BLIK payments

BLIK special offers

Pay with BLIK and win up to 100,000 PLN!

Register on blikomania.pl and make BLIK payments. Pay in stores and online, make ATM withdrawals or money transfers to mobile. Every day you can win money!

  • 1 x 100 000 PLN
  • 3 x 10 000 PLN per month
  • 1 x 1 000 PLN per day
  • 10 x 100 PLN per day
link opens in new windowRegister

The lottery is valid from 5 December 2016 to 4 March 2017. Details available in Regulations - link opens in a new window, Lottery draw schedule - link opens in a new window and on www.blikomania.pl - link opens in a new window.

Shop for gifts on cdp.pl with BLIK and save money!

Pay with BLIK on cdp.pl and get a discount of up to 20 PLN on games, books, films and thousands of other products.

  • for BLIK payments of 20 PLN to 40 PLN – 5 PLN off
  • for BLIK payments of 40 PLN to 100 PLN – 10 PLN off
  • for BLIK payments of more than 100 PLN – 20 PLN off

The special offer is valid through 31.12.2016 or until all available discounts have been distributed. Details in Regulations - link opens in a new window. Find out more on www.blikmobile.pl.

Pay with BLIK at Allegro and get 20 PLN off your next order

Spend at least 30 PLN on Allegro auction website using BLIK mobile payments. You’ll get 20 PLN off your next purchase with BLIK of 50 PLN or more.

The special offer is valid till 10.01.2017 or till the amount of discounts runs out (100,000). To receive a discount you must be a registered user of Allegro.

Details available in Regulations - link opens in a new window. Find out more on www.blikmobile.pl.

Hungry? Save 10% on meals with BLIK

Fancy something tasty? Order any meal on PizzaPortal.pl and pay by BLIK to get a 10% discount (up to 200 PLN).

The offer is valid from 28.10.2016 till 31.12.2016.

Details in Regulations - link opens in a new window.

Find out more on www.blikmobile.pl - link opens in a new window.

About BLIK

Forgot your wallet? That’s ok. You’ve got BLIK – secure and free mobile payments. All you need is a smartphone with Bank Millennium app.

Discover benefits of BLIK in 60 seconds (watch video)

It’s simple: instead of a payment card, use a 6-digit, one-time BLIK code displayed in the app. All BLIK transactions are authorized by mobile app PIN or “Accept” button.

  • no need to have a payment card
  • make ATM withdrawals
  • pay in fixed POS and online
  • transfer money even if you don’t know the account number

How does BLIK work?

  1. 1

    At an ATM or in online store select BLIK payment option or tell the merchant in POS you wish to pay by BLIK.

  2. 2

    On the ATM keypad, payment terminal or store’s website enter the 6-digit BLIK code from the app.

  3. 3

    Don’t forget to confirm the transaction on the app screen. That’s all!

BLIK checks

Send money to any person at any time. The recipient doesn’t even need to have a bank account, card or Internet access.

The recipient can then either make an ATM withdrawal or use the check to pay in POS or in online stores, while the unused amount will be automatically returned to your account.

In the Bank Millennium app specify the amount and validity of the check (from 15 minutes to 72 hours). Each check has a unique, 9-digit number. Define the password, which you will provide to the recipient together with the check number.

  • How to make a BLIK check ATM withdrawal?

    Prepare the check number and password you received from the check issuer.

    1. Select the BLIK withdrawal option in the ATM.
    2. Enter the 9-digit check number.
    3. Enter the check password.

  • How to pay in stores by BLIK check?

    Prepare the check number and password you received from the check issuer.

    1. Tell the merchant in a POS you wish to pay by BLIK or select the BLIK payment option in an online store.
    2. Enter the 9-digit check number.
    3. Enter the check password.

Shopping without code

Online shopping with BLIK has just become more convenient. Pay safely and even faster – instead of typing in the 6-digit BLIK code, make a single click in the mobile app.

  1. 1

    Make at least one transaction with a BLIK code in an online store.

  2. 2

    Once your transaction has been accepted, the app will ask you if from now on you wish to pay in this store or using the current browser without having to enter the code.

That's all! Next time you shop you'll pay even faster.

  • How to shop in online stores without code?

    You can shop without code using an Internet browser on your mobile or desktop device, e.g., smartphone, laptop or tablet. Whichever device you use, have your smartphone with you to confirm the payment in the Bank Millennium mobile app.

    You can easily manage Shopping without code in the mobile app. Add stores and browsers, in which you want to shop without code. You can remove them or add again anytime.


  • Is Shopping without code safe?

    Shopping without code is as safe as traditional BLIK payments with a code or card payments. Apart from daily payment limit and a maximum number of daily transactions, every transaction is additionally confirmed with a mobile app PIN.
    Learn more about security


Discover benefits of BLIK in 60 seconds

Questions and Answers

  • How much does BLIK cost?

    The BLIK service is free of charge for all clients who use the Bank Millennium mobile app.

    To download and use the app you must have an Internet connection, for which your provider charges you independently.

    Fees and commissions charged on BLIK transactions are stipulated in the Price List.


  • Where can I pay by BLIK?

    In fixed point of sales carrying the BLIK logo and in online stores which support BLIK payments.

    Check where you can pay with BLIK - link opens in a new window

    BLIK logo


  • What are the daily limits for BLIK payments?

    Default settings of BLIK payments permit 20 transactions a day in the total amount of PLN 1,000. Limit settings can be changed in Millenet: Mobile Banking > BLIK payments > Settings.

    Limits not eligible for change:

    • single BLIK transaction – up to PLN 10,000,
    • single check amount – up to PLN 4,000,
    • daily amount of all checks combined – up to PLN 5,000.

  • Which ATMs can I use to make BLIK cash withdrawals?

    ATMs of Bank Millennium, PKO BP, ING, BZ WBK and Euronet.


  • Which phones support BLIK payments?

    BLIK payments are available for:

    • Android (2.3 or later),
    • iOS (5.1.1 or later),
    • Windows Phone (3.0.0.0 or later).

  • What is a BLIK code and how to find it?

    BLIK code is a one-time, 6-digit authorization code that is displayed once you log in to mobile app. Each code is valid for 2 minutes, and once it expires, you can easily generate a new one.

    If you want to have a quicker access to mobile payments, you can add a special widget so that the code is visible even before you log in.


  • Where does the money for BLIK payments come from?

    BLIK payments are charged on your current account or your credit card. In BLIK settings in the app you can define various sources for different transactions (for ATM cash withdrawals, payments in fixed POS and in online shops).

    All BLIK payments charged on the current account or credit card are listed in the history of transactions both in Millenet and in the mobile app.


  • Can BLIK checks be used without Internet access?

    Yes, BLIK checks can be used without Internet access and without the need to log in to the app. Such BLIK check must be issued and saved beforehand.

    To cash a BLIK check it is necessary to have its number and password (the sender defines the password to the check when issuing it and discloses it in a confidential way to the recipient).


  • Can BLIK payments be made abroad?

    At the moment BLIK payments are available only in Poland.


  • How many BLIK checks can I issue?

    You can have 5 BLIK checks simultaneously active at any time. If you want to create further checks then you must use or delete the existing ones. Remember that checks have limited validity and expire automatically.


  • Can a BLIK check be cashed partly?

    A BLIK check can be used in full or in part, however it can be cashed only once. After using either all or a part of the check’s amount, the check automatically expires. If it was used in part – the remaining amount will be automatically returned to the check issuer’s account.


  • In which stores can I shop without code?

    Shopping without code is available in online stores that offer BLIK as a payment option. Shopping without code is not possible in fixed points of sale. Remember: before you will be able to shop without code in selected online stores, first make at least one transaction using BLIK code (for any amount).


  • What are the daily limits for Shopping without code?

    Default daily limit for Shopping without code is 20 transactions for the total amount of PLN 1000. To change the limit log in to Millenet, go to Mobile banking > BLIK payments> Settings and set a different limit for Internet transactions.


  • Do I need to confirm all BLIK transactions with mobile app PIN?

    Confirming with mobile app PIN is required for all Internet and ATM transactions. For greater convenience, you can confirm transactions in fixed points of sale with a single click on “Accept” button. To change the settings, go to BLIK payments menu in the mobile app and select BLIK settings > PIN confirmation.


  • I do not want to use BLIK payments but want to have access to the mobile app

    In this situation it is sufficient to block BLIK payments in Millenet. The app will remain active, without the possibility to use the BLIK system. The service can also be unlocked at any time. You can also block the service in any Bank Millennium branch.


Show other questions

Security

Using BLIK mobile payments is safe - both the BLIK payment service as well as the app itself have a number of essential security features.

  • In order to log in to the app you have to enter PIN defined during activation.
  • Transactions made with a BLIK code always require confirmation - with the “Accept” button or PIN.
  • BLIK checks can be cashed only if the recipient knows both the check number and the check password.
  • Additionally, a Mobile Password is required to issue a BLIK check.

Remember that the BLIK check password is confidential and should not be disclosed to third parties. If you are issuing a BLIK check, inform the recipient of the check number and of password separately, e.g., send the check number by text message and disclose the password orally.