About insurance

You’ll be amazed at how quickly you can insure your vehicle in Bank Millennium

If you want to finish later, do it any time you like either via mobile app or Millenet


  • No need to enter data

    No need to enter data

    Just scan the code in the registration certificate – your vehicle data will be automatically uploaded.

    How to insure?
  • Offer customized to your vehicle

    Offer customized to your vehicle

    Get the best insurance quotes and choose the option fitted to your needs.

  • Broad selection of options

    Broad selection of options

    Buy OC, select one of the many AC options, or extend your coverage by adding other insurance.

    See options
  • No-claims discount

    No-claims discount

    We appreciate your commitment to safety, and that is why we award discounts of up to 60% for clean insurance record.

    How to get a discount?
  • Flexible payments

    Flexible payments

    Divide the premium into monthly instalments without additional cost, or pay for the whole year in advance by making a single payment.

    How to pay premium?
  • Online access to the policy

    Online access to the policy

    All in one place and always at hand. Log into Millenet or mobile application to check out or download your insurance policy.

  • Quick claim adjustment

    Quick claim adjustment

    We cooperate with the insurer, whose experience and professionalism guarantee fast assistance and quick claim adjustment.

    How does it work?
  • No need to remember about deadlines

    No need to remember about deadlines

    Just select preferred payment option and make sure you have sufficient funds on your account. We will transfer the premium to the insurer at the right time.

    How to pay premium?

How to insure

Insurance in Millenet

Fill in the application form in Millenet to buy insurance in no time.

link opens in a new windowLog in

Log in to Millenet and go to Investments and Insurance

  1. 1

    Scan the code from your vehicle registration certificate

  2. 2

    Select the insurance option that best suits your needs

  3. 3

    Choose the most convenient payment method and confirm the purchase

Your insurance policy

With Millenet you will always have your insurance policy with you. Check or print your policy anytime.

You will also find all information and related documents in mobile app in My Products. Learn more about insurance in mobile app

Useful information

The service is available in mobile app for Android and iOS devices. If you have a different device, you can purchase motor insurance through your Millenet internet banking system by filling in the vehicle details manually.

Frequently Asked Questions

  • How do I get a no-claims discount?

    For every year you drive without making a claim you may get a discount for motor insurance. The longer you drive without causing accidents or collisions, the higher your discount will be. You may get as much as 60% off the price of your premium.

    The amount of your motor insurance premium depends, among other things, on the place where the vehicle was registered, your claim history or type of the vehicle insured. The amount of the insurance premium discount, on the other hand, depends on the driver and not on the vehicle itself. Because the driver’s claim history is not assigned to one particular car, you will preserve your discounts even if you change your vehicle. Discounts awarded by one insurer are also accepted by other insurance companies.

  • How can I pay my premium?

    When paying your premium through Millenet or mobile app, you will be requested to select one of the following types of payment:

    • Single payment – if you want to pay the premium for the entire year in advance;
      the amount will be automatically deducted from your Bank Millennium account or credit card.
    • Monthly payments – if you want to divide your annual premium into 12 instalments at no additional cost;
      the amount will be automatically deducted from your Bank Millennium account.

    You do not have to remember about the deadlines or make the transfers yourself, either. Just make sure you have sufficient funds on the account – we will transfer the premium to the insurer at the right time. Profit from the increased payment flexibility: purchase your insurance even one month prior to the expiry date of your current policy and pay up to two weeks later.

  • What is the claim adjustment process?

    Our insurance partner is Ergo Hestia Group. This insurer is widely appreciated not only by its business partners but, first and foremost, by thousands of satisfied Clients.

    As ERGO Hestia Group is a member of the Direct Loss Indemnification System (Bezpośrednia Likwidacja Szkód), you will be able to use the insurer’s claim adjustment system, even if you purchase only OC third party liability insurance.

    It means that if somebody damages your car, you don’t have to call the perpetrator’s insurer. Instead, the claim will be settled directly by Ergo Hestia Group.

    • The insurer provides its Clients with the direct telephone and e-mail contact to the claims officer.
    • 175 mobile claims adjusters throughout Poland are at Clients’ disposal at any place and time – within 48 hours from filing the claim at maximum.
    • Mobile claims adjusters perform an on-site cost-estimate, and – in case of a simple claim – may take an immediate decision about benefit payout.

Need more information? Get in touch with us

Check your quote
and buy insurance online

link opens in a new window Get a quote in Millenet

Should you have any questions,
call us at

22 598 41 07

Monday to Friday , 10.00 a.m. to 6.00 p.m.
for mobile and fixed-line phones

Additional information

Insurance cover is provided under individual motor insurance by STU ERGO Hestia SA with head office in Sopot. For detailed terms and conditions of insurance cover as well as the full list of Insurer’s liability exclusions and limitations see Terms and Conditions of Motor Insurance for Customers of Bank Millennium, Insurance Agent information, Product Cards concerning the motor insurance and insurance product information documents, respectively, available on www.bankmillennium.pl.

The Insurance Agreement shall be concluded by the Customer with the Insurer via Bank Millennium SA (hereinafter: “the Bank”), acting in the capacity of insurance agent. The Bank is listed under No. 11162860/A in the Register of Insurance Agents kept by Polish Financial Supervision Authority (www.knf.gov.pl). Detailed information about the Bank’s activity as insurance agent required by the Act on insurance distribution, including fee information, principles for filing claims and complaints, and out-of-court settlement of disputes can be found in the Insurance Agent information and Product Cards concerning this motor insurance.

Motor insurance is offered to the Bank’s customers who have a current account or credit card in the Bank together with active access to Millenet internet banking or to the Bank’s Mobile App. The motor insurance offering is not available for vehicles used for commercial purposes, leased vehicles and vehicles with the steering wheel on the right hand side. AC (comprehensive) insurance, Assistance, NNW (casualty) and Window glass insurance cannot be purchased as stand-alone products and may be bought only together with OC (third-party liability) insurance.

Messages, including text (SMS) and PUSH messages, sent and made available by the Bank to promote motor insurance constitute marketing information.