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Your child can have a bank account from an early age, and you can slowly introduce them to the world of finance and take care of their future. See what we've got on offer for children of this age:
A child from the age of 7 may gain access to Konto 360° Junior account and, at the request of the parent, receive:
After the age of 13, a child gains more opportunities and additional features in electronic banking. The child can now use:
With Profit Savings Account, you and your child can save money to make dreams and plans happen. Children from 7 years of age can have access to savings.
If your child needs funds, they can easily ask you for some pocket money in the mobile app. All they have to do is send a request, then you will receive a message and the money will go to the child instantly.
Your child can pay quickly and conveniently by phone. In a store, all they have to do is unlock the phone, bring it closer to the terminal and it's ready. Mobile payments are available from the age of 7, and Apple Pay from the age of 13.
With BLIK, your child can pay in an online and stationary store. They can also make an instant transfer to mobile, without providing the recipient's account number.
In the app, your child can buy a public transport ticket (for a bus or tram) and pay for a ticket to the cinema. All this without queues and logging in to other apps.
In the app, your child can top up the prepaid phone at any time. Just select the operator, enter the amount and confirm the transaction.
Log in to Millenet or the mobile app.
Apply for Millennium 360° account online.
Log in to Millenet.
Open Konto 360° Junior account Open Konto 360° Junior account
Go to Offer > Products for kids > New Konto 360° Junior account. Complete the details and after reading the attached documents, confirm the agreement with SMS Password or Mobile Authorization.
Konto 360° Junior is already active. You have 24/7 access to it after logging in to your account.
Log in to the mobile app.
Go to the side menu, select Offers for you > Accounts > Account for kids. Complete the details and after reading the attached documents, confirm the agreement with SMS Password 1.
Konto 360° Junior is already active. You have 24/7 access to it after logging in to your account.
Legal note
Waiver of fees for maintenance of Konto 360° Junior account debit card issued for customers aged over 13 as well as cash withdrawals from cash machines in case of at least 1 payment with the debit card or by BLIK in the previous month. The fee for issuing a debit card to a Konto 360° Junior account for customers between 7 and 13 years of age is PLN 15.
Domestic transfers in PLN (internal transfer and transfer to another domestic bank) via Millenet and the mobile app are free of charge. A cash withdrawal from a cash machine in foreign currency shall be converted to PLN, which involves an additional margin stipulated in the Price List for Debit Cards. Operators of cash machines abroad may charge fees for cash withdrawals independently of the Bank and not constituting the Bank’s income.
Details of the Konto 360°Junior offering are contained in General Regulations on Provision of Banking Services to Individuals in Bank Millennium S.A. as well as in price lists relating to fees and commissions, interest rates, debit cards as well as BLIK payments, available in the Bank’s branches and on www.bankmillennium.pl.
Konto 360° Junior is kept for persons aged under 18. The statutory representative and the account owner after turning 14 may dispose of funds accumulated on the account within the monthly limit specified in General Regulations on Provision of Banking Services to Individuals in Bank Millennium S.A. Upon request of the statutory representative the Bank enables the minor aged 7-13 to dispose of funds accumulated on the bank account with use of a debit card or mobile app to a limited extent only for the purpose of making minor daily matters (reduced transaction limits apply).