About the insurance

Attractive insurance “Bezpieczna Pożyczka” will ensure comprehensive support for you and your kin in numerous unexpected circumstances, such as:

  • serious illness,
  • death,
  • loss of work or hospitalisation as a result of accident,
  • temporary incapacity to work or death as a result of accident,
  • total incapacity to work or disability as a result of accident.

Insurance “Bezpieczna Pożyczka” offers insurance protection adjusted to your needs - an insurance package ensures coverage in all the above events and changes automatically depending on your professional situation and current pension/disability pension entitlement.

Why can you breathe easy with insurance “Bezpieczna Pożyczka”?

Should any of the above unexpected circumstances occur, the Insurer will pay for you:

  • up to 12 instalments if you lose work or up to 6 instalments if you are taken to hospital as a result of accident,
  • even 36 instalments if you are temporarily unfit for work or 25% of the outstanding loan amount in case of death due to accident,
  • the entire outstanding amount of the loan if you are fully unfit for work or 25% of the outstanding loan amount in case of disability as a result of accident,
  • the entire outstanding amount of the loan in case of falling ill with one of serious diseases or in case of death.

Regulations

Concluding an insurance agreement is easy and quick.

You can use your insurance:

  • when concluding a loan agreement at a Bank branch or via Millenet,
  • during the term of the loan agreement if you have an uninsured cash loan at Bank Millennium, you can conclude an insurance agreement by submitting a signed form - Insurance contract application at any Bank Millennium branch.

The insurance premium depending on the option is:

  • for Option 1 - 0.3% of the loan amount granted together with the commission (if credited) monthly;
  • for Option 2 - 0.235% of the loan amount granted together with the commission (if credited) monthly.

For your convenience, the premium is added to the loan amount.

The insurance is offered in cooperation with Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A.

Do you know that you can lower your cash loan interest rate with insurance?

According to the current Cash Loan Price List the conclusion of the Safe Loan insurance agreement in Option 1 and the indication of the Bank as entitled to all benefits under the insurance agreement will reduce the interest rate on your loan.

If you conclude an insurance contract in Option 1 at the time of concluding your cash loan agreement the Bank's commission for granting the loan will also be reduced.

Cash Loan - See more details of current offer

Detailed rules for granting insurance coverage by Insurers - Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A. including information on liability exclusions are included in the Safe Loan Insurance Terms and Conditions applicable to insurance contract concluded from 12.11.2019. A summary of significant product features is included in the Product Card - Safe Loan Insurance.

The Bank offers insurance as a financial intermediary (Agent) in accordance with the Act of May 22 2003 on insurance mediation (Journal of Laws of 2014, item 1450 as amended). As an Agent, the Bank has powers of attorney issued by Insurer to perform agency activities on behalf and for the benefit of Insurers.

Insurance documents archive

Additional products

Cash Loan

Fast, easy and inexpensive. A simple way to carry out your plans.

Find out more Cash Loan

Consolidation Loan

Save money by replacing several instalments paid to many banks with a single lower instalment.

Find out more Consolidation Loan

How to get

Online Application

Use the contact form – our Prestige Advisor will call you back

Contact with Advisor

Should you have any questions, call us

22 598 41 07

Monday - Friday 10:00 a.m. - 6:00 p.m.

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