Representative example for Millennium Visa Global: Annual Percentage Rate (APR) is 21.02%; total amount of credit (net of debt-financed costs): PLN 19 500; total amount due: PLN 21 861.81; variable interest rate 16.00%; total cost of credit: PLN 2 361.81 (including: sum of monthly fees for the credit card PLN 330.00; interest PLN 2 031.81), assuming that the granted credit limit is disbursed outright in the full amount as a non-cash transaction and is repaid in 12 equal monthly instalments of PLN 1 821.82. The calculation was made as of 09/10/2025 on a representative example.
The Visa Global card is offered together with the free Safe Travel insurance. Insurance coverage is offered by Europ Assistance S.A. The condition for receiving this card is joining the insurance. General Safe Travel Insurance Terms and Conditions, Product Card and Information on processing personal data by Administrator - the Insurer, can be found on the Bank’s website. The Visa Global Main Card holder has access to the LoungeKey and SmartDelay services for the use of LoungeKey airport lounges. The fees and terms and conditions of use of the LoungeKey and SmartDelay services can be found on the websites of the providers of these services, Priority Pass Ltd and Collinson Insurance Services Limited, located in the United Kingdom, 3 More London Riverside 5th floor, London, SE1 2AQ. The addresses to the above-mentioned websites are available on the Bank’s website.
Participants in the “400 ZŁ Z KARTAMI KREDYTOWYMI VISA IMPRESJA I VISA GLOBAL” promotion (hereinafter “Promotion”), who from 27 October 2025 to 21 January 2026 (“Promotion Period”) satisfy following Promotion conditions: submit a credit application (hereinafter “Application”) for a Millennium Visa Impresja or Visa Global credit card (hereinafter “Card”), agree to receive commercial and marketing information and do not recall these consents/do not object until receipt of the Bonus, sign the Card agreement through Millenet or the Mobile app of Bank Millennium S.A. (hereinafter “Bank”) and satisfy the transaction requirement described in the “400 ZŁ Z KARTAMI KREDYTOWYMI VISA IMPRESJA I VISA GLOBAL” Promotion Regulations (hereinafter “Promotion Regulations”), and in each of the three subsequent months after signing the Credit Card Agreement make at least 5 transactions with the card added to the mobile wallet, may get a refund to the credit card account in the equivalent of PLN 400 (hereinafter: the “Reward”). Participants who from 1 October 2024 have the main credit card of any type in the Bank or were party to an agreement on a main credit card of any type in the Bank, from which agreement they withdrew or which they terminated, are not eligible for the Reward. 20,000 Participants, who are the first during the Promotion Period to submit the Application, shall be eligible for the Reward. Applications, which may qualify for the Reward, may be submitted until the pool of 20,000 Applications is exhausted, however not longer than until 21 January 2026. The Bank will inform promptly that the pool has been exhausted on www.bankmillennium.pl/klienci-indywidualni/karty-platnicze/karty-kredytowe/millennium-impresja and on https://www.bankmillennium.pl/prestige/produkty/karty-platnicze/millennium-visa-global. Promotion Regulations are available on www.bankmillennium.pl (Support/Price lists and regulations/Payment cards bookmark).
The Moneyback Programme for Visa Global card is organised from 01.07.2025 to 30.06.2026 by Bank Millennium S.A. The programme is addressed to holders of the Millennium Visa Global main card. The rewards in the Programme are cashback points, which can be exchanged for Polish zloty (PLN). The value of the cashback points awarded is 5% of the value of non-cash transactions made in places marked with codes indicated in the Programme regulations. The maximum total amount of rewards accrued in a given calendar year is 360 cashback points (the equivalent of 360 PLN). The Programme is created in cooperation with Millennium Goodie Sp. z o.o. In order to participate in the Programme, you must register for the Cashback service and give the consents necessary to use this service. Detailed rules of participation in the Programme are described in the Regulations of the ”Moneyback for Visa Global card” Programme, available in the Bank’s branches and on the www.bankmillennium.pl website. The Cashback service, available through electronic banking - the mobile app or Millenet, is provided by Millennium Goodie Sp. z o.o in cooperation with Bank Millennium S.A. and involves the refund of part of spending on online purchases in programme partner shops. Details in the “Regulations on Using the goodie.pl Platform by Users”, available on www.bankmillennium.pl.
Fees, interest rate as well as other details are provided in the Price List - Credit Cards, Price List - BLIK Mobile Payments, Regulations on Credit Cards Issued by Bank Millennium SA, available in Millennium branches and on www.bankmillennium.pl. Offer details are also available in TeleMillennium by calling 801 331 331 (calls charged at operators’ tariffs).