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  1. ESG report for 2025

    The ESG Report of the Bank and Bank Millennium Group is part of the Management Board Report on the activity of Bank Millennium and Capital Group. It is located in Part II, "Sustainability Reporting."

    template.externalLink.desc Find out more About: ESG Report of Bank Millennium and the Bank Millennium Group for 2025

  2. Bank Millennium Group’s Transition Plan

    Plan, which outlines our actions and commitments aimed at achieving net zero greenhouse gas emissions by 2050

    Find out more About Transition Plan - presentation (PDF)

  3. ESG strategy of Bank Millennium Group for 2025 – 2028

    ESG activities are an integral part of the Bank Millennium Group Strategy

    Find out more Aabout: ESG strategy.
  1. ESG Report for 2025

    Bank Millennium and the Bank Millennium Group

  2. Transition Plan
  3. ESG Strategy

Events

Events

Check the last ESG (Environment, Social, Governance) events.

Check Events

ESG Policies

ESG Policies

An open, transparent and effective Sustainability Policy has been implemented in the Bank Millennium Group. This Policy contains guidelines adopted to actively promote sustainable development, minimise environmental impact, prevent and combat all forms of corruption and bribery, create social value and close relations with local communities, protect and respect human rights, respect diversity and counteract exclusion, integrate environmental and social risks into the Group's management and supplier relations, and make available sustainable financial products that foster decarbonisation goals and the construction of a fairer and more inclusive society.

More information:

Policy on Sustainability Principles

Anti-corruption Policy

Social Impact Policy

Human Rights Policy

Diversity Management Policy

Corporate Volunteering Policy

Responsible Financing Policy

Environmental Policy

Supplier Sustainability Guidelines

Principles of Responsible Purchasing
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Bank Millennium Group Code of Ethics


Bank Millennium Group Code of Ethics is binding for all the Employees and it is a set of principles of ethical behaviour in performance of business responsibilities.

ESG Ratings

Morningstar Sustainalytics agency logo

Morningstar Sustainalytics Rating

As of October 2025, Bank Millennium received an ESG Risk Rating of 17.8 from Morningstar Sustainalytics and was assessed to be at low risk of experiencing material financial impacts from ESG factors.


* In no event the information shall be construed as investment advice or expert opinion as defined by the applicable legislation. The information contained or reflected herein is not directed to or intended for use or distribution to India-based clients or users and its distribution to Indian resident individuals or entities is not permitted, and Morningstar/Sustainalytics accepts no responsibility or liability whatsoever for the actions of third parties in this respect.

Additional information about: rating
MSCI rating logo


MSCI Rating

In October 2025 Bank Millennium received an MSCI ESG Rating of AA.


MSCI ESG Research provides MSCI ESG Ratings on global public and a few private companies on a scale of AAA (leader) to CCC (laggard), according to exposure to industry-specific ESG risks and the ability to manage those risks relative to peers. Learn more about MSCI ESG ratings here.

Additional information about: rating

SFDR

Our approach to sustainability at Bank Millennium S.A.

Bank Millennium S.A. conducting business activity implements a number of activities aimed at contributing to the implementation of the UN Sustainable Development Goals, defined in the 2030 Agenda for Sustainable Development. The Bank’s commitment to the implementation of the Sustainable Development Goals is reflected in the Sustainability Policy. The Sustainability Policy contains guidelines adopted to actively promotesustainability, minimise environmental impact, prevent and combat all forms of corruption and bribery, create social value and close relations with local communities, protect and respect human rights, respect diversity and counteract exclusion, integrate environmental and social risks into the management of Bank Millennium S.A. and in supplier relations, and make available sustainable financial products that foster decarbonisation goals and the construction of a fairer and more inclusive society.

Find out more

Partnerships and awards

Bank Millennium is a signatory of two important international initiatives:

  • Business and government administration partnership for achieving UN Sustainable Development Goals (SDG).
  • Diversity Charter - a commitment signed by organizations that are fostering and promoting diversity.

The market highly appreciates our ESG - related efforts:

Bank Millennium has for years been recognized both as an employer and as a leader in high‑quality customer service.

In 2026, Bank Millennium was once again honored with the Top Employer and, for the twelfth consecutive time, with the Reliable Employer titles, confirming its consistent commitment to creating an attractive and stable workplace.

Moreover, in 2026 Bank Millennium once again received the Golden Bank title and an award in the new “Bank with a Mission” category in the Golden Banker ranking, was honored with the Customer Relations Star awarded by Dziennik Gazeta Prawna, ranked among the leaders in Customer Experience in the Kozminski University ranking, and was again awarded the Service Quality Star.

Bank Millennium’s approach to sustainable development and diversity was recognized with two distinctions in the 2026 “ESG Ranking: Responsible Management,” and the Responsible Business Forum named Bank Millennium among the leaders in diversity in Poland.

Cooperation

Cooperation

Bank Millennium cooperates with:

  • the international environmental organization WWF, with which it has partnered since 2008. Customers can support these efforts by choosing the WWF Millennium Mastercard credit card.
  • the United Nations Global Compact Network Poland (UNGC Network Poland) – the world’s largest UN initiative working for sustainable business.
  • the Responsible Business Forum (FOB), a prestigious association bringing together companies that work for sustainable development and actively promote it among their stakeholders.
  • the Partnership for Carbon Accounting Financials (PCAF) - a global initiative of financial institutions for measuring and reporting greenhouse gas (GHG) emissions associated with financial activities.
  • the POLSIF Association – Sustainable Investment Forum Poland, whose mission is to develop and promote the Polish and European sustainable investment and finance market by creating and disseminating best practices.

Publications

Publications

Starting from 2006 Bank Millennium has been annually publishing its ESG report. In the report, the key aspects of the influence of the Bank on economic, social and environmental sustainable development were defined with reference to major groups of Stakeholders.

Check Publications

Reporting violations

Reporting violations

Any person may provide the bank with information about suspected non-compliance with legal provisions, procedures or ethical standards in force at the bank using the selected reporting channel. We ensure the confidentiality of all reports and do not take any action against whistleblowers reporting suspected violations.

LEARN MORE about reporting violations

Please send your questions, opinions and comments connected with ESG activities of Bank Millennium to: esg@bankmillennium.pl