Importantly, you do not have to choose the risks or events from which you would be protected. The scope of the insurance package in Option 1 always covers 6 risks and changes automatically depending on your professional situation and current pension rights at a given time.

In the event of any of the above events, the Insurers will pay out your share of the amount:

• up to 12 installments , each increased by PLN 500 in case of loss of permanent source of income;
• up to 36 installments, each increased by PLN 500 in the event of temporary inability to work;
• 50% of initial loan amount (in case of death caused by accident);
• initial loan amount in case of your death;
• initial loan amount and additional payment of 27 000 PLN in case of critical illness;
• 50% of initial loan amount in case of your disability.

Additionally, Insurer will organize and cover the cost of Second Medical Opinion.

Yes. We will grant you the loan online. We will transfer the funds to your new account in our bank.

For any purpose of your choice, e.g. purchase of a car, telephone, trips, home renovation.

We have prepared tailored offers for our customers. They are available on the mobile app and Millenet. Also check out the Cash Loan website with offers on promotion for our customers.

Yes. Please note that you must meet the following conditions:

• you are not bound by any contract with our bank at the time of application
• you are a person of full legal age and have full legal capacity
• you have regular income from an employment contract, contract of mandate or contract for specific work, which is credited to your bank account
• you are creditworthy
• you fulfil the conditions of the promotion, e.g. you open an account and declare the transfer of remuneration to this account, you give your marketing consent. Details can be found in the terms and conditions of the online loan promotion for new customers - check above in the section Important documents.

We accept income from a contract of employment, contract of mandate or contract for work. We are working to extend the offer to people receiving income from other sources.

We lend between 1,000 and 40,000 PLN. The maximum amount you can receive depends on your creditworthiness.

The repayment period ranges from 6 to 70 months. It is up to you to decide on the length of repayment.

As soon as you sign the loan documents (including the agreement), we will transfer the loan to your bank account at our bank.

Yes. You must have an account with one of these banks: Alior, BNP Paribas, ING, mBank, Pekao, PKO BP, Santander or VeloBank. It is important that your salary is paid into this account. We will verify your income based on your consent and the transaction history of this account. Additionally, after signing the loan agreement, we will open an online Millennium 360° account with our bank for you. We will disburse your loan to this account and draw funds from it to repay instalments.

We will verify your income based on the history of the account into which your salary is currently paid. To do this, we will ask you to log into your bank and provide us with the history of this account.

You need:

• a computer or phone with internet access and a web browser
• an e-mail address
• the option to view PDF files
• a Polish telephone number with the option to receive text messages

Before completing the application, prepare:

• PESEL number, your personal and address details, e-mail address
• series, number and expiry date of your identity card
• login and password for logging in to the bank where you have your account and where your salary is paid in

If you have an account with PKO BP, we will ask you to make a verification transfer, through which we will verify your identity.

Yes. You can repay the loan early in part or in full - just submit an early repayment order. Remember to ensure that you have funds in your account. Early repayment will not incur any additional costs for you.