A representative example for the Cash Loan with “Promotion for Start edition II”: The Annual Percentage Rate (APR) is 12.83%, total loan amount (without credited costs): PLN 21 170.28, total amount to be paid: PLN 28 467.22, fixed interest rate 12.13%, total cost of the loan: PLN 7 296.94 (including: 0% commission (PLN 0.00), interest PLN 7 296.94), 61 monthly installments equal to PLN 466.68, the first installment payable 30 days after disbursement the funds. The calculation as of January 21st, 2023 on a representative example.

The “Promotion for start edition II” lasts until April 7th , 2023 and applies to cash granted for period from 48 to 70 months, with the amount to disburse from PLN 5 000 to PLN 40 000 .

You can take advantage of the promotion if you have not had a cash or consolidation loan with Bank Millennium S.A. (further “us”) in the last 12 months from the date of application, you will undertake us the transfer of income in the amount specified in the loan agreement, min. PLN 1 000 net for the entire repayment period to your current account and you agree to receive commercial information via electronic channels and for the bank to process your personal data in order to provide us with information on products and services to companies cooperating with us. The promotion cannot be combined with any other cash loan promotions. Detailed terms and conditions of the promotion are included in the “ Promotion for start edition II” Regulations. Details on the rules and conditions according to which we grant loans are described in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. We charge standard fees, commissions and interest in accordance with the Cash Loan Price List. You can familiarize yourself with these documents in our branches and on our website www.bankmillennium.pl. Before we grant you a loan, we assess your creditworthiness and creditworthiness each time. In justified cases, we may not grant you a loan.

A representative example for the Cash Loan “Promotion to start with insurance edition II”: The Annual Percentage Rate (APR) is 17.72%, total loan amount (without credited costs): PLN 25 208.84, total amount to be paid: PLN 39 344.16 PLN, fixed interest rate 8.80%, total cost of the loan: PLN 14 125.31 (including: 0% commission (PLN 0.00), interest PLN 8 655.00 , additional services: insurance: PLN 5 470.32), 70 monthly installments equal to PLN 561.92, the first installment payable 30 days after disbursement the funds . The calculation as of January 21st, 2023 on a representative example.

The “Promotion to start with insurance edition II” lasts until April 7th , 2023 and applies to insured cash loans, given by the Bank Millennium S.A. (further “us”), granted for period of 48 to 70 months with the amount to disburse paid under the contract in the amount of PLN 5 000 to PLN 40 000.

You can take advantage of the promotion if you conclude the Safe Pożyczka option I insurance contract through us (provided by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A., available to persons who on the date of concluding the insurance contract are under 65 years of age), and during the last 12 months from the date of application, you have not had a cash or consolidation loan with us, you will undertake us to us an income transfer in the amount specified in the loan agreement, min. PLN 1 000 net over the entire repayment period to your current account and you agree to receive commercial information via electronic channels and for the bank to process your personal data in order to provide us with information on products and services of companies cooperating with us.

The promotion cannot be combined with other cash loan promotions. The detailed conditions of the promotion are in the Regulations “Promotion to start with insurance edition II”. Detailed rules and conditions according to which we grant loans are described in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. Standard fees, commissions and interest are charged in accordance with the Cash Loan Price List.

Representative example for Cash Loan: Annual Percentage Rate (APR) is 23,28% , total loan amount (net of loan-financed costs): PLN 8677,85 ; total amount due: PLN 15371,28, variable interest rate 10,96%; total cost of the loan: PLN 6 693,43 (including: fee: 5,78% (PLN 501,58); interest PLN 4 143,00 ; additional services: insurance PLN 2 048,85); 72 monthly equal instalments of PLN 213,49; the first installment payable 30 days after disbursement the funds. The calculation was made as of 22.10.2022 on a representative example.

Details concerning principles of granting loans are contained in the Regulations on Loans Granted to Individuals by Bank Millennium S.A. Fees, commissions and interest rate are charged in accordance with the Cash Loan Price List. Detailed principles concerning granting of insurance cover under Bezpieczna Pożyczka insurance by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A. are contained in Bezpieczna Pożyczka Terms and Conditions and in the Product Card - Bezpieczna Pożyczka Insurance. The documents mentioned above are available in Millennium branches and on www.bankmillennium.pl. The Bank evaluates the Applicant’s credit capacity and worthiness on a case-by-case basis prior to granting the Loan; in justified cases it may refuse to grant it.