About the card

Millennium MasterCard World® Signia™/Elite™ credit card is a response to the needs and expectations of wealthy Customers. It provides the highest level of services - a range of additional services and insurance.

APR 35.72%

Payments in any currency

Thanks to Millennium Mastercard World Signia/Elite card you gain access to all world currencies at Mastercard exchange rate and the additional bank exchange margin is not charged.

People who like online shopping from the comfort of their home can also pay with their card.

The card supports contactless functionality which permits making contactless payments for any amount, without the need to confirm them with a PIN number or signature up to PLN 100. This is the quickest and most convenient way to pay for minor shopping.

Cost of credit


  • World Elite MasterCard Privileges Europe

    World Elite MasterCard Privileges Programme is a special programme of privileges for holders of the prestigious Millennium MasterCard World Elite™ card offering rebates and special deals with selected partners. It provides a wide range of unique benefits offered by the most renowned R&R partners. Also the best car rental companies are available. Holders of the Millennium MasterCard World Elite credit card have a broad range of best services and privileges at their disposal.

    Examples of benefits available from selected hotels:

    • higher standard room if available,
    • earlier check-in,
    • late check-out,
    • guarantee of room availability,
    • priority check-in.

    Examples of benefits in selected car rental companies:

    • free-of-charge car upgrade,
    • preferential prices.


    In case of Avis and Hertz earlier registration in club is necessary.

  • Priority Pass

    The Priority Pass Programme is an international pass to over 600 exclusive lounges at airports in over 100 countries worldwide. A valid Priority Pass card gives its holders and their guests access to selected airport lounges and the availability of various amenities and services regardless of travelling class and airline which provides the flight.

    A named Priority Pass card is issued free-of-charge to holders of the Millennium MasterCard World Signia/Elite credit card. The Bank will also not charge membership fees or fees for using the airport lounges. The Priority Pass card remains valid for 3 years just as the Millennium MasterCard World Signia/Elite credit card. Before the end of its validity the card will be automatically renewed and delivered by the Relationship Manager.

    In case of loss or theft of the Priority Pass card this must be promptly reported to the Bank.

    A list of available lounges, amenities and services as well as rules of the Priority Pass Programme are described on the Priority Pass Programme website at www.prioritypass.com.

Inspirations programme

Paying with a Millennium cards in stores as well as various service outlets you can enjoy attractive rebates. Currently there are close to 1000 merchants who will give you the rebate!

Insurance packages

Insurance packages

The insurance package gives holders of the Millennium MasterCard World Signia/Elite credit card a feeling of security in every situation in Poland and abroad. Availability of insurance cover is notwithstanding use of the card, while the insurance covers both the card holder and his/her family members.

Assistance packages

The Millennium MasterCard World Signia/Elite credit card holder is covered by the assistance package.

Concierge Package

The holder of a Millennium MasterCard World Signia/Elite credit card is covered by the concierge package.

How to get

Contact with Private Banking Advisor

Private Banking Line

801 115 115

How to restrict

Just call one of the special phone numbers below:

+48 22 598 41 14 - blocking all the cards of Bank Millennium (available 7/24)
801 115 115 - Private Banking Line fixed line calls and mobile
+48 22 598 40 41 - Private Banking Line mobile and international calls

Additional information

Credit cost and legal note

Representative example for Millennium MasterCard World Elite: Annual Percentage Rate (APR) is 35.72%; total amount of credit (net of debt-financed costs): PLN 31 500; total amount due: PLN 37 319.66; variable interest rate 18,5%; total cost of credit: PLN 5 819.66 (including: sum of monthly fees for the credit card PLN 2 000.00; interest PLN 3 819.66), assuming that the granted credit limit is disbursed outright in the full amount as a non-cash transaction and is repaid in 12 equal monthly instalments of PLN 3 109.97. The calculation was made as of 09/04/2024 on a representative example.

The Bank evaluates the applicant’s credit capacity on a case-by-case basis each time prior to granting a credit card; if requirements regarding credit capacity are not met the Bank will not sign a credit card agreement. The card comes with free of charge insurances: Bezpieczna Karta Package, Ubezpieczenie w Podróży Zagranicznej AXA and Travel Assistance Package. The above service or insurance may be cancelled at any time during validity of the card agreement. Fees, interest rate as well as other details are stipulated in the Rules and Regulations on Credit Cards Issued by Bank Millennium SA; Price List – Credit Cards Millennium MasterCard World Signia/Elite, Millennium MasterCard World Signia/Elite VIP, Insurance Package Terms & Conditions for Millennium MasterCard World Elite - available in Millennium branches and on www.bankmillennium.pl. Offer details are also available from Private Banking Line by calling 801 115 115.