Concluding an insurance agreement is easy and quick.

You can use your insurance:

• when concluding a loan agreement at a Bank branch or via Millenet,
• during the term of the loan agreement if you have an uninsured cash loan at Bank Millennium, you can conclude an insurance agreement by submitting a signed form - Insurance contract application at any Bank Millennium branch.

The insurance premium depending on the option is:

• for Option 1 - 0.3% of the loan amount granted together with the commission (if credited) monthly;
• for Option 2 - 0.243% of the loan amount granted together with the commission (if credited) monthly.

For your convenience, the premium is added to the loan amount.

The insurance is offered in cooperation with Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A.

Do you know that you can lower your cash loan interest rate with insurance?

According to the current Cash Loan Price List the conclusion of the Safe Loan insurance agreement in Option 1 and the indication of the Bank as entitled to all benefits under the insurance agreement will reduce the interest rate on your loan.

If you conclude an insurance contract in Option 1 at the time of concluding your cash loan agreement the Bank's commission for granting the loan will also be reduced.

Cash Loan - See more details of current offer

Detailed rules for granting insurance coverage by Insurers - Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A. including information on liability exclusions are included in the Safe Loan Insurance Terms and Conditions. A summary of significant product features is included in the Product Card - Safe Loan Insurance.

The Insurance Agreement shall be concluded by the Customer with the Insurers via Bank Millennium SA (hereinafter: “the Bank”), acting in the capacity of insurance agent on behalf of multiple insurance companies. The Bank is listed under No. 11162860/A in the Register of Insurance Agents kept by Polish Financial Supervision Authority (https://rpu.knf.gov.pl/link opens in a new window). Detailed information about the Bank’s activity as insurance agent required by the Act on insurance distribution, including fee information, principles for filing claims and complaints, and out-of-court settlement of disputes can be found in the Product Cards concerning this insurance, including Insurance Agent information. Bank as an insurance agent has a proxy issued by Insurers to act on behalf of Insurers.