Representative example for Cash Loan with „100 zł raty za każde 5000 zł pożyczki II edycja” promotion: Annual Percentage Rate (APR) is 7.68%; total loan amount (net of debt-financed costs): PLN 15000; total amount due: PLN 18000.00; fixed interest rate 7.42%; total cost of the loan: PLN 3000.00; including: commission 0% (PLN 0); interest PLN 3000.00; additional services PLN 0, (including insurance PLN 0, PLN 0 - fee for Konto 360° account, in case of booking minimum PLN 1000 of externally sourced turnover on the account and at least 1 payment made with use of the debit card/BLIK per month; otherwise monthly account fee amounts to PLN 8); 60 monthly equal instalments of PLN 300, first installment paid after 30 days from disbursement. The calculation was made as of 31.08.2018 on a representative example.
Promotion „100 zł raty za każde 5000 zł pożyczki II edycja” is valid from September 1st till November 16th 2018 and applies to uninsured Cash Loans granted for a period of 60 months with total loan amount of PLN 5000, or PLN 10000, or 15000, or PLN 20000. The Promotion is available to Clients who during the day of filing an application were not a party to an agreement on cash loan in the Bank and will transfer net income to their current account in the Bank during whole repayment period. The Promotion can be had only once during its period. The Promotion does not apply to loans assigned for repayment of other credit products. The Promotion shall not be combined with other promotions concerning cash loans. Detailed terms and conditions of the Promotion are stipulated in „100 zł raty za każde 5000 zł pożyczki II” Promotion Regulations available in branches and in www.bankmillennium.pl.
Annual Percentage Rate (APR) is 10.60%; total loan amount (net of credit-financed costs): PLN 12 005,78; total amount due: PLN 16 368,69; fixed interest rate 8,39%; total cost of the loan: PLN 4 362,91 (including: commission 5,15% (618,30 zł); interest PLN 3 744,61; additional services PLN 0, including: PLN 0 - fee for Konto 360° account, in case of booking minimum PLN 1 000 of external inflows on account and minimum 1 payment made with use of card issued to account/BLIK per month; otherwise monthly account fee amounts to PLN 8); 77 equal monthly instalments of PLN 212,58. The calculation was made as of 05.10.2018 on a representative example.
Details concerning the principles of granting loans are contained in the Regulations on Loans Granted to Individuals by Bank Millennium S.A. Fees, commissions and interest are charged as per the Cash Loan Price List. detailed information about Lowest Interest Rate Guarantee see Lowest Interest Rate Guarantee Regulations/Regulamin oferty Gwarancja Najniższego Oprocentowania. Detailed principles of granting insurance cover under Bezpieczna Pożyczka insurance by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A. are stipulated in Bezpieczna Pożyczka Insurance Terms and Conditions as well as in Product Sheet - Bezpieczna Pożyczka Insurance. The above-mentioned documents are available in the Bank’s branches and on www.bankmillennium.pl. Prior to granting the loan the Bank evaluates the Applicant’s credit capacity and creditworthiness on a case-by-case basis; in justified cases the Bank may refuse to grant the loan.