About the special offer

Who may apply?

Until 4 of July  2022 you may take a Cash loan on attractive terms (APR 10.20%).

You just need to be an employee of:

  • a commercial bank, cooperative bank or a company from the capital group of such bank,
  • an insurance company or a company from its capital group,
  • a credit union,
  • a brokerage house,
  • an investment fund company.

Why do it?

  • fixed, low commission - as low as 0% (APR 10.20%)
  • interest rate 9.30% (APR 10.20%)
  • long credit term: 108 months (120 months in case of consolidation loan)
  • fast credit decision

How to apply?

How can you apply?

Choose a branch suitable for you

Find a branch

What documents do you need to take the loan?

You just have to present a document that proves that you are remunerated by an eligible institution. It may be, for instance, your employment certificate or statement from your bank account. The other documents related to product application depend on the form of your employment.

Important documents

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Additional information

Credit cost and legal note

A representative example for the loan in the limited offer for selected employees from the financial and insurance sector: Annual Percentage Rate (APR) is 10,20%, total loan amount (excluding credited costs): PLN 40 185,35, total amount to be paid: PLN 57 016,12, fixed interest rate 9.30%, total cost of credit: PLN 16 830,77 (including: 1.53% commission (PLN 614,84), interest PLN 16 215,94), 91 qual monthly instalments PLN 626,55 each. The calculation was performed as at 25.04.2022.

For the loan details see the Regulations on loans granted to individual clients by Bank Millennium S.A. and Cash Loan Price List of The Cash Loan special offer for selected financial and insurance sector employees - 6th edition. For details of the insurance protection provided by Bezpieczna Pożyczka/Safe Loan insurance from Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A. see Bezpieczna Pożyczka Insurance Terms and Product card – Bezpieczna Pożyczka Insurance. The above mentioned documents are available at the Bank’s branches and on the www.bankmillennium.pl website. Before granting the loan, the bank assesses credit capacity and credit worthiness of the Applicant on a case-by-case basis; when justified, the bank may reject the application.