Cash Loan - Loans - Bank Millennium

Representative example and legal notice Representative example for a Cash Loan with „Holiday Promotion”: The Actual Annual Interest Rate (APR) is 9,37%, total loan amount (without credited costs): PLN 20,000, total amount to be paid: PLN 24 904,20, fixed interest rate 8.99%, total cost of the loan: PLN 4 904,20 (including: 0% commission (PLN 0.00), interest PLN 4 904,20), 60 monthly installments equal to PLN 415,07, the first installment payable 30 days after releasing the funds. The calculation was made on July 16th, 2022 on a representative example.

The „Holiday Promotion” lasts until October 14th, 2022 and applies to insured cash loans granted for a period of 60 months with the amount to be paid under the contract in the amount of PLN 5,000 or PLN 10,000, or PLN 15,000, or 20 000 PLN, or 30 000 PLN, or 40 000 PLN. The Promotion is available to customers who have not had a cash loan or consolidation loan at the Bank in the last 12 months, counting from the date of application, will declare 1000 PLN a net income transfer to their ROR at the Bank. The promotion cannot be combined with any other cash loan promotions. Detailed terms of the Promotion are included in the Regulations „Holiday Promotion”.

Details on the rules for granting loans are included in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. Standard fees, commissions and interest are charged in accordance with the Cash Loan Price List. The above-mentioned documents are available in the Bank’s branches and on the website www.bankmillennium.pl The Bank assesses the applicant’s creditworthiness and each time before granting a loan; in justified cases, it may refuse to grant it.

Representative example and legal notice Representative example for a Cash Loan with „Holiday Promotion with insurance”: The Actual Annual Interest Rate (APR) is 16,63%, total loan amount (without credited costs): PLN 20,000, total amount to be paid: PLN 28 850,55, fixed interest rate 7.99%, total cost of the loan: PLN 8 850,55 (including: 0% commission PLN 0.00, interest PLN 5 130,55, additional services: insurance PLN 3,720.00), 60 monthly instalments equal to PLN 480,84, the first instalment payable 30 days after releasing the funds. The calculation was made on July 16th, 2022 on a representative example.

The „Holiday Promotion with insurance" lasts until October 14th, 2022 and applies to insured cash loans granted for a period of 60 months with the amount to be paid under the contract in the amount of PLN 5,000 or PLN 10,000, or PLN 15,000, or 20 000 or 30 000 or 40 000 PLN. The Promotion is available to customers under 65 years old who have not had a cash loan or consolidation loan at the Bank in the last 12 months, counting from the date of application, will declare 1000 PLN a net income transfer to their ROR at the Bank, conclude an insurance contract with the Safe Loan option 1 through the Bank and indicate the Bank as a beneficiary of insurance benefits in the event of the Borrower’s death. An additional condition is the consent to receive commercial information via electronic channels and consent to the processing of contact details by the Bank for the purpose of providing information by the Bank regarding products and services of companies cooperating with the Bank. The promotion cannot be combined with any other cash loan promotions. Detailed terms of the Promotion are included in the Regulations „Holiday Promotion with insurance”.

Details on the rules for granting loans are included in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. Standard fees, commissions and interest are charged in accordance with the Cash Loan Price List. Detailed rules for granting insurance cover under the Safe Loan Insurance Option 1 by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A. are included in the Safe Loan Insurance Terms and Conditions and in the Product Card - Safe Loan Insurance (available to persons who are under 65 on the date of concluding the insurance contract). The above-mentioned documents are available in the Bank’s branches and on the website www.bankmillennium.pl The Bank assesses the applicant’s creditworthiness and each time before granting a loan; in justified cases, it may refuse to grant it.

Representative example for Cash Loan: Annual Percentage Rate (APR) is 23,37% , total loan amount (net of loan-financed costs): PLN 14 875,81 ; total amount due: PLN 26 075,20 variable interest rate 11,26%; total cost of the loan: PLN 12 075,20 (including: fee: 5,20% (PLN 773,54); interes PLN 7 663,19 ; additional services: insurance PLN 3634,47), 75 monthly equal instalments of PLN 359,35; first instalment due after 30 days from disbursement of the money. The calculation was made as of 08.09.2022 on a representative example.

Details concerning principles of granting loans are contained in the Regulations on Loans Granted to Individuals by Bank Millennium S.A. Fees, commissions and interest rate are charged in accordance with the Cash Loan Price List. Detailed principles concerning granting of insurance cover under Bezpieczna Pożyczka insurance by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A. are contained in Bezpieczna Pożyczka Terms and Conditions and in the Product Card - Bezpieczna Pożyczka Insurance. The documents mentioned above are available in Millennium branches and on www.bankmillennium.pl. The Bank evaluates the Applicant’s credit capacity and worthiness on a case-by-case basis prior to granting the Loan; in justified cases it may refuse to grant it.