We have a solution for large expenses

Benefit from our Home Equity Loan which you may use for any purpose

Credit cost and legal note

What you gain

Home Equity Loan is a perfect solutions for property owners:

  • 0% commission for loan granting and earlier repayment (APR 10.43%)
  • financing up to 70% of property value
  • for our active Clients we offer margins lower by as much as 0,5%

Cost of loan and legal note

What you can spend the loan on

You can use Home Equity Loan for any purpose

  • major renovation
  • new car
  • summer house
  • plot of land
  • extension of the house
  • education
  • consolidation of its liabilities, including non-banking liabilities


From 1 March 2023 we suspend the offer of mortgage loans with variable interest rate options for the entire life of the loan.

Mortgage loans with a periodically fixed interest rate for the first 5 years remain in our offer.

We are working on the implementation of a new mortgage loan offer based on the WIRON reference index.

Read important information about WIRON

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Contact us

Do you want to talk now?
+48 22 598 40 60
Monday till Friday 8 a.m. - 8 p.m.


The target mortgage loan collateral at Bank Millennium are:

  • mortgage on residential property entered in the first place in favour of Bank Millennium
  • assignment of rights from the insurance policy against fire and other accidents
  • assignment of rights from the borrower’s life insurance policy with the Bank as the only beneficiary

Remember! The target loan collateral may be also a mortgage on the property other than that financed with the loan, owned by you or a third party.