What is important, you do not have to choose the risks. Insurance package in Option 1 offers coverage in all the above events and changes automatically depending on your professional situation and current pension/disability pension entitlement.
Should any of the above unexpected circumstances occur, the Insurer will pay for you:
- up to 12 instalments if you lose work;
- up to 6 instalments if you are taken to hospital as a result of accident, or sickness;
- even 36 instalments if you are temporarily unfit for work;
- 50% of the your part of granted loan amount (including credited insurance commission and insurance premium) in case of death due to accident*;
- Whole your part of granted loan amount (including credited insurance commission and insurance premium)*;
- granted loan amount (including credited insurance commission and insurance premium), and additional amount of 25 000 PLN in case of falling ill with one of serious diseases*;
- Up to 5000 PLN in case of covering rehabilitation costs or up to 1000 PLN in case of covering rehabilitation costs.
Insurers will also organize and cover the costs of second medical opinion.
* If you conclude insurance contract during loan repayment Insurers will pay the insurance benefit amount equal to your part of loan balance at the day of insurance contract conclusion, accordingly to loan payment schedule.
The conclusion of the insurance contract is simple and convenient - it takes place during the conclusion of a cash loan agreement, and insurance protection begins the day after the loan is launched. The insurance premium is only 0.3% of the granted loan amount per month and for your convenience it is added to the loan amount.