You can withdraw money with a debit card, credit card or BLIK code. Select one of the default amounts (50, 100, 200, 300, 400 or 500 PLN) or choose “Other amount” and enter a multiple of 50 PLN. Optionally, you can print out the receipt. The receipt, apart from the date, time and place of the transaction, will also state the withdrawn amount, current and available balance (for debit card) or credit balance (for credit card).

In selected machines (deposit ATMs) you can deposit money without having to visit a Bank’s branch. The money you deposit using a debit card will be credited on your account linked with the card. A deposit made with a credit card will be treated as credit card repayment. You can also deposit cash using a BLIK code available in the mobile app.

If you deposit cash using a card - upon inserting the card and entering PIN, select “Cash deposit”. If you want to deposit cash using BLIK code, select "BLIK deposit" on the Cash Deposit Machine screen. Next enter the 6-digit BLIK code and PIN. Count the bills before feeding them into the deposit slot and insert when prompted. Make sure the amount displayed on the screen is correct. Insert the neatly stacked bills longer edge first. Make sure the bills are neither crumpled, folded nor clipped together. Remove any items that may accidentally get stuck in between the bills such as receipts or tickets.

You can deposit cash in over 3000 Euronet deposit ATMs nationwide. To start, insert your card, enter PIN and agree to terms and conditions. In the next step, select “Cash deposit in PLN”. If you have a debit or prepaid card, select “Deposit on account in Bank Millennium”. If you’re using credit card, select “Card repayment in Bank Millennium”. The funds will be credited to your account immediately. If you deposit cash on a non-working day, the funds will be available on the next business day. Cash deposit using a BLIK code is not available.

With a credit card, you can deposit cash completely free of charge. Using Euronet deposit ATMs with a debit or prepaid card is free of charge, if the sum of the current and previous deposit amount in a calendar month is a maximum of 10,000 PLN. You can find details of using Euronet deposit ATMs in terms and conditions. You can search for Euronet deposit ATMs in your neighbourhood using a search tool on our website.

You can display the account balance (for debit card) or available credit (for credit card) on the ATM screen or print it out. In case of debit cards you will see the current balance and available balance, while in case of credit cards you will see the used limit (current balance) and the available remaining limit (available credit).

This option is available both for Bank Millennium debit and credit cards. You can choose whether the last 10 transactions are to be displayed on the screen or printed out.

You can change the PIN of the card currently inserted into the ATM. In order for the change to be confirmed you have to enter the new PIN twice. This option is available for all Bank Millennium cards – both debit and credit.

You can top-up the pre-paid cards for the following mobile networks: Plus, Orange, T-Mobile, Sami Swoi, Heyah and Play. Select the mobile network, enter your phone number and the top-up amount, and confirm with a green button on the ATM keypad. Once you complete the transaction, you can print out the receipt. Mobile top-up is available for all Bank Millennium cards – both debit and credit.

P@ssword 2 is used for authorizing the change of the mobile phone number, to which text messages confirming transactions are sent (MilleSMS). This option is available for all Bank Millennium debit and credit card.

• Pay close attention to the ATM and its surroundings. Try to avoid using the ATM at night. Check if the next person in line is keeping the proper distance. Stay alert and if you are being watched or it has suddenly become crowded, cancel the transaction and go to another ATM.
• Always try to use the same ATM. This will make it easier for you to detect any changes that may result from the installation of fraudulent devices.
• If you spot anything suspicious or out of ordinary, or if it looks like someone has tampered with the equipment, do not use the ATM and inform the Bank immediately.

• Do stand too close to the person using an ATM. Keep a distance of approx. 2 meters and wait until that person completes the transaction and walks away from the machine.
• Never force the card into the card slot. A difficulty with inserting the card may result from card reader failure or from the presence of a fraudulent device (e.g. a skimmer) attached to the ATM.
• Do not enter the PIN unless the instructions on the ATM screen tell you to do so. When using the machine stand close to it. Always shield the keypad when entering the PIN to prevent others from seeing it, e.g. by covering it with your other hand. This way even if a hidden camera has been attached to the ATM, your PIN will not be disclosed.
• Remove the card from the slot right after you are requested to do so by the instructions on the ATM screen. If the card has been retained by the machine, immediately contact the Bank. Do not accept help from strangers.

• Put the cash and the card away after completing the transaction and before leaving the ATM.
• If you see anything suspicious, leave the ATM, and once you are a safe distance away contact the Bank.
• Regularly monitor your account balance –immediately report any irregularities to the Bank.