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Open Konto 360°Junior account – get up to PLN 200 for shopping!
Join the promotion until 31.01.2026, meet the conditions and benefit. Account limit is 20,000
Open Konto 360°Junior Account – get up to PLN 200 for shopping!
Discover how you can get up to PLN 200 on a goodie eCard with a Konto 360° Junior account!
- In order to participate in the promotion, you must consent to marketing and commercial communications from both Bank Millennium and our partners, as well as consent to profiling. Please provide your consent before applying for a Konto 360° Junior account.
- A goodie eCard worth PLN 100 – to receive the reward, open a Konto 360° Junior account for your child together with a savings account in the mobile app or Millenet by 31 January 2026 and transfer at least PLN 200 to it. If your child is over 7 years old, open an account with a debit card for them.
- You will receive an additional PLN 50 on your goodie eCard if you activate the mobile app on your child's phone. Remember to have your child log in to the app at least once. You must also meet the conditions from the previous points. The reward is available if your child is over 7 years old.
- You will receive another PLN 50 on your goodie eCard if you pay with your child's card at least 3 times. The reward is available if your child is over 7 years old.
- The goodie eCard will be yours – if you meet all the conditions listed above in the month following the month in which you opened the account, you will receive a text message from us with a code to activate the gift eCard in the goodie app.
Goodie eCard can be used in all traditional and online stores throughout Poland. You can find more information on goodie websitethe link opens in a new tab (in Polish).
The promotion is valid until 31.01.2026. Account limit is 20,000. You can find details in promotion terms and conditionsthe link opens in a new tab (in Polish).
Free account with 24/7 access
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for payment account maintenance
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for debit card maintenance*
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for domestic PLN transfers and for money transfers to mobile numbers
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for cash withdrawals from Millennium, Santander and Planet Cash ATMs*
* in the case of cards issued for children over 13 years of age, card service and cash withdrawals from Santander and Planet Cash ATMs are free of charge with min. 1 non-cash transaction per month
Legal note
Konto 360° Junior
grows with your child
0-6 years of age
Your child can have a bank account from an early age, and you can slowly introduce them to the world of finance and take care of their future. See what we've got on offer for children of this age:
- a current account to which you can transfer even small amounts
- Profit Savings Account with attractive interest rate
- access to Konto 360° Junior account from Millenet and the parent's mobile app
7-12 years of age
A child from the age of 7 may gain access to Konto 360° Junior account and, at the request of the parent, receive:
- age-appropriate mobile app
- debit card for the account with specially designed graphics
13-17 years of age
After the age of 13, a child gains more opportunities and additional features in electronic banking. The child can now use:
- Millenet online banking system
- an "adult" version of the mobile app, in which they gain access to new features, such as phone top-ups or tickets for public transport and cinema
- debit card with a new graphic design
Mobile app
follows the needs of the child
Profit Savings AccountWith Profit Savings Account, you and your child can save money to make dreams and plans happen. Children from 7 years of age can have access to savings.
Request for pocket moneyIf your child needs funds, they can easily ask you for some pocket money in the mobile app. All they have to do is send a request, then you will receive a message and the money will go to the child instantly.
Mobile contactless paymentsYour child can pay quickly and conveniently by phone. In a store, all they have to do is unlock the phone, bring it closer to the terminal and it's ready. Mobile payments are available from the age of 7, and Apple Pay from the age of 13.
BLIKWith BLIK, your child can pay in an online and stationary store. They can also make an instant transfer to mobile, without providing the recipient's account number.
Transport tickets and cinema ticketsIn the app, your child can buy a public transport ticket (for a bus or tram) and pay for a ticket to the cinema. All this without queues and logging in to other apps.
Phone top-upIn the app, your child can top up the prepaid phone at any time. Just select the operator, enter the amount and confirm the transaction.
How does "Request for Pocket Money" work?
How to open
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I am a Client
Log in to Millenet or the mobile app.
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I am new to Bank
Apply for Millennium 360° account online.
Open Konto 360° Junior account online
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1
Log in to Millenet.
Open Konto 360° Junior account Open Konto 360° Junior account
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2
Go to Offer > Products for kids > New Konto 360° Junior account. Complete the details and after reading the attached documents, confirm the agreement with SMS Password or Mobile Authorization.
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3
Konto 360° Junior is already active. You have 24/7 access to it after logging in to your account.
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1
Log in to the mobile app.
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2
Go to the side menu, select Offers for you > Accounts > Account for kids. Complete the details and after reading the attached documents, confirm the agreement with SMS Password 1.
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3
Konto 360° Junior is already active. You have 24/7 access to it after logging in to your account.
Important documents
- ???link.opens.in.new.window??? Information sheet for depositors (PDF in Polish)
- ???link.opens.in.new.window??? Fee information document - Konto 360° Junior (in Polish)
- ???link.opens.in.new.window??? Price list - fees and commissions - for agreements concluded from 25.04.2022 (in Polish)
- ???link.opens.in.new.window??? Price list - fees and commissions - for agreements concluded till 24.04.2022 (in Polish)
- ???link.opens.in.new.window??? Price Table - Interest Rates (PDF)
- ???link.opens.in.new.window??? Price list – debit cards - for agreements concluded from 01.06.2023 (in Polish)
- ???link.opens.in.new.window??? Price list – debit cards - for agreements concluded till 24.04.2022 (in Polish)
- ???link.opens.in.new.window??? Price list – debit cards - for agreements concluded from 25.04.2022 till 31.05.2023 (in Polish)
- ???link.opens.in.new.window??? Price List – BLIK Payments – in Polish
- ???link.opens.in.new.window??? Price List – BLIK Payments for agreements – concluded from 01.04.2025 (in Polish)
- ???link.opens.in.new.window??? General Regulations for the Provision of Banking Services to Natural Persons at Bank Millennium S.A. - for agreements concluded from 25.04.2022 - in Polish (update 1.04.2025 r.)
- ???link.opens.in.new.window??? General Regulations for the Provision of Banking Services to Natural Persons at Bank Millennium S.A. - for agreements concluded till 19.10.2020 - in Polish (update 1.04.2025 r.)
- ???link.opens.in.new.window??? General Regulations for the Provision of Banking Services to Natural Persons at Bank Millennium S.A. - for agreements concluded from 20.10.2021 till 24.04.2022 - in Polish (update 1.04.2025 r.)
- ???link.opens.in.new.window??? "Junior z Kontem, szkoła z uśmiechem" promotion regulations
- ???link.opens.in.new.window??? “Do 200 zł na eKartę goodie z Kontem 360°Junior” promotion regulations (in Polish)
FAQ
- How can I open an account for my child?
- You can open Konto 360º Junior account for your child in few minutes in Millenet or mobile app, or at any Bank Millennium branch in the country.
- Is Konto 360º Junior account free?
- The maintenance of Konto 360º Junior account is free of charge for children and teenagers under 18 years old.
- Is there a debit card issued for Konto 360º Junior account?
- A debit card for Konto Junior 360º account is available to young Clients who are at least 7 years old.
- HideShow more
Application for children aged 7-12
- A child (aged 7-12) has blocked PIN in the app. How do I get it back?
- To start using the app again after blocking PIN code, uninstall the application together with your child, reinstall and activate.
- How can a child (aged 7-12) change PIN for their app?
- If a child logs in to the app using a fingerprint or Face ID, they can change PIN in the settings (App settings → App PIN). If the child logs only with the PIN, it will be necessary to uninstall the app, reinstall and activate.
- I forgot the Temporary P@ssword to activate the child's app (aged 7-12). What can I do?
- You will receive the new Temporary P@ssword at any Bank Millennium branch. Take your phone and child's ID with you.
- HideShow more
Legal note
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Legal note
The “Junior z Kontem, szkoła z uśmiechem” promotion of the Konto 360° Junior account is valid from 1.09.2025 to 31.10.2025, unless the limit of 20,000 new accounts covered by the promotion is exhausted earlier. In the promotion you can get a reward in the form of a goodie eCard worth PLN 100 or PLN 200.
A parent of a child up to 7 years of age is entitled to receive a goodie gift eCard in the amount of PLN 100, while a parent of a child over 7 years of age may apply for a reward of up to PLN 200. goodie eCard will be granted if Konto 360° Junior account is opened together with the Profit Savings Account for a minor child via the Millenet electronic banking system or mobile application by 31.10.2025.
Newly opened Konto 360° Junior accounts should be topped up with at least PLN 200, in addition, the parent agrees to receive commercial and marketing information, no objection to profiling, consent to the processing of personal data by us in order for us to provide information about the products and services of companies cooperating with us. Meeting the above conditions entitles you to receive the first reward. The rewards will be sent via text with a code to activate the goodie eCard.
A parent of a child aged 7-17 can receive a goodie gift eCard in the amount of PLN 100 if the parent applies for the account card at the time of applying for Konto 360° Junior account, and within 30 days of opening the account, the child makes at least 3 transactions with the debit card to the account, and the payments will be credited to Konto 360° Junior account opened in the promotion, in addition, the parent activates the mobile app on the child’s phone.
The rewards will be sent by text with a code for activating the goodie gift eCard, offered by Millennium goodie Sp. z. o.o. Detailed terms and conditions of participation are in the “Junior z Kontem, szkoła z uśmiechem” Promotion Regulations available in the Bank branches and on the website http://www.bankmillennium.pl. How to use the goodie eCard is described in detail in the “Gift Card Regulations for goodie Customers” and in the “Regulations on Issuing and Using goodie Gift Cards - Corporate Banking in Bank Millennium S.A.” available on the http://goodie.pl website in the Regulations section.
Waiver of fees for maintenance of Konto 360° Junior account debit card issued for customers aged over 13 as well as cash withdrawals from cash machines in case of at least 1 payment with the debit card or by BLIK in the previous month. The fee for issuing a debit card to a Konto 360° Junior account for customers between 7 and 13 years of age is PLN 15.
Domestic transfers in PLN (transfer to another domestic bank) via Millenet and the mobile app are free of charge. An ATM cash withdrawal in foreign currency shall be converted to PLN, which involves an additional margin stipulated in the Price List for Debit Cards. ATM operators abroad may charge fees for cash withdrawals. The fees are beyond the control of the Bank and do not constitute its revenue.
Details of the Konto 360°Junior offering as well as the list of representative services are contained in General Regulations on Provision of Banking Services to Individuals in Bank Millennium S.A. as well as in price lists relating to fees and commissions, interest rates, debit cards as well as BLIK payments, and in Documents concerning fees, available in the Bank’s branches and on www.bankmillennium.pl. Explanations of the terms concerning representative services related to the Konto 360° Junior payment account can be found here.
Konto 360° Junior is a payment account kept for persons aged under 18. The statutory representative and the account owner after turning 14 may dispose of funds accumulated on the account within the monthly limit specified in General Regulations on Provision of Banking Services to Individuals in Bank Millennium S.A. Upon request of the statutory representative the Bank enables the minor aged 7-13 to dispose of funds accumulated on the bank account with use of a debit card or mobile app to a limited extent only for the purpose of making minor daily matters (reduced transaction limits apply).