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Move your loans to us and get one low fixed instalment (APR 21.00%)
No commission charged on the amount of external liabilities you consolidate. We will also not charge a commission on the amount of additional funds for any purpose, if the amount of consolidated external liabilities is equal to PLN 5 000 or higher. RRSO is only 21.00% for a consolidation loan with insurance. We charge a commission on the consolidated amount of internal liabilities. The amount of this commission depends on the individual credit conditions, in accordance with the Cash Loan Price List - Interest, fees and commissions.
Combine your liabilities (e.g. credit card and overdraft debt, cash and car loans) and you can pay one convenient fixed instalment.
Safe Loan insurance will ensure comprehensive support for you and your family in numerous unexpected circumstances. You can use it easily and conveniently – when concluding loan agreement in a branch or Millenet. The premium is only 0.31% of the granted amount of the loan per month and is added to the loan. Thanks to the insurance you can get support in case:
If you are not our Client, contact us.
If you are our Client, apply in Millenet or in the mobile app.
Call us
801 331 331
Choose the nearest branch
Find the branchWould you like to benefit from Consolidation Loan? Select a document according to your source of income.
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Credit cost and legal note
A representative example for consolidation loan: Annual Percentage Rate (APR) is 21,00% , total loan amount (without credited costs): PLN 33 525,50; total amount to be paid: PLN 58 573,02; fixed interest rate 10,36 %; total cost of the loan: PLN 25 047,52 (including: 2,72% commission (PLN 911,89); interest PLN 15 915,42; additional services: insurance PLN 8 220,21); 77 monthly instalments equal of PLN 760,69; the first installment payable 30 days after disbursement the funds. The calculation as of April 8 th, 2023 on a representative example.
Fees, commissions and interest are charged in accordance with the Cash Loan Price List. Details on the rules and conditions for granting loans are included in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. Detailed rules for providing insurance covered by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A., under the Safe Loan insurance, are included in the Terms and Conditions of the Safe Loan Insurance and the Product Card - Safe Loan insurance. You can familiarize yourself with documents in our branches and on our website www.bankmillennium.pl. Before we grant you a loan, we assess your creditworthiness and creditworthiness each time. In justified cases,we may refuse to grant you a loan.