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No commission charged on the amount of external liabilities you consolidate. We will also not charge a commission on the amount of additional funds for any purpose, if the amount of consolidated external liabilities is equal to PLN 5 000 or higher. RRSO is only 20.94% for a consolidation loan with insurance. We charge a commission on the consolidated amount of internal liabilities. The amount of this commission depends on the individual credit conditions, in accordance with the Cash Loan Price List - Interest, fees and commissions.
Combine your liabilities (e.g. credit card and overdraft debt, cash and car loans) and you can pay one convenient fixed instalment.
Loan under protection insurance will ensure comprehensive support for you and your family in numerous unexpected circumstances. You can use it easily and conveniently – when concluding loan agreement in a branch or Millenet. The premium is only 0.31% of the granted amount of the loan per month and is added to the loan. Thanks to the insurance you can get support in case:
Would you like to benefit from Consolidation Loan? Select a document according to your source of income.
One of the options below:
Credit cost and legal note
A representative example for consolidation loan: Annual Percentage Rate (APR) is 20.94% , total loan amount (without credited costs): PLN 33 327.75; total amount to be paid: PLN 58 516.83; fixed interest rate 10,38%; total cost of the loan: PLN 25 189.08 (including: 2,52% commission (PLN 839.86); interest PLN 16 087.49; additional services: insurance PLN 8 261.73); 78 monthly instalments equal of PLN 750.22; the first installment payable 30 days after disbursement the funds. The calculation as of July 1 st, 2023 on a representative example.
Fees, commissions and interest are charged in accordance with the Cash Loan Price List. Details on the rules and conditions for granting loans are included in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A.
Detailed rules for providing insurance covered by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A., under the Protected Loan Insurance, are included in the Terms and Conditions of the Protected Loan Insurance and the Product Card - Protected Loan Insurance. You can familiarize yourself with documents in our branches and on our website www.bankmillennium.pl. Before we grant you a loan, we assess your credit capacity and creditworthiness each time. In justified cases, we may not grant you a loan.