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Special benefits for new customers:
Promotion lasts from 1 July 2023 till 27 October 2023. Details in "Pożyczka online dla nowych klientów" promotion regulationsfor: Cashloanlink opens in a new window - in Polish.
Credit cost and legal note
Fill in your personal details and select your loan details. Specify how much you want to borrow and how long you want to repay - from 6 to 70 months.
Use the secure option of providing access to your history from your account in other bank. You can use this form of verification if your salary from an employment contract is paid to one of these banks: Alior Bank, ING Bank Śląski, mBank, Bank Santander, BNP Paribas, VeloBank, PKO BP or Bank Pekao S.A.
Fill in the remaining necessary details to score your lending capacity When you receive a positive decision, read and accept the loan agreement conveniently online. We will transfer the loan to your newly opened Millennium 360° account. Log in to your account on our website or download our bank's mobile app and use your new funds right away.
Attractive insurance Loan under protection will ensure comprehensive support for you and your family in numerous unexpected circumstances.
If, at the day of concluding the insurance agreement, you are under 65, the insurance is available to you in Option 1 and will provide support in such situations as:
Insurer will also allow you to receive second medical opinion in foreign medical facility
See the answers for the most popular questions about the loan.
Yes. We will grant you the loan online. We will transfer the funds to your new account in our bank.
For any purpose of your choice, e.g. purchase of a car, telephone, trips, home renovation.
We have prepared tailored offers for our customers. They are available on the mobile app and Millenet. Also check out the Cash Loan website with offers on promotion for our customers.
Yes. Please note that you must meet the following conditions:
We accept income from a contract of employment, contract of mandate or contract for work. We are working to extend the offer to people receiving income from other sources.
We lend between 1,000 and 40,000 PLN. The maximum amount you can receive depends on your creditworthiness.
The repayment period ranges from 6 to 70 months. It is up to you to decide on the length of repayment.
As soon as you sign the loan documents (including the agreement), we will transfer the loan to your bank account at our bank.
Yes. You must have an account with one of these banks: Alior, BNP Paribas, ING, mBank, Pekao, PKO BP, Santander or VeloBank. It is important that your salary is paid into this account. We will verify your income based on your consent and the transaction history of this account. Additionally, after signing the loan agreement, we will open an online Millennium 360° account with our bank for you. We will disburse your loan to this account and draw funds from it to repay instalments.
We will verify your income based on the history of the account into which your salary is currently paid. To do this, we will ask you to log into your bank and provide us with the history of this account.
Before completing the application, prepare:
If you have an account with PKO BP, we will ask you to make a verification transfer, through which we will verify your identity.
Yes. You can repay the loan early in part or in full - just submit an early repayment order. Remember to ensure that you have funds in your account. Early repayment will not incur any additional costs for you.
Credit cost and legal note
A representative example for an online Cash Loan promotion for new customers, edition IV: The Annual Percentage Rate (APR) is 12.67%, total loan amount (without credited costs): PLN 11 396.30, total amount to be paid: PLN 14 734.43, fixed interest rate 11.99%, total cost of the loan: PLN 3 338.13 (including: 0% commission (PLN 0.00), interest PLN 3 338.13), 53 monthly equal installments in the amount of PLN 278.01, the first installment payable after 30 days after disbursement of funds. The calculation as of July 1 st, 2023 on a representative example.
The online loan promotion for new customers lasts until October 27 th, 2023 and applies to cash loans granted for period from 6 to 70 months, with the amount to disburse under the agreement in the amount from PLN 1 000 to PLN 40 000.
You can take advantage of the promotion if you have not had a cash loan with Bank Millennium S.A. (futher “us”) as at the date of submitting the application. no agreement, you will enter into an agreement with us for bank accounts, debit card and access to services through electronic banking channels, you will undertake to us the transfer of income specified in the loan agreement, min. PLN 1 000 net per month over the entire repayment period to your current account with us and you agree to receive commercial information via electronic channels and telephone and for the bank to process your personal data in order to provide us with information on products and services of companies cooperating with us. If there is no declared inflow in a given month, the interest rate on the loan will be increased by 0.4 percentage point, not more than to the amount of the statutory maximum interest, in accordance with art. 359 § 2¹ of the Civil Code - in such a situation, the fixed installment will be changed accordingly. The promotion cannot be combined with any other cash loan promotions. Detailed terms and conditions of the promotion can be found in the Terms and Conditions of online loan promotion for new customers, edition IV. Detailed rules and conditions according to which we grant loans are described in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. We charge standard fees, commissions and interest in accordance with the Cash Loan Price List. You can familiarize yourself with these documents in our branches and on our website www.bankmillennium.pl. Before we grant you a loan, we assess your credit capacity and creditworthiness each time. In justified cases, we may not grant you a loan.