r.)
- ???link.opens.in.new.window??? General Regulations for the Provision of Banking Services to Natural Persons at Bank Millennium S.A. - for agreements concluded from 20.10.2021 till 24.04.2022 - in Polish (update 1.04.2025 r.)
- ???link.opens.in.new.window??? "Junior z Kontem, szkoła z uśmiechem" promotion regulations
- ???link.opens.in.new.window??? “Do 200 zł na eKartę goodie z Kontem 360°Junior” promotion regulations (in Polish)
FAQ
- How can I open an account for my child?
- You can open Konto 360º Junior account for your child in few minutes in Millenet or mobile app, or at any Bank Millennium branch in the country.
- Is Konto 360º Junior account free?
- The maintenance of Konto 360º Junior account is free of charge for children and teenagers under 18 years old.
- Is there a debit card issued for Konto 360º Junior account?
- A debit card for Konto Junior 360º account is available to young Clients who are at least 7 years old.
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Application for children aged 7-12
- A child (aged 7-12) has blocked PIN in the app. How do I get it back?
- To start using the app again after blocking PIN code, uninstall the application together with your child, reinstall and activate.
- How can a child (aged 7-12) change PIN for their app?
- If a child logs in to the app using a fingerprint or Face ID, they can change PIN in the settings (App settings → App PIN). If the child logs only with the PIN, it will be necessary to uninstall the app, reinstall and activate.
- I forgot the Temporary P@ssword to activate the child's app (aged 7-12). What can I do?
- You will receive the new Temporary P@ssword at any Bank Millennium branch. Take your phone and child's ID with you.
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Legal note
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Legal note
The “eKarta goodie z Kontem 360° Junior” promotion of Konto 360° Junior account is valid from 1.02.2026 to 30.04.2026, unless the limit of 30,000 new accounts covered by the promotion is exhausted earlier. In the promotion, you can receive a reward in the form of a goodie eCard worth up to PLN 200. The rewards will be sent via text message with a code to activate the goodie Gift eCard offered by Millennium goodie sp. z o.o. Detailed terms and conditions of participation can be found in the eKarta goodie z Kontem 360° Junior” promotion regulations. The manner of using the eCard is specified in detail in the “Regulations of Gift Cards for goodie Clients” and in the “Regulations of Issuing and Using goodie Gift Cards – Corporate Banking at Bank Millennium S.A.” available on http://goodie.pl in the Regulations section.
Konto 360° Junior is a payment account kept for persons aged under 18. The statutory representative and the account owner after turning 14 may use the funds accumulated on the account within the monthly limit specified in General Regulations on Provision of Banking Services to Individuals in Bank Millennium S.A. Upon request of the statutory representative the Bank enables the minor aged 7-13 to use funds accumulated on the bank account with use of a debit card or mobile app to a limited extent only for the purpose of carrying out the minor’s daily matters (reduced transaction limits apply). Waiver of fees for maintenance of 360° Junior Account debit card issued for clients aged over 13 as well as cash withdrawals from ATMs in case of at least 1 payment with the debit card or by BLIK in the previous month. The fee for issuing a debit card to a Konto 360° Junior account for client between 7 and 13 years of age is 15 PLN. Domestic transfers in PLN (direct debit to other domestic banks) via Millenet and the mobile app are free of charge. A cash withdrawal from an ATM in foreign currency shall be converted to PLN, which involves an additional margin stipulated in the Price List for Debit Cards. Operators of foreign ATMs may charge fees for cash withdrawals abroad independently of our Bank.