About the account

Konto Oszczędnosciowe Walutowe is a safe way of saving and multiplying your money in EUR and USD, allowing:

  • Possibility of saving for travel or shopping purposes
  • Flexible access to savings without losing accrued interest
  • Protection from the exchange course fluctuations
  • 0.01% p.a. for funds in USD
  • 0.01% p.a. for funds in EUR


You can set it up, if you have current account in PLN and current account in EUR or USD.

Interest rates

Standard interest rates for Konto Oszczędnościowe Walutowe

Interest rates per yearStandard
USD0.01%
EUR0.01%

The standard interest rate is valid for customer funds not qualified as new money.

Interest compounded monthly.

How to open

In mobile app

It only takes a few moments

Prestige Line

Call us

801 12 7000
In our branches
Choose the nearest branch

Useful informations

Account opening 0 EUR /USD
Monthly account fee 0 EUR /USD
First internal transfer order in a calendar month 0 EUR /USD
Second and every subsequent internal transfer order in a calendar month 1 EUR /USD

Konto Oszczędnościowe Walutowe is opened for an indefinite term. You can manage it through your current account, which also provides access to other banking services. You can hold one Konto Oszczędnościowe Profit savings account with each current account, to which there are various holders/co-holders present.

Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of 100,000 EUR, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.

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801 331 331

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Legal note

New money on Konto Oszczędnościowe Profit shall bear promotional interest during 62 days of 1% per annum up to PLN 25,000 – from the day, on which Konto Oszczędnościowe Profit is credited for the first time with new money during the period of participation in the Promotion, which lasts from 05.10.2020 to 14.11.2020. The promotional interest rate for further new money credited on the account shall apply until the 62nd day included, counting from the first crediting with new money. Standard variable interest rate as stipulated in the Price List – Interest Rates shall apply to the surplus new money over PLN 25,000, to money not classified as new money and also after the Promotion period. Only one promotion at a time is available for the particular Konto Oszczędnościowe Profit. Promotion details in the “New Money on Konto Oszczędnościowe Profit. Edition 25”. Konto Oszczędnościowe Profit savings account is managed via the current account, which also provides access to other banking services. Fees as well as rules for keeping a current account and savings accounts (including Konto Oszczędnościowe Profit) are stipulated in Rules and regulations of providing banking services for Individuals at Bank Millennium S.A. as well as in the Price list – fees and commissions. The first internal transfer order from Konto Oszczędnościowe Profit shall be free of charge, and the second as well as all subsequent ones shall be charged PLN 7.50. Above mentioned regulations are available in Bank Millennium branches as well as on www.bankmillennium.pl.