Cover in the event of an accident while travelling domestically or internationally for up to 60 consecutive days for the cardholder and their family (spouse/life partner and children up to 25 years of age). The cardholder's family are also covered when travelling without the cardholder.

Cover in the event of a baggage delay of at least 4 hours during travel. The insurance covers the cost of emergency purchases that the cardholder had to make for themselves and their traveling family members.

Cover in the event of loss, theft or damage to your baggage that occurred during your trip abroad. The insurance covers the cost of repairing damaged baggage or the value of items in lost baggage.

Cover in the event of cancellation or early return from the trip and the costs incurred in this regard.

The insurance provides for the reimbursement of incidental expenses incurred by the insured in connection with hospitalisation, provided by the hospital, e.g. TV rental, rental of a single room and taxi rides. The cardholder's family are also covered when travelling without the cardholder.

Cover in the event of a sudden illness or accident of the insured during a trip abroad, which requires necessary and immediate treatment abroad. The insurer will organise and cover the costs of medical assistance, including medical visits, examinations, hospitalisation, medication, transport to a medical facility.

In addition, as part of the assistance services, the Insurer provides, among others:

• transport of the insured to the country of permanent residence, if it is not possible to use the originally planned means of transport,
• extension of the trip, including a hotel room for the duration of convalescence,
• transport of the corpse of the insured,
• transport and stay of a near-and-dear person who is to accompany the insured during hospitalisation,
• the return of children left unattended.

The insurance provides cover by returning cash stolen in a robbery at the time of ATM withdrawal using the Millennium Mastercard World Elite credit card or up to a maximum of 4 hours after withdrawal.

The protection covers the loss of personal documents, keys to residence and vehicles, as well as a purse or wallet and mobile electronic equipment, e.g. mobile phone, photographic equipment, cameras, computer, tablet, as a result of theft or robbery. The insurer will reimburse the costs of obtaining new identity documents, replacing keys and locks, and buying back lost items.

The deductible is covered in the case of car rental on the basis of an agreement concluded by the insured and when the costs of renting the car have been fully covered by the Millennium Mastercard World Elite credit card. The cover is provided for the period of car rental, which cannot exceed 31 days.

Reimbursement of essential purchases (meals, snacks and accommodation costs) in the event of a travel delay of at least 4 hours. The insurance covers the cardholder and family members traveling with them.

Reimbursement of necessary purchases (meals and snacks) in the event that the insured is denied boarding due to an excessive number of bookings, resulting in a minimum of 4 hours waiting for alternative transport.

Assistance during a foreign trip, which consists of, among others:

• providing information on preparing for the trip, assistance in obtaining replacement documents in the event of their loss,
• arranging the shipment of replacement personal items such as glasses or contact lenses.

Legal assistance

Legal assistance during a trip abroad. The cover ensures that costs are covered in the following areas:

• legal advice,
• translation of documents,
• preparation of an opinion by an expert or an appraiser,
• taking action at the pre-trial stage and as part of court proceedings.