Protection in the case of a delay of luggage for longer than 4 hours or its loss (delay over 48 hours) during travel. The insurance covers the cost of emergency purchases which the Card Holder had make for himself and travelling family members, if his luggage has not reached within 4 hours after arriving at the destination.

The insurance covers daily compensation in the case of hospitalisation of the Card Holder and family members for a period up to 30 days which occurred during a foreign travel lasting up to 60 successive days. The Card Holder's family is covered also when travelling without the Card Holder.

This insurance covers the return of the cash stolen in consequence of a robbery during a payout in an ATM or up to maximum 4 hours after the payout.