Cash Loan

Promotion 3, 2, 1… go!

Plans make sense when you make them happen

Make your plans happen with our attractive Cash Loan! Whether you dream big or dream small, with our Cash Loan you will make your plans happen. A few simple steps is all it takes.

  • 3% interest rate
  • 2% commission
  • 1 year loan term (APR 14,24%)
link opens in new windowLog in and check

The offer is valid through 3 March 2017. More details in regulations. Offer for Bank Millennium Clients. Credit cost and legal note

Loan

Make your plans happen with us

  • Borrow money quickly, conveniently and with minimum formalities
  • Borrow from 1 000 PLN up to 150 000 PLN
  • You will receive initial decision online
  • You benefit from the Lowest Interest Rate Guarantee*

*If within 30 days after signing the loan agreement you find a cheaper offer with the same amount and tenor – we shall reduce your interest rate and will refund the difference on the interest already paid to us.

Credit cost and legal note

Calculator

Check your Loan instalment!

Cash Loan calculator
What amount do you want to borrow?
 
How many monthly instalments?
 

How to borrow

Stop waiting, start acting

  • I am not a Bank Millennium Customer yet:
    1. Fill in the application online

      Apply

    2. You will receive initial decision instantly

      Choose the way you want to sign the agreement

    3. Choose a branch

      Take the documents and sign the agreement

  • If you are our Customer, log on and fill in the application in Millenet.

Insurance

Safe Loan

Attractive insurance Safe Loan will ensure comprehensive support for you and your family in numerous unexpected circumstances, such as:

  • total incapacity to work or disability as a result of an accident,
  • temporary incapacity to work or disability as a result of an accident,
  • loss of work or hospitalization as a result of an accident,
  • serious illness,
  • death.
  • See more details on the insurance here

    What is important, you do not have to choose the risks. Insurance package offers coverage in all the above events and changes automatically depending on your professional situation and current pension/disability pension entitlement.

    Should any of the above unexpected circumstances occur, the Insurer will pay for you:

    • up to 12 instalments if you lose work or up to 6 instalments if you are taken to hospital as a result of accident,
    • even 36 instalments if you are temporarily unfit for work or 25% of the outstanding loan amount in case of death due to accident,
    • the entire outstanding amount of the loan if you are fully unfit for work or 25% of the outstanding loan amount in case of disability as a result of accident,
    • the entire outstanding amount of the loan in case of falling ill with one of serious diseases or in case of death.

    Find out more about the insurance


Useful info

See what you need to take a loan

Do you want to take a Cash loan? Select a document according to your source of income.

  • Employment agreement / Contract of mandate / Author’s contract

    To use the cash loan, attach one of the following documents:


  • Business activity

    To use the cash loan, attach one of the following documents:

    • annual tax return and declaration from the Tax Office/ZUS/KRUS
    • revenue and expense ledger

  • Old-age pension

    To use the cash loan, attach one of the following documents:

    • bank account statement confirming payment of the pension for the last month
    • the last old-age pension slip
    • the last decision on old-age pension indexation
    • decision on awarding the old-age pension

  • Disability pension

    To use the cash loan, attach one of the following documents:

    • bank account statemen
    • bank account statement confirming payment of the pension for the last month
    • the last disability pension slip
    • the last decision on disability pension indexation
    • decision on awarding the disability pension

  • Pre-pension benefit

    To use the cash loan, attach one of the following documents:

    • bank account statement confirming payment of the benefit for the last month
    • the last benefit slip
    • the last decision of the Labour Office/ZUS on benefit indexation
    • decision of the Labour Office/ZUS on awarding the benefit

  • Sailor contract

    To use the cash loan, attach one of the following documents:

    • contracts concluded with ship owners for a period of 12 months with confirmation of salary transfers
    • certificate from the Tax Office

Show all documents

Need more information? Get in touch with us

Fill in the form.
We will call you back!

Fill in the form

If you prefer…
Call us!

801 331 331

landlines and mobile phones

Additional information

Credit cost and legal note

Prior to granting the loan, the Bank shall evaluate the Applicant’s credit capacity and creditworthiness on a case-by-case basis; in justified situations the Bank may refuse to grant the loan. For detailed information about the loan see our Cash loan regulations/Regulamin kredytów i pożyczek udzielanych Klientom indywidualnym przez Bank Millennium S.A. and Cash Loan Price List/Cennik Pożyczki Gotówkowej, and Lowest Interest Rate Guarantee Regulations/Regulamin oferty Gwarancja Najniższego Oprocentowania - in the Bank’s Branches and at www.bankmillennium.pl website. For the detailed principles of insurance coverage under Bezpieczna Pożyczka insurance from Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A. see Terms & Conditions of Bezpieczna Pożyczka insurance and Product Card/Karta Produktu.

Annual Percentage Rate (APR) is 20,11%; total loan amount (net of credit-financed costs): 11 085,41 PLN; total amount due: 18 185,07 PLN; fixed interest rate 8,20%; total cost of the loan: 7 099,66 PLN (including: commission 7,47% (828,08 PLN); interest 3 769,75 PLN; insurance 2 501,83 PLN; additional services 0 PLN); 70 equal monthly instalments of 259,79 PLN. The calculation was made as of 01.09.2016 on a representative example.

Koszt kredytu i nota prawna

“Pożyczka 3,2,1…start!” Special Offer applies to Cash Loans granted for 12 months, subject to conclusion of “Bezpieczna Pożyczka” insurance agreement and indication of Bank as beneficiary to all insurance benefits in case of death, as well as subject to assigning the rights under the agreement to the benefit of the Bank. The special offer applies to Clients who on the day of accepting the Special Offer and 12 months prior to this day had no Cash Loan In Bank Millennium. The Special Offer may be used only once. Detailed terms and conditions of the Special Offer are set forth in “Pożyczka 3,2,1…start!” Special Offer Regulations.

Representative example for “Pożyczka 3,2,1…start!” Cash Loan special offer: Annual Percentage Rate (APR) is 14.24%; total loan amount (net of credit-financed costs): 3262.00 PLN; total amount due: 3503.29 PLN; fixed interest rate 3.00%; total cost of the loan: 241.29 PLN (including: commission 2.00% (65.24 PLN); interest 56.27 PLN; insurance 119.78 PLN; additional services 0 PLN), 12 equal monthly instalments of 291.94 PLN. The calculation was made as of 01.10.2016 on a representative example.

Information about the calculator

The above information contains estimate data for illustration purposes and does not have a binding character. It is for information purposes only and does not constitute an offer, recommendation or invitation addressed to any person (or group of persons) to sign a loan agreement under the presented terms and conditions. In particular this information does not constitute an offer in the meaning of the Act of 23 April 1964 – Civil Code and is also not an investment, financial, tax, legal or any other advice. The information does not reflect assessment of credit capacity calculation and does not satisfy disclosure requirements, stemming from the Act of 12 May 2011 on Consumer Credit. The calculator is based on the Price List of 10.05.2016.