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Gain a no-claims discount if you buy insurance online

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About motor insurance



  • keep all in one place, your money and your motor insurance

  • insure a car, motorcycle or scooter

  • get a customized policy that will best suit your needs

  • select the most convenient payment method

OC/AC insurance

OC insurance

OC insurance is a basic third-party liability insurance. It is mandatory for all vehicle owners. If you cause harm to other road users, it will save you from financial consequences. The insurer will pay compensation to your victims.

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AC insurance

AC Mini

AC insurance in the mini version will protect you against the financial consequences of:

  • vehicle theft
  • damage caused by forces of nature
In the event of a loss, the Insurer will determine the amount of compensation based on the prices of spare parts. Thanks to the compensation, you will arrange the repair of your vehicle yourself.

Coverage in the territory of Poland.
Get a quote

AC Economic

AC insurance in the economic version will protect you against the financial consequences of:

  • collision
  • theft
  • vandalism
  • vehicle damage caused by forces of nature
In the event of a loss, the Insurer will determine the amount of compensation based on the prices of spare parts. Thanks to the compensation, you will arrange the repair of your vehicle yourself.

Coverage in the territory of Europe.
Get a quote

AC Optimal

Autocasco Optymalne

AC insurance in the economic version will protect you against the financial consequences of:

  • collision
  • theft
  • vandalism
  • vehicle damage caused by forces of nature
You are guaranteed a fixed sum insured. In the event of a loss, you will repair your vehicle at an authorized service center (ASO) using original parts (the vehicle must not be more than 9 years old).

Coverage in the territory of Europe.
Get a quote

Extra benefits

  • No need to enter data

    Just scan the code in the registration certificate and we will fill in the vehicle data automatically.

  • Offer customized to your vehicle

    Get the best motor insurance quotes and choose the option fitted to your needs.

  • Broad selection of options

    Buy OC insurance, select one of the many AC options, or extend your coverage by adding other insurance.

  • No-claims discount

    We appreciate your commitment to safety, and that is why we award discounts for clean insurance record.

  • Flexible payments

    Divide the premium into monthly instalments without additional cost, or pay for the whole year in advance by making a single payment.

  • Online access to the policy

    All in one place and always at hand. Log in to Millenet or mobile application to check out or download your insurance policy.

  • Quick claim adjustment

    We cooperate with the Insurer, whose experience and professionalism guarantee fast assistance and quick claim adjustment.

  • No need to remember about deadlines

    Just select preferred payment option and make sure you have sufficient funds on your account. We will transfer the premium to the Insurer at the right time.

How to buy motor insurance?

  1. 1
    How to buy motor insurance? -

    Log in to Millenet and select from the menu Offer > Insurance > New motor insurance.

    Get a quote oc/ac insurance

  2. 2
    How to buy motor insurance? -

    Select "Scan code" and follow the directions or complete the form manually. We will offer insurance tailored to your needs.

  3. 3
    How to buy motor insurance? -

    Select a payment method and confirm the purchase.

  1. 1
    How to buy motor insurance? -

    Log in to the mobile app and select from the menu Offer > Insurances > Motor insurance.

  2. 2
    How to buy motor insurance? -

    Prepare the registration certificate and scan the vehicle code. Then complete the form and we will propose an insurance tailored to your needs.

  3. 3
    How to buy motor insurance? -

    Select a payment method and confirm the purchase.

Additional options

  • Assistance Standard

    Provide yourself with support in case of unexpected situations, including dead car battery, breakdown or fuel failure when en route. The insurer may tow your vehicle up to 200 km and grant you a replacement car up to 3 days. The insurance is valid in Poland.

  • Assistance Plus

    Get protection in the territory of Europe. Thanks to it, you will receive a replacement car up to 5 days, extend the car towing limit to 300 km, and profit from additional benefits such as refund of accommodation cost or substitute driver service.

  • Car glass

    If you happen to damage windscreen, side or rear windows, the insurer will arrange for the repair or replacement of the damaged window. With the vehicle glass insurance, in case of window glass damage – you do not lose your no-claims discounts.

  • NNW

    NNW is a personal accident insurance that protects health and life of the driver and passengers. When you buy accident insurance to the civil liability insurance policy, ensures financial support for the driver and passengers in case of bodily injury, incapacity for work or death. The insurance also covers the refund medical treatment cost.

FAQ

  • For every year you drive without making a claim you may get a discount for motor insurance. The longer you drive without causing accidents or collisions, the higher your discount will be. To get a quote, you can use the OC calculator, which you will find in Millenet and the mobile app.

    The amount of your motor insurance premium depends, among other things, on the place where the vehicle was registered, your claim history or type of the vehicle insured. The amount of the insurance premium discount, on the other hand, depends on the driver and not on the vehicle itself. Because the driver’s claim history is not assigned to one particular car, you will preserve your discounts even if you change your vehicle. Discounts awarded by one insurer are also accepted by other insurance companies.

  • You can check your quote for car insurance (or other vehicle) quickly and conveniently using the calculator in Millenet and the mobile app.

  • When you buy OC/AC insurance in Millenet or in the mobile app, we will ask you to choose the payment method.

    You can pay in 2 ways:

    • single payment – if you want to pay the premium for the entire year in advance, the amount will be automatically deducted from your Bank Millennium account or credit card;
    • monthly payments – if you want to divide your annual premium into 12 instalments at no additional cost, the amount will be automatically deducted from your Bank Millennium account.

    You do not have to remember about the deadlines or make the transfers yourself, either. Just make sure you have sufficient funds on the account – we will transfer the premium to the insurer at the right time. Profit from the increased payment flexibility: purchase your insurance even one month prior to the expiry date of your current policy and pay up to 2 weeks later.

  • Our insurance partner is ERGO Hestia Group. This insurer is widely appreciated not only by its business partners but, first and foremost, by thousands of satisfied Clients.

    As ERGO Hestia Group is a member of the Direct Loss Indemnification System (Bezpośrednia Likwidacja Szkód), you will be able to use the insurer’s claim adjustment system, even if you purchase only OC third party liability insurance.

    It means that if somebody damages your car, you don’t have to call the perpetrator’s insurer. Instead, the claim will be settled directly by Ergo Hestia Group.

    1. The insurer provides its Clients with the direct telephone and e-mail contact to the claims officer.
    2. Mobile claims adjusters are at Clients’ disposal at any place and time – within 48 hours from filing the claim at maximum.
    3. Mobile claims adjusters perform an on-site cost-estimate, and – in case of a simple claim – may take an immediate decision about benefit payout.

Important documents

Get in touch with us

  1. Check your quote
    and buy insurance online

    Get a quote

  2. Should you have any questions,
    call us at

    22 598 41 07
    (fee in accordance with the operator's tariff)
    Monday - Friday 10:00 a.m. - 6:00 p.m.

Additional information

  • Additional information