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If the amount of your external consolidation will be above PLN 5,000, you will not pay any commission and their APR will be only 17,04% for insured loan.
Combine your liabilities (e.g. credit card and overdraft debt, cash and car loans) and you can pay one convenient instalment.
Safe Loan insurance will ensure comprehensive support for you and your family in numerous unexpected circumstances. You can use it easily and conveniently – when concluding loan agreement in a branch or Millenet. The premium is only 0.31% of the granted amount of the loan per month and is added to the loan. Thanks to the insurance you can get support in case:
Would you like to benefit from Consolidation Loan? Select a document according to your source of income.
One of the options below:
Credit cost and legal note
Representative example for consolidation loan: Annual Percentage Rate (APR) is 17,04%, total loan amount (net of loan-financed costs): 36 359,40 zł ; total amount due: 60 699,13 zł ; variable interest rate 8,19%; total cost of the loan: 24 339,73 zł (including: fee: 0%; interest 14 759,03 zł; additional services: insurance 9 580,70 zł), 85 monthly equal instalments of 714,11 zł; first instalment due after 30 days from disbursement of the money. The calculation was made as of 07.07.2022 on a representative example.
Fees, commissions and interest are charged as per the Cash Loan Price List. Detailed principles of granting insurance cover under Bezpieczna Pożyczka insurance by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A. are stipulated in Bezpieczna Pożyczka Insurance Terms and Conditions as well as in Product Sheet - Bezpieczna Pożyczka Insurance. The above mentioned documents are available in the Bank’s branches and on www.bankmillennium.pl. Prior to granting the loan the Bank evaluates the Applicant’s credit capacity and creditworthiness on a case-by-case basis; in justified cases the Bank may refuse to grant the loan.