Focus on your plans

Borrow up to 40 000 PLN with 0% commission and fixed instalment (APR 8.83%)

Take a loan Form for Cash Loan Credit cost and legal notefor: Cash Loan

Loan in promotion

Take Cash Loan in promotion and for any purpose (APR 8.83%):

  • 0 PLN commission
  • borrow 5000, 10 000, 15 000, 20 000, 30 000 or 40 000 PLN
  • instalment won't change for the entire credit period
  • apply online
  • you can choose a loan with sickness and unemployment insurance policy (APR 16.01%)

Promotion lasts from 07 May till 15 July 2022. Details in "Promocja Wiosenna - II edycja" promotion regulations.for: Cashloanlink opens in a new window - in Polish.
Credit cost and legal note

Take a loan Form for Cashloan

Promotional rates

Check your promotional instalment

How much do you need to borrow?
Each of your 60 instalments will be:
5 000 PLN
118,80 PLN
10 000 PLN
237,59 PLN
15 000 PLN
356,39 PLN
20 000 PLN
475,19 PLN
30 000 PLN
712,78 PLN
40 000 PLN
950,37 PLN

Standard offer

In our offer we always lend:

  • quickly, conveniently and with minimum formalities
  • from 1 000 PLN up to 150 000 PLN
  • low installment

Standard instalment

Check your loan instalment for standard offer

Kalkulator pożyczki gotówkowej

Are you transferring your salary to Bank Millennium?

Insurance for loan repayment?

Your rate:

100,00

Minimum instalment is 50 PLN.

Annual Percentage Rate (APR)

10,00%

Take a loan Information about the calculator

How to apply

Online application

If you are not our Client, contact us.

If you are our Client, apply in Millenet or in the mobile app.

Choose the nearest branch

Find the branch Banku Millennium

Insurance Safe Loan

Attractive insurance Safe Loan will ensure comprehensive support for you and your family in numerous unexpected circumstances.

If, at the day of concluding the insurance agreement, you are under 65, the insurance is available to you in Option 1 and will provide support in such situations as:

  • critical illness
  • death
  • loss of work or hospitalization as a result of an accident
  • temporary incapacity to work or disability as a result of an accident
  • total incapacity to work or disability as a result of an accident

If you are over 65 at the time of concluding the insurance agreement, the insurance is available to you in Option 2 and will provide support in situations such as:

  • Death
  • Death as a result of accident
  • Medical assistance services

  • What is important, you do not have to choose the risks. Insurance package in Option 1 offers coverage in all the above events and changes automatically depending on your professional situation and current pension/disability pension entitlement.

    Should any of the above unexpected circumstances occur, the Insurer will pay for you:

    • up to 12 instalments if you lose work or up to 6 instalments if you are taken to hospital as a result of accident,
    • even 18 instalments if you are temporarily unfit for work or 25% of the outstanding loan amount in case of death due to accident,
    • the entire outstanding amount of the loan if you are fully unfit for work or 25% of the outstanding loan amount in case of disability as a result of accident,
    • the entire outstanding amount of the loan in case of falling ill with one of serious diseases or in case of death.

    In Option 2 the Insurer shall pay:

    • the entire outstanding amount of the loan in case of death
    • 50% of the outstanding loan amount in case of death due to accident

    And in case of events described in Insurance Terms and Conditions Insurer will arrange among others Medical transport to hospital, nurse’s visit, delivery of medicines, delivery od rehabilitation equipment


    The conclusion of the insurance contract is simple and convenient - it takes place during the conclusion of a cash loan agreement, and insurance protection begins the day after the loan is launched. The insurance premium is only 0.31% of the granted loan amount per month and for your convenience it is added to the loan amount. Find out more about the insurance

Required documents

Would you like to benefit from Cash Loan? Select a document according to your source of income.

  • Employment agreement / Contract of mandate / Author’s contract
  • Sole proprietorship
  • Retirement pension
  • Disability pension
  • Pre-retirement benefit

One of the options below:

  • annual tax return and a certificate from the Tax Office or a certificate from the ZUS/KRUS
  • revenue and expense ledger
  • confirmation of pension transfer for the last month
  • last pension payslip
  • last decision on indexation
  • last decision on pensionable remuneration
  • confirmation of disability pension transfer for the last month
  • last disability pension payslip
  • last decision on remuneration
  • decision on granting the disability retirement pension
  • confirmation of benefit transfer for the last month
  • last benefit payslip
  • last decision on remuneration
  • decision on granting the benefit

Take advantage of the opportunities offered by open banking and verify your income.


When submitting the application, we will ask you to log in to account from other bank, to which your salary is transfered, and we will automatically download the transaction history from this account and verify the income. You can use this form of verification if your salary under the employment contract is transferred to Alior Bank, ING Bank Śląski, mBank, PKO BP, Santander Bank, BNP Paribas or Inteligo. The details of the service and the regulations of open banking can be found on the Bank's website in the E-banking tab.