About the product

Automatic O/N deposit consists in every-day automatic transferring of the funds remaining at the end of the day on the current account of your Company onto a dedicated O/N deposit account. The next morning the funds from the deposit are automatically returned to your current account.

Automatic O/N deposit is kept in PLN, EUR and USD. The detailed terms and conditions for opening the deposit, including the interest rate, are determined individually.


  • Simple and convenient investment – daily service performed automatically by the Bank and you do not need to place separate instructions.
  • Time savings – you do not have to remember to open over the phone and negotiate terms and conditions for your O/N deposit.
  • Effective management of free cashflow – the interest rate for the deposit is adjusted to the balance of funds.
  • Flexible deposit parameters – you may determine the minimum amounts of invested funds and maximum balance that should remain on the current account.
  • Potential for much higher interest rate than on the current/auxiliary accounts.
  • Additional interest income without freezing your cashflow – your funds work for you every night and are still fully available during the day.



Channels of access to product information


Wherever you are, with internet access, you can check account balances and history on a 7/24 basis, also viewing information concerning other products i.e.: cards, loans, guarantees and letters of credit, standing orders or term deposits.

Corporate Branch

Get detailed information about Bank Millennium products by contacting Advisors in the Corporate Banking network.

Contact with Advisor

By phone

Our Consultants will provide you with detailed information and will carry out your instructions. 

801 31 31 31
line available for fixed-line and mobile calls

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