Discover the potential of spring changes

With our Cash Loan in promotion (RRSO 11.56%). Up to PLN 40,000, without commission. (APR 11.56%)

Take a loan Form for Cash Loan Credit cost and legal notefor: Cash Loan

Loan in promotion

  • 0 PLN commission for granting
  • borrow from 5,000 PLN to 40,000 PLN
  • apply online
  • spread the repayment over up to 70 months
  • you can choose a loan with sickness and unemployment insurance policy (APR 17.87%)

Promotion lasts till 26 July 2024. Details in "Powiedz tak marzeniom" promotion regulationsfor: Cashloanlink opens in a new window - in Polish.
Credit cost and legal note

Take a loan Form for Cashloan

Promotional cash loan calculator

Calculate your cash loan instalment in promotion

Cash loan calculator
Do you transfer salary to an account in Bank Millennium?
Do you want to insure repayment?

Your instalment

100,00

Minimum instalment is 50 PLN.

Annual Percentage Rate (APR)

10,00%

BORROW CASH Information about the calculator

Masz kredyt w inynym Banku? Połącz swój kredyt w jeden.

DOWIEDZ SIĘ WIĘCEJ?

Standard offer of Cash Loan

In our offer we always lend:

  • fast, convenient and without unnecessary formalities
  • from PLN 1 000 up to PLN 250 000 with attractive interest rates
  • with fixed instalments

Standard offer cash loan calculator

Calculate your cash loan instalment in the standard offer

Cash loan calculator
Do you transfer salary to your Bank Millennium account?
Do you want to insure the repayment?

Your instalment

100,00

Minimum instalment is 50 PLN.

Annual Percentage Rate (APR)

10,00%

BORROW CASH Information about the calculator

Masz kredyt w inynym Banku? Połącz swój kredyt w jeden.

DOWIEDZ SIĘ WIĘCEJ?

How you get a Cash Loan

Online

If you are not yet our Client, check out our promotional online loan offer for new clients.

If you are our Client, apply in Millenet or the mobile application..

Choose your nearest branch

debug: true Find a branch Banku Millennium

Insurance Loan under protection

Attractive insurance Loan under protection will ensure comprehensive support for you and your family in numerous unexpected circumstances.

If, at the day of concluding the insurance agreement, you are under 65, the insurance is available to you in Option 1 and will provide support in such situations as:

  • critical illness
  • death
  • hospitalization caused by accident or sickness
  • loss of work or death caused by accident
  • temporary incapacity to work or disability or covering costs of rehabilitation or rehabilitation equipment

Insurer will also allow you to receive second medical opinion in foreign medical facility.


If you are over 65 at the time of concluding the insurance agreement, the insurance is available to you in Option 2 and will provide support in situations such as:

  • Death
  • Death as a result of accident
  • Medical assistance services

  • What is important, you do not have to choose the risks. Insurance package in Option 1 offers coverage in all the above events and changes automatically depending on your professional situation and current pension/disability pension entitlement.

    Should any of the above unexpected circumstances occur, the Insurer will pay for you:

    • up to 12 instalments if you lose work;
    • up to 6 instalments if you are taken to hospital as a result of accident, or sickness;
    • even 36 instalments if you are temporarily unfit for work;
    • 50% of the your part of granted loan amount (including credited insurance commission and insurance premium) in case of death due to accident*;
    • Whole your part of granted loan amount (including credited insurance commission and insurance premium)*;
    • granted loan amount (including credited insurance commission and insurance premium), and additional amount of 25 000 PLN in case of falling ill with one of serious diseases*;
    • Up to 5000 PLN in case of covering rehabilitation costs or up to 1000 PLN in case of covering rehabilitation costs.

    Insurers will also organize and cover the costs of second medical opinion.

    * If you conclude insurance contract during loan repayment Insurers will pay the insurance benefit amount equal to your part of loan balance at the day of insurance contract conclusion, accordingly to loan payment schedule.

Documents required

Would you like to benefit from a Cash Loan?

  • Employment agreement / Contract of mandate / Author’s contract
  • Sole proprietorship
  • Retirement pension
  • Disability pension
  • Pre-retirement benefit

Attach one of the documents:

  • annual tax return and a certificate from the Tax Office or a certificate from the ZUS/KRUS
  • revenue and expense ledger
  • confirmation of pension transfer for the last month
  • last pension payslip
  • last decision on indexation
  • last decision on pensionable remuneration
  • confirmation of disability pension transfer for the last month
  • last disability pension payslip
  • last decision on remuneration
  • decision on granting the disability retirement pension
  • confirmation of benefit transfer for the last month
  • last benefit payslip
  • last decision on remuneration
  • decision on granting the benefit

Cash loan without certificates - we will check your income automatically in your account history


When you apply, log in to the bank account where your salary is received and we will automatically download your transaction history and verify your income. Choose this form of verification if your salary from an employment contract is paid to Alior Bank, ING Bank Śląski, mBank, PKO BP, Bank Santander, BNP Paribas or Inteligo. You can find the details of the service and the rules and regulations of open banking on the Bank's website under Electronic Banking.

FAQ

Important documents