About the special offer

Who may apply?

Until 25 of March 2022 you may take a Cash loan on attractive terms (APR 9.09%).

You just need to be an employee of:

  • a commercial bank, cooperative bank or a company from the capital group of such bank,
  • an insurance company or a company from its capital group,
  • a credit union,
  • a brokerage house,
  • an investment fund company.

Why do it?

  • fixed, low commission - as low as 0% (APR 9.09%)
  • interest rate 8.30% (APR 9.09%)
  • long credit term: 108 months (120 months in case of consolidation loan)
  • fast credit decision

How to apply?

How can you apply?

Choose a branch suitable for you

Find a branch

What documents do you need to take the loan?

You just have to present a document that proves that you are remunerated by an eligible institution. It may be, for instance, your employment certificate or statement from your bank account. The other documents related to product application depend on the form of your employment.

Important documents

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Additional information

Credit cost and legal note

A representative example for the loan in the limited offer for selected employees from the financial and insurance sector: Annual Percentage Rate (APR) is 9.09%, total loan amount (excluding credited costs): PLN 38 302,70, total amount to be paid: PLN 52 512,11, fixed interest rate 8.30%, total cost of credit: PLN 14 209,41 (including: 1.49% commission (PLN 570,71), interest PLN 13 638,70, insurance PLN 0, additional services PLN 0 - Konto 360° fee, in case of crediting the account with min. PLN 1000 of external incoming funds and min. 1 payment with the account card / BLIK per month; otherwise the monthly fee for the payment account is PLN 8), 91 equal monthly instalments PLN 577,06 each. The calculation was performed as at 16.12.2021.

For the loan details see the Regulations on loans granted to individual clients by Bank Millennium S.A. and Cash Loan Price List, Regulations for the Lowest Interest Rate Guarantee and Regulations of The Cash Loan special offer for selected financial and insurance sector employees - 8th edition. For details of the insurance protection provided by Bezpieczna Pożyczka/Safe Loan insurance from Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A. see Bezpieczna Pożyczka Insurance Terms and Product card – Bezpieczna Pożyczka Insurance. The above mentioned documents are available at the Bank’s branches and on the www.bankmillennium.pl website. Before granting the loan, the bank assesses credit capacity and credit worthiness of the Applicant on a case-by-case basis; when justified, the bank may reject the application.

Special offer for selects employees from the financial and insurance sector is combined with “Lowest Interest Rate Guarantee” offer. As a condition for using the Lowest Interest Rate Guarantee, within 30 days from the day of concluding the cash loan agreement with Bank Millennium S.A., client has to present a loan agreement concluded with another bank or European Information Form with credit decision for the same loan amount and credit period. For the other terms and conditions of the offer see the Regulations of the Cash Loan with “Lowest Interest Rate Guarantee”.