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Move your loans to us and get one low fixed instalment (APR 20.94%)
No commission charged on the amount of liabilities you consolidate. We will also not charge a commission on the amount of additional funds for any purpose. RRSO is only 19.32% for a consolidation loan with insurance.
Combine your liabilities (e.g. credit card and overdraft debt, cash and car loans) and you can pay one convenient fixed instalment.
Loan under protection insurance will ensure comprehensive support for you and your family in numerous unexpected circumstances. You can use it easily and conveniently – when concluding loan agreement in a branch or Millenet. The premium is only 0.31% of the granted amount of the loan per month and is added to the loan. Thanks to the insurance you can get support in case:
Insurer will also allow you to receive second medical opinion in foreign medical facility
If you are not our Client, contact us.
If you are our Client, apply in Millenet or in the mobile app.
Would you like to benefit from Consolidation Loan? Select a document according to your source of income.
One of the options below:
Credit cost and legal note
A representative example for consolidation loan: Annual Percentage Rate (APR) is 19.32% , total loan amount (without credited costs): PLN 32 220.48; total amount to be paid: PLN 52 641.80; fixed interest rate 10,05%; total cost of the loan: PLN 20 421.32 (including: 0% commission (PLN 0); interest PLN 13 229.71; additional services: insurance PLN 7 191.61); 72 monthly instalments equal of PLN 731.14; the first installment payable 30 days after disbursement the funds. The calculation as on April 6 th, 2024 on a representative example. Fees, commissions and interest are charged in accordance with the Cash Loan Price List. Details on the rules and conditions for granting loans are included in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. Detailed rules for providing insurance covered by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A., under the Protected Loan Insurance, are included in the Terms and Conditions of the Protected Loan Insurance and the Product Card - Protected Loan Insurance. You can familiarize yourself with documents in our branches and on our website www.bankmillennium.pl. Before we grant you a loan, we assess your credit capacity and creditworthiness each time. In justified cases, we may not grant you a loan.
