A representative example for the Cash Loan with “Promotion for Start edition III”: The Annual Percentage Rate (APR) is 12.83%, total loan amount (without credited costs): 21 709,44 PLN, total amount to be paid: PLN 28 929,16, fixed interest rate 12.13%, total cost of the loan: PLN 7 219,72 (including: 0% commission (PLN 0.00), interest PLN 7 219,72), 59 monthly installments equal to PLN 490,32 , the first installment payable 30 days after disbursement the funds. The calculation as of April 8 th, 2023 on a representative example. The “Promotion for start edition III” lasts until June 30 th , 2023 and applies to cash granted for period from 48 to 70 months, with the amount to disburse from PLN 5 000 to PLN 40 000 .

You can take advantage of the promotion if you have not had a cash or consolidation loan with Bank Millennium S.A. (further “us”) in the last 12 months from the date of application, you will undertake us the transfer of income in the amount specified in the loan agreement, min. PLN 1 200 net per month for the entire repayment period to your current account and you agree to receive commercial information via electronic channels and for the bank to process your personal data in order to provide us with information on products and services to companies cooperating with us. The promotion cannot be combined with any other cash loan promotions. If there is no declared inflow in a given month, the interest rate on the loan will be increased by 0.4 percentage point, not more than to the amount of the statutory maximum interest, in accordance with art. 359 § 2¹ of the Civil Code. Detailed terms and conditions of the promotion are included in the “ Promotion for start edition III” Regulations. Details on the rules and conditions according to which we grant loans are described in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. We charge standard fees, commissions and interest in accordance with the Cash Loan Price List. You can familiarize yourself with these documents in our branches and on our website www.bankmillennium.pl. Before we grant you a loan, we assess your creditworthiness and creditworthiness each time.In justified cases,we may refuse to grant you a loan.

A representative example for the Cash Loan “Promotion for Start with insurance edition III”: The Annual Percentage Rate (APR) is 18.02%, total loan amount (without credited costs): PLN 20 168,39, total amount to be paid: PLN 30 227,99 PLN, fixed interest rate 9.10%, total cost of the loan: PLN 10 059,60 (including: 0% commission (PLN 0.00), interest PLN 6 183,24, additional services: insurance: PLN 3 876,36 ), 62 monthly installments equal to PLN 487,55, the first installment payable 30 days after disbursement the funds . The calculation as of April 8 th, 2023 on a representative example. The “Promotion for Start with insurance edition III” lasts until June 30 th, 2023 and applies to insured cash loans, given by the Bank Millennium S.A. (further “us”), granted for period of 48 to 70 months with the amount to disburse paid under the contract in the amount of PLN 5 000 to PLN 40 000.

You can take advantage of the promotion if you conclude the Safe Pożyczka option I insurance contract through us (provided by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A., available to persons who on the date of concluding the insurance contract are under 65 years of age), and during the last 12 months from the date of application, you have not had a cash or consolidation loan with us, you will undertake us to us an income transfer in the amount specified in the loan agreement, min. PLN 1 200 per month net over the entire repayment period to your current account and you agree to receive commercial information via electronic channels and for the bank to process your personal data in order to provide us with information on products and services of companies cooperating with us. If there is no declared inflow in a given month, the interest rate on the loan will be increased by 0.4 percentage point, not more than to the amount of the statutory maximum interest, in accordance with art. 359 § 2¹ of the Civil Code. The promotion cannot be combined with other cash loan promotions. The detailed conditions of the promotion are in the Regulations “Promotion for Start with insurance edition III”. Detailed rules and conditions according to which we grant loans are described in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. Standard fees, commissions and interest are charged in accordance with the Cash Loan Price List. Detailed rules for providing insurance coverage are included in the Terms and Conditions of the Safe Loan Insurance and the Product Card - Safe Loan Insurance. You can familiarize yourself with these documents in our branches and on our website www.bankmillennium.pl. Before we grant you a loan, we assess your creditworthiness and creditworthiness each time. In justified cases, we may refuse to grant you a loan.”.

A representative example for a Cash Loan: Actual Annual Interest Rate (APR) is: 24.57%, total loan amount (without credited costs): PLN 15 365,84 total amount to be paid: PLN 27 710,79, fixed interest rate: 11,92 %, total loan cost: PLN 12 344,95 (including: 5.69 % commission (PLN 874,32), interest: PLN 7 896,18, additional services: insurance 3 574,46 PLN, 71 monthly installments equal to: 390,29 PLN , the first installment is payable after 30 days from the disbursement of funds We made the calculation on April 8 th, 2023 on a representative example.

Detailed rules and conditions according to which we grant loans are described in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. Fees, commissions and interest are charged in accordance with the Cash Loan Price List. Detailed rules for providing insurance covered by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A., under the Safe Loan insurance, are included in the Terms and Conditions of the Safe Loan Insurance and the Product Card- Safe Loan insurance. You can familiarize yourself with documents in our branches and on our website www.bankmillennium.pl. Before we grant you a loan, we assess your creditworthiness and creditworthiness each time.In justified cases,we may refuse to grant you a loan.