Motor insurances - Bank Millennium

For every year you drive without making a claim you may get a discount for motor insurance. The longer you drive without causing accidents or collisions, the higher your discount will be. You may get as much as 60% off the price of your premium. To get a quote, you can use the OC calculator, which you will find in Millenet and the mobile app.

The amount of your motor insurance premium depends, among other things, on the place where the vehicle was registered, your claim history or type of the vehicle insured. The amount of the insurance premium discount, on the other hand, depends on the driver and not on the vehicle itself. Because the driver’s claim history is not assigned to one particular car, you will preserve your discounts even if you change your vehicle. Discounts awarded by one insurer are also accepted by other insurance companies.

You can check yur quote for car insurance (or other vehicle) quickly using the calculator in Millenet and the mobile app.

When paying your premium through Millenet or mobile app, you will be requested to select one of the following types of payment:

• single payment – if you want to pay the premium for the entire year in advance, the amount will be automatically deducted from your Bank Millennium account or credit card;
• monthly payments – if you want to divide your annual premium into 12 instalments at no additional cost, the amount will be automatically deducted from your Bank Millennium account.

You do not have to remember about the deadlines or make the transfers yourself, either. Just make sure you have sufficient funds on the account – we will transfer the premium to the insurer at the right time. Profit from the increased payment flexibility: purchase your insurance even one month prior to the expiry date of your current policy and pay up to two weeks later.

Our insurance partner is Ergo Hestia Group. This insurer is widely appreciated not only by its business partners but, first and foremost, by thousands of satisfied Clients.

As ERGO Hestia Group is a member of the Direct Loss Indemnification System (Bezpośrednia Likwidacja Szkód), you will be able to use the insurer’s claim adjustment system, even if you purchase only OC third party liability insurance.

It means that if somebody damages your car, you don’t have to call the perpetrator’s insurer. Instead, the claim will be settled directly by Ergo Hestia Group.

• The insurer provides its Clients with the direct telephone and e-mail contact to the claims officer.
• Mobile claims adjusters are at Clients’ disposal at any place and time – within 48 hours from filing the claim at maximum.
• Mobile claims adjusters perform an on-site cost-estimate, and – in case of a simple claim – may take an immediate decision about benefit payout.